melbillmatic » user profile

2
Member Since 17/11/2012
Last Seen 26/11/2021

Recent Activities

To start on a more positive note you should be able to pay LMI if you only have a 10% deposit and get a principal and interest loan. Now...
08/10/2021 - 09:31
To add to this solid advice. This is a good website to start your education: https://www.passiveinvestingaustralia.com/. Points 3. + 4. in...
18/05/2021 - 07:48
Does it impact your external credit score? Most likely no as the credit bureaus can't see the enquiries. Will it impact your ability to...
21/03/2021 - 09:54
A broad statement like this is not great advice. There's lots of areas where the price has completely stagnated or gone down in Australia....
12/03/2021 - 09:58
melbillmatic was awarded a badge.
20/01/2021 - 16:00
I don't think that landlords are going to give renters a discount. Landlords will charge rent according to what the market can afford. My...
18/01/2021 - 13:00
A general FYI for people who are confused about credit scores. 1) There are multiple companies that create their own credit score, such as...
28/12/2020 - 08:34
Well this is not correct. Your credit score is created by a mathematical model that estimates your probability to default on a loan. It can...
28/12/2020 - 08:18
The US system of credit scoring is very different to Australia (although we seem to be moving that way slowly). You don't need to get a...
12/08/2020 - 07:43
In my experience working for large corporates in the finance space. Graduate intakes have a heavy focus on diversity which includes (a...
05/08/2020 - 16:41
Why would you include the "Sell" events when calculating the average purchase price?
04/08/2020 - 16:08
This is really solid advice. I would adopt this strategy 100%. For "Unless you are in a high tax bracket" I'd also add "and you have...
26/06/2020 - 11:07
Just to add something to the topic but one of the key things banks look for is your ability to service a loan (do you have the available...
28/04/2020 - 13:10
Good deal for some addictive games. Btw if any ozbargainers picked up CK2 DLC in previous giveaways and haven't yet activated them I'd be...
21/04/2020 - 09:08
I agree that largest doesn't mean best. But there are lots of articles from AFR, SMH, Canstar, Finder that consistently show the industry...
10/05/2019 - 10:43
I'd recommend also reading through an article like: https://www.canstar.com.au/superannuation/top-performing-super-funds-rated-canstar/ I'm...
10/05/2019 - 10:41
Where did you get that idea from? Australian Super is the largest super fund in Australia and is continually ranked as one of the best...
10/05/2019 - 10:08
Used Big spender's mine: https://woobox.com/jbszwy/kd9lxc
04/06/2018 - 08:13
Winner! Thanks so much :D
29/05/2018 - 12:24
Thanks @gnv9 I won a double pass! Super excited!!!
28/05/2018 - 21:28
Brighton beach is really different from the famous Sydney beaches in my experience/opinion. I find the beach nice to relax at but wouldn't...
21/02/2018 - 13:57
Thanks gnv9! Won a heritage pack woo, can't wait to make some Laksa :D
19/02/2018 - 11:52
Used slam04's Mine: https://www.meritonsuites.com.au/blog/giveaways/meriton-festival-village-giveaway/?lucky=607 Good luck everyone
01/01/2018 - 18:51
Used Concerned's Mine is: http://woobox.com/v83are/juqt56 Good luck everyone :)
01/01/2018 - 18:50
Bought the green one in one of the last deals. Have used it for some interstate trips and for overnight camping where I had to bring all my...
11/10/2017 - 08:21
Terms and conditions state that the code is valid for a limit of about $20K. Wonder if they'll enforce it.
14/09/2017 - 11:04
2017 Nintendo New 2DS XL - $149.95 + Delivery (or $0 Click and Collect) at The Gamesmen
Cheapest price i've seen at the moment for the newly released Nintendo 2DS XL. Delivery looks to be about $6.95 in Sydney or free pickup...
02/09/2017 - 14:40
I'm in a similar situation to yourself. Recommend educating yourself about the basics. One of the most important concepts I learned about...
29/07/2017 - 11:13