friedsnowdays » user profile
| Member Since | 17/11/2012 |
|---|---|
| Last Seen | 1 hour 26 min |
| Badges | 2 |
Recent Activities
friedsnowdays commented on Chemist Warehouse (Limited Stock): Free Quilton Toilet Paper 36 (Value $14.99) after Cashback for New Members @ TopCashback
I've had a terrible experience trying to claim one of these sign up deals from TopCashback. Have had an open ticket sitting with them for…
Would not recommend doing mechatronics as a degree. I had friends who did mechatronics and biomedical engineering degrees and they…
friedsnowdays commented on Interest Only Loan Eligible for First Home if Staying There? Suggestions to Convert into Investment after 3years
To start on a more positive note you should be able to pay LMI if you only have a 10% deposit and get a principal and interest loan. Now…
To add to this solid advice. This is a good website to start your education: https://www.passiveinvestingaustralia.com/. Points 3. + 4. in…
friedsnowdays commented on Does Afterpay Affect Your Credit Rating Even if You Pay off Your Debt Early?
Does it impact your external credit score? Most likely no as the credit bureaus can't see the enquiries. Will it impact your ability to…
A broad statement like this is not great advice. There's lots of areas where the price has completely stagnated or gone down in Australia.…
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friedsnowdays replied to 
stirlo on Isn't It Kind of Crappy Towards Society to Buy a Lot (if Any) Investment Properties?
stirlo on Isn't It Kind of Crappy Towards Society to Buy a Lot (if Any) Investment Properties?I don't think that landlords are going to give renters a discount. Landlords will charge rent according to what the market can afford. My…
friedsnowdays commented on Zip Pay/Latitude Pay affecting credit score
A general FYI for people who are confused about credit scores. 1) There are multiple companies that create their own credit score, such as…
Well this is not correct. Your credit score is created by a mathematical model that estimates your probability to default on a loan. It can…
friedsnowdays commented on Credit Card for Starters to Build Credit
The US system of credit scoring is very different to Australia (although we seem to be moving that way slowly). You don't need to get a…
friedsnowdays commented on Career change - RN to Accountant/Analyst?
In my experience working for large corporates in the finance space. Graduate intakes have a heavy focus on diversity which includes (a…
friedsnowdays commented on "Working out Average Purchase Price on Shares". Who Is Right and Who Is Wrong?
Why would you include the "Sell" events when calculating the average purchase price?
friedsnowdays replied to 
kingsville on We have inherited a house, would like to live in it, but also build wealth if possible.
kingsville on We have inherited a house, would like to live in it, but also build wealth if possible.This is really solid advice. I would adopt this strategy 100%. For "Unless you are in a high tax bracket" I'd also add "and you have…
Just to add something to the topic but one of the key things banks look for is your ability to service a loan (do you have the available…
friedsnowdays commented on [PC] Steam - Paradox Strategy DLC Build your own Bundle - 3/4/5 DLCs - 60%/64%/65% off - Humble Bundle
Good deal for some addictive games. Btw if any ozbargainers picked up CK2 DLC in previous giveaways and haven't yet activated them I'd be…
I agree that largest doesn't mean best. But there are lots of articles from AFR, SMH, Canstar, Finder that consistently show the industry…
I'd recommend also reading through an article like: https://www.canstar.com.au/superannuation/top-performing-super-funds-rated-canstar/ I'm…
Where did you get that idea from? Australian Super is the largest super fund in Australia and is continually ranked as one of the best…
Used Big spender's mine: https://woobox.com/jbszwy/kd9lxc
Winner! Thanks so much :D
friedsnowdays commented on Win 1 of 60 DPs to an Advanced Screening of Hereditary (Ade/Bris/Melb/Per/Syd) Worth $44 from Ziff Davis
Thanks @gnv9 I won a double pass! Super excited!!!
Brighton beach is really different from the famous Sydney beaches in my experience/opinion. I find the beach nice to relax at but wouldn't…
Thanks gnv9! Won a heritage pack woo, can't wait to make some Laksa :D
friedsnowdays commented on Win One Night’s Accommodation at Meriton Suites Pitt Street, Sydney + Two Tickets to ‘RIOT' at The Sydney Festival [No Travel]
Used slam04's Mine: https://www.meritonsuites.com.au/blog/giveaways/meriton-festival-village-giveaway/?lucky=607 Good luck everyone
Used Concerned's Mine is: http://woobox.com/v83are/juqt56 Good luck everyone :)
+$10 for ozharvest!
Bought the green one in one of the last deals. Have used it for some interstate trips and for overnight camping where I had to bring all my…
friedsnowdays commented on Free Coffee with Hey You / RUOK Day Promo
Terms and conditions state that the code is valid for a limit of about $20K. Wonder if they'll enforce it.
friedsnowdays posted a deal 2017 Nintendo New 2DS XL - $149.95 + Delivery (or $0 Click and Collect) at The Gamesmen
Cheapest price i've seen at the moment for the newly released Nintendo 2DS XL. Delivery looks to be about $6.95 in Sydney or free pickup…
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