Someone reversed into the back of my car in a carpark a couple of weeks ago while on holidays. Luckily I was close by, heard it happen and went back to my car to exchange details with the driver. She said she had insurance, but she later contacted me and said it had lapsed due to a dishonoured payment, so wasn't covered at the time of the accident.
Smashed tail light, damage to bumper and boot lid. Damage estimated around $2-2.5k so I put in a claim with my insurer and handed over all of her details so I don't have to pay the excess.
Took car to designated smash repairer yesterday for a quote.
Driving home this morning and I was rear ended by a semi trailer. We we exiting a roundabout so weren't going that fast, and amazingly only damage appears to be a small dent and scratches to bumper, which is due to be replaced anyway, but I guess there's always a chance that there's something not visible to my untrained eye.
Do I put in another claim, given the semi trailer has insurance anyway (and I could be entitled to a hire car which I am currently not getting with the first claim), or just leave it as bumper is going to be replaced anyway as part of the first claim.