I ended up having to buy a car just as Covid first hit. Paid the "Covid-premium" of a higher purchase price than insurance would cover & just grabbed the cheapest I could to get me on the road (Allianz). It's a 2012 TOYOTA CAMRY ALTISE, ASV50R, 4D sedan. To renew is going to be 483.62.
I know I can run around online and get quotes, but I'd love to hear from folks who changed insurers & their experiences in making claims.
That's the only way to know if they're worth the money, imho.
This is the basic rundown of current coverage:
This vehicle is primarily used for local business use & travels approximately up to 10,000km per year. Comprehensive Agreed Value $10,800. Third Party Property Damage
Limit of Liability $20,000,000.
What you're insured for:
See the PDS for the standard policy terms, conditions, limits and
exclusions that apply. This should be read together with this
Policy Schedule and any other document we tell you forms part
of your policy.
Accidental loss or damage to your vehicle ✔
Accidental death benefit ✔
Child seat or baby capsules ✔
Emergency repairs ✔
Emergency accommodation and travelling
Lock re-keying / re-coding ✔
Personal items ✔
Rental car after theft ✔
Trailer and caravan cover ✔
Transportation costs ✔
Substitute vehicle (liability) ✔
Legal costs ✔
Legal Liability ✔