tenpercent » user profile

Member Since | 26/11/2024 |
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Last Seen | 19 hours 45 min |
Badges | 7 2 |
Location | NSW |
Recent Activities

>What would be the easiest way to resolve this? Bank error in your favour, collect $70 every month for the rest of your life. Congrats! And…

tenpercent commented on Casio Unisex Adult's F91W-1 Digital Watch, Black $16.99 + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
>reasonable expectation it is legit stock. How to tell if it is or not?

tenpercent replied to
shortgum on 1% Cashback on Eligible Utilities Bill Payments + No Foreign Transaction Fees for All Orange Everyday Customers @ ING

>hsbc card Debit or credit? Any monthly or annual fees?

tenpercent replied to
Mugsy on 1% Cashback on Eligible Utilities Bill Payments + No Foreign Transaction Fees for All Orange Everyday Customers @ ING

Does ING have any of their own?

tenpercent replied to
bootlace on [NSW] $10 Burger (Exclude Deluxe Burgers) @ Burgers on Broadway, Strathfield Station

Not a fan of K-drama?

tenpercent commented on Referee (if over 60 Years Old) & Referrer Each Get a $50 Gift Card if Referee Attends a Free Hearing Test @ Amplifon
The title and the referals text suggests the referer or existing customer must be over 60 years old. But the text suggests it is the…

tenpercent replied to
life is suffering on Compare The Market: $250 Cashback for Hospital & Extras Combined Insurance @ TopCashback AU

If you are not expecting to make use of the private health policy, you should only *want* to get PHI to avoid the MLS surcharge if the…

They already caught on. Return and Earn don't accept crushed bottles or cans or even bottles missing lids or bottles with a few mL of drink…

>it's a cesspit of masturbatory corporate self-congratulation 100% this. It promotes egocentrism and brown-nosing.

tenpercent commented on $30 for Referrer & Referee for New Sign-Ups (5 Eligible Purchases in 30 Days Required) @ ubank
They mysteriously wouldn't let me sign up two days ago when they had the $100 offer going. Why would I want to sign up now?

>nonsense like negative gearing being deductions for a property purchase and so on. LInk? I've made no such claim. You must have been…

>People who are well off have access to investment structures and companies they can use instead regardless. >Negative gearing will always…

tenpercent replied to
Typical16-bitEnjoyer on What Would Really Happen if Negative Gearing Was Changed?

I know *you* did. I'm suggesting it's a baseless assertion. Putting an end to 'negative gearing' [won't take investors out of the pool of…

tenpercent replied to
Typical16-bitEnjoyer on What Would Really Happen if Negative Gearing Was Changed?

Shock horror at your *hot* take (fed to you by the nightly news). Government agents dressed up like antifa and were spouting bigoted racist…

I did. Thanks for bringing those etfs to my attention btw. I will be looking into them further.

Councils also have temporar financial hardship policies. Ditto water rates. Some insurance providers may have financial hardship policies.…

Rental income gets offset by interest paid and other expenses including costs to directly improve the value of the property in excess of…

You losing your job doesn't stop the tenant paying rent. Banks tend to work with you when you have some sort of temporary financial…

Scenario 1 ignored rental income and tax deductions. All scenarios ignored leverage and margin calls over the 30 years.

Now factor in probability of margin calls. You can leverage property with 80% LVR and no LMI or even up to 90% LVR with LMI. That's 4x to…

This year 34% gave first preferences for Labor and 33% gave first preference to LNP. Barely a difference. Last time it was 33:32 LNP:Labor.…

Now factor in leveraging and taxes.

To be honest, I do make a better APY on some of the deals that get listed here than either property or shares would give me in a good year.

No. But having a loan can magnify your gains. Also you can deduct the interest.

I think it's peaked. My septuagenarian neighbour got one a few weeks ago. If that's not a sign of the market top I don't know what is.

tenpercent replied to
Typical16-bitEnjoyer on What Would Really Happen if Negative Gearing Was Changed?

>If you take investors out of the pool of buyers for existing properties Who said anything about taking investors out of the pool of buyers…


Anything SMART (**S**urveillance **M**onitoring **A**nalysis **R**eporting **T**echnology) can be used to spy on you. The current paradigm…

>and ideally helps with entertaining other guests Your guests would be entertained by watching the readings of a temperature probe? Fun…

What sort of a mug would pay $27 for a mug?
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