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FYI, the firm I started with is mentioned in these articles. Back then it was a small firm, doing a great job at a small fee. Audits were…

Every last cent : correct especially re corporate trustee. Regarding rearranging - only if someone notices what is happening. Which means…

Brokerage costs - Selfwealth, $9 per trade.

That term deposit income shifting strategy can be handy, but I fear I’ve just shifted the pain to next year..

You have to get hold of their investment option PDS and research the fees for each option. All expressed in %, and paid before your return.

The BGL software does all of those statements, reports and returns automatically, as long as the data entry is correct. Most is auto fed…

In the annual minutes.

That’s the problem. I. Looked at Hostplus, fees were negligible but the investment fees were hidden. To the tune of 8k c/f my investment…

Totally agree. Settled for ‘going to school’ and doing it myself.

Nevertheless, ATO requires trustees document their consideration. Link not needed as all trustees must read this detail.

OP: I wish you well in your deliberations. SlickMick and myself are the main hands on responses you have. Both of us have had experience…

ATO requirement, every year trustees must consider insurance needs.

Netjock - even though I’m not working, if I could get reliable, non rent-seeking help at that cost I’d do it. I’m $220+$330 + levy,…

I love it. Gives me a break from Sudoku and the garden just before spring.

SlickMick, not just saving. Control has been a godsend. Starting and stopping pensions on a dime, not waiting days or weeks for someone to…

Agree with Zeph101. One thing with the software, not all banks and brokers participate in the software data matching. Especially the…

The % difference is possibly the tax withheld in accumulation

Spot on Slick Mick. I do my own bookkeeping using specialised subscription software. That’s $220, audit $330 - I know there is cheaper…

Zeph101 mentions BGLSF360. ($220 p.a) I’ve used it for years after taking over from a percentage based provider (16yrs ago). They dropped…

Good to hear porting out and back worked. Is one month on a non Telstra carrier enough?

Miele test their dishwashers and advise some residual water.

Your Citibank card was replaced with a NAB Classic Banking Visa. After some digging I found this…

Recently had a card blocked and cancelled while travelling. It was replaced with a virtual card in Apple Pay same day. A number of…

Consider the costs before doing this. I run an SMSF myself for less than 1K, looked at rolling to an industry fund but would pay a…

YouTube is your friend for a self install. I had an auto electrician do an install for me, front and rear $130. Next I did myself and as…

@BlindFreddy dunno. Just a saying from my past … But maybe he designed all those BMW’s without functioning indicators …

OMG! Arrived Frankfurt airport. My Avis Toyota Yaris was not available. You can have this Audi A5 3ltr Turbo Diesel. It has 4 km on the…

Surely blind Freddy could see ttt88 was mocking?

Pegasus, exactly my point. Relax, enjoy the ride, giggle at the stupidos racing their way to be 20 seconds in front of you after an hour…

That was my point. Even my 1999 TomTom GPS could tell it didn’t make a swat of difference to my arrival time.