International Travel Insurance for COVID

Now that the international borders are finally opening up and airlines tickets are available, which Travel Insurance companies have plans that provide cover for pandemics?

Comments

  • +3

    Covermore have policies that have some COVID-19 benefits.

    • +1

      Was doing some research today and came to the conclusion that they seem to have pretty good cover.

      Be warned though, I don't think anyone will cover any losses incurred by lockdowns or border closures (if anyone does, please let me know).

  • +4

    Travel insurance does not work in countries which the government has a 'do not travel' advice on which at the moment is all countries except NZ. We don't know yet which countries they will remove that travel warning for.

  • +4

    Good Luck - it's a minefield.
    But as I always say with insurance policies - if you want to find out what you are not covered for, just make a claim

    • and god help you if things change drastically with the influx of o/s people returning to AU

    • +2

      I don't think they cover minefields either

  • +1

    Where are you going OP?
    Some countries have a product that you must purchase.

  • +1

    When shit hits the fan, you might find yourself SOL. For instance insurance won't cover your stay indefinitely overseas if Australia closes again due to another strain so buyer beware.

  • Medibank and AHM now have Covid cover in their travel insurance offerings.

    I have my tickets booked for mid-Dec to the US. Just waiting until more insurers introduce their covid policies. They can't be hermits and have pandemic exclusions forever :/

    • Yep I think I'm gonna go with AHM travel insurance.

      Allianz is offering coverage at a reasonable price but AHM has offered an easy claims process and good customer service in past so may pay the premium for them.

      Travel Insurance Direct is still in hermit mode suprisingly.

      • Cheers,
        I get complimentary insurance from Allianz through my ANZ credit card(criteria- spend >$250 on travel expenses), Chubb through AMEX card (criteria- book return flights), and CoverMore through Bankwest (criteria- spend >$500 on travel expenses)

        Allianz does say they do not exclude COVID like other insurance companies. But does not cover things resulting from a government restriction. But Medibank and AHM mention this too.
        https://www.allianzpartners.com.au/anz-travel-insurance/

        • AMEX just updated their COVID coverage.
          I think it's good for me and I'm not going to take any extra covers

          Domestic Return Trips (Limited Cover only)
          • Cover may be provided:
            • If You need to Change, Curtail or Cancel Your Domestic Return Trip due to You, Your Travelling
              Companion, Your Close Relative or a person You are visiting for the main purpose of Your Trip, being
              diagnosed with COVID-19, You may be eligible to claim under Trip Cancellation and Amendment Cover.
          • Cover is NOT provided for:
            • Cancellation, Curtailment or Trip Change cover due to border closures or travel advisory warnings
              related to COVID-19,
              o Medical Emergency Expenses.
          International Return Trips
          • Cover may be provided:
            • If You need to Curtail, Cancel or make a Trip Change to Your International Return Trip due to You, Your
              Travelling Companion, Your Close Relative or a person You are visiting for the main purpose of Your
              Trip, being diagnosed with COVID-19, You may be eligible to claim under Trip Cancellation and
              Amendment Cover.
            • Cancellation cover - applies for border closures or upgraded travel advisory warnings which
              occur after You make Your Qualifying Travel Purchase or Qualifying Booking for International
              Return Trips.
            • Curtailment or Trip Change cover - applies for border closures or upgraded travel advisory
              warnings which occur after You start Your International Return Trip.
            • If You need to cancel, curtail or change Your International Return Trip because of border closures or
              travel advisory warnings due to COVID-19, You may be eligible to claim under Trip Cancellation and
              Amendment Cover.
            • If You become ill with COVID-19 whilst on an International Return Trip, You may be eligible to claim
              under Medical Emergency Expenses Cover.
          • Cover is NOT provided if:
            • You travel when a ‘Do Not Travel’ advisory warning has been issued by an Australian State or
              Territory or the Australian Federal Government or an Australian government agency (such as the
              Department of Foreign Affairs (DFAT)) prior to Your Trip starting – even if You have an exemption
              to travel from the Australian government or an Australian government agency.
            • You travel when the borders have been closed at Your destination prior to Your Trip starting.
            • You're travelling against a Doctor's advice.
            • You receive a refund, credit note or voucher for the amounts you’re claiming (for example, if an
              airline or hotel provide you with a credit refund).

          https://www.americanexpress.com/content/dam/amex/au/insuranc...

Login or Join to leave a comment