SlickMick » user profile

Ouch your investment isn't in super? That's going to hurt when it would have been tax free when you retire.

This. The business is your retirement savings. ATO allows you to invest in your business rather than your business struggling while you…

I agree with DingoBilly. OP can be cautious and protect what he has, as it should be sufficient for him. But my plan is to be 100% in ETFs…

It might go against diversification "rules", but I figure stock markets tend to return a predictable return over a reasonably long period,…

I'd look into the CGT benefits in retirement of buying your ETFs in a SMSF. My plan (so far) is to have 100% in ETFs, and just sell down…

Yeah I was going to reply "try to get a loan and see if credit cards are debt". After decades of collecting points, my conclusion is it…

> It's not my belief Hold on, do you a) believe it; b) not believe it; or c) not think for yourself > they're the scientific and legal…

I disagree, but I'll tolerate your beliefs to the extent that you don't try to impose it upon me.

I remember my GM once saying "if you don't love being here you shouldn't be". Management figured the tragic restructure that offended…

Out of negs.

I totally get it. I had a friend who was told they had to add pronouns to their email footer, and didn't feel comfortable on it. I don't…

who mentioned being scared of anything? Should we call it pronounphobia? I'm so sick of everything being a phobia. Refusing to conform to…

rationally

I've always said if I was forced to say the acknowledgement, I would find it necessary to also acknowledge all the immigrants who have…

This is my attitude. It's probably obvious that I have refused to lead meetings when this is required. I don't straight out say why I won't…

I was just watching an early episode of Silicon Valley, where Jared thought it would be good if the best person for the job was a woman,…

I think one state said enough, it's over?? Surely it will end. Though those that don't support seem to be getting negged here so who knows.

I have 203 Steam games. I paid for a bundle once, a relative paid for a game for me once, and I bought 1 game to play with a colleague. So…

I don't see why. I avoid everything I don't agree with. Our office has so many morning teas, lunches, meetings and workshops on all sorts…

I'm pretty sure op refused (I think avoided is more what they mean) to attend "naming ceremonies", not chisel the name on the door or…

> You don’t believe in managing risk? I do indeed. I buy index-based ETFs. > The average person may, but if you put the work in you can…

> even if you only have a 50% hit rate (flip of a coin) you will still make money Hopefully, but not necessarily, > $0. But in the long…

Buying the wrong stocks is a big reason for losing money

Good decision. There is no need to consolidate. I bought VAS & VHS for a while, but when BetaShares allowed SMSF investing I changed to…

If you stuff up you can definitely lose everything

People lose everything

I use ChatGPT to word stuff for me too, so don't take the hate personally. What we hate here is when people post ChatGPT's thoughts rather…

It's clearly not enough

Regarding road repairs, I think a far bigger levy on trucks would be the way to go. Yes, the price of everything would go up, but we could…

People have a right to support themselves at their level of luxury, not dictated by you. You're picking on the people that provide the…