There's a heap of Afterpay deals on the front page of Ozbargain at the moment, one of which I wanted to buy (some speakers). I have no need for AfterPay but was thinking of signing up just for this deal.
What I don't want to happen is that Afterpay negatively affects my credit score. Does Afterpay have any adverse credit rating affects even if you pay it off straight away?
Edit: Thanks for the replies, it looks like it won't affect credit, but it will def affect the ability to get a loan in the future. Prob not worth it just to save a few dollars on a set of speakers.