I currently have money in Australian Ethical Super. I have been happy so far with the return in the Australian Shares option. I did some research and they also have managed funds.
I was wondering if instead of investing in their managed funds could I just put all the money into their super instead? Would I be able to access the money I contributed in an emergency? Or would it be locked in until retirement age? A friend told me he used to put money into super and take it out again but this was many years ago.
What are the rules and tax implications these days?