I think it’s targeted. I just received email, only one redemption per account. To maximise this offer I think you should spend $200, so you only pay $150 as fourth instalment will be covered by Klarna (make sure they comply as Last Kogan offer I had to ask them to waive 4th instalment in chat)
With Klarna, you can support your local retailer and pay in-store. How? With a One-time card. It’s a virtual, single-use card that's set up in the Klarna app. Use it within 24 hours to split your payments in 4 and we'll cover your 4th payment up to $50 this weekend.*
How it works.
• Select In-store in the Klarna app and search the store you want to shop at.
• Set your budget and follow the steps to create your One-time card.
• Save your One-time card to your digital wallet, then tap to pay at the terminal as usual.
Your offer details.
Shop now and split the cost into 4 smaller fortnightly payments. Pay the first 3 instalments and then we'll apply a discount of up to $50 to your 4 instalment.* If you pay your entire order off early, we'll issue a refund up to $50 within 14 days.
*Offer ends at 11:59pm on 24th October (AEDT) and is available to the recipient of the promotional email or push notification only and limited to one transaction per customer. Please keep in mind that you will not be able to use the One-time card at some types of retailers, including: alcohol, gambling, and medical care.