A$35 for New Visa Card Users @ Crypto.com

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A$35 for New Visa Card Users @ Crypto.com

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LOldGregg on 10/11/2021 - 14:13 blog.crypto.com (2808 clicks)
Last edited 10/11/2021 - 14:40 by 1 other user

Taken directly from their blog

"We are excited to announce an exclusive, limited-time offer to celebrate the direct issuance launch of Crypto.com Visa Cards in Australia. Users in Australia who apply for a metal card* between now and 30 November 2021 will receive AUD 35 in CRO**.

The most widely available crypto card in the world, the Crypto.com Visa Card offers up to 8% back on spending, LoungeKey™ airport lounge access, and 100% rebates for Spotify, Netflix, and Amazon Prime monthly subscriptions. There are no annual or monthly fees.

For more information on card benefits and perks, go to Crypto.com Visa Card - Rewards.

*The metal card promotion applies to users who sign up for the Obsidian, Icy White/Frosted Rose Gold, Jade Green/Royal Indigo, and Ruby Steel cards.

**Rewards are paid in CRO and deposited into the user’s Crypto.com App account."

Referral Links

Referral: random (246)

Both referrer and referee receive US$25 on sign up (NOTE: must stake at least A$500 CRO for 6 months). Turn off adblocker when attempting to obtain a referral link

Financial Cryptocurrency Cryto Decentralised Finance

30 Nov 2021

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Crypto.com

closed Comments

Devil on 10/11/2021 - 17:20
Just read through it and still wrapping my head around it.

Let's say I get the Ruby Steel or Royal Indigo level. For Indigo, I store/staked $4000USD with them. Every time I spend (online or tap), I get 3% reimbursed into my staked account. On top of that, I pay for Spotify &/or Netflix if I want and the amount I pay gets reimbursed back into my staked account.

Does this mean that every time I buy something or pay for Netflix, extra money gets added to the $4k I staked?

Does this $4k in value actually fluctuate with the market, so if things go bad, my CRO stake could halve down to $2k for example? If things go well, my $4k stake could end up being $5k?

If I want to spend money, do I transfer money into like a separate part of the account to use (ie. not the same area as the staked amount).

I believe I need to leave the stake there for 6mths. So at the end of 6mths, do I just renew the stake or does it just become a month by month thing.

Thanks!
- ChillBro on 10/11/2021 - 17:25
  
  +2
  
  You get CRO back but that amount isn't also staked, you can sell it and do whatever you want.
  
  Yep, that's the risk
  
  Yep, into the card
  
  Don't have to do anything after the 6 months. Most just leave it there to continue getting benefits
  - FredAstair on 10/11/2021 - 22:57
    
    This guy knows,
- OldGregg on 10/11/2021 - 17:30
  
  +1
  
  Yes you earn the 2% equivalent paid in CRO.
  
  Correct. If you stake $5k and it halves there is no need to stake more to meet the requirement.
  
  There is a card section in the app. You can choose to top it up with either AUD or crypto. If you choose crypto it's essentially sold and the AUD equivalent is credited to your card.
  
  You can choose to renew the staking or choose not to stake. If you don't stake you lose some card benefits. There is a button you can toggle when viewing the cards that shows the benefits you get with staking vs not staking.
  - Devil on 10/11/2021 - 17:53
    
    Awesome, thanks @ChillBro and @OldGregg. That clears up a lot.
    
    I really just want the $35 + 3% back so not daring enough to throw in more than a Ruby Steel I think since I don't really know the market.
    
    (Mod: use referral system)
    - OldGregg on 10/11/2021 - 18:00
      
      I don't think it lets me post my code here but you can click the referral code generator at the top.
  - FredAstair on 10/11/2021 - 22:57
    
    Typo: jade/indigo is 3%
jonnys1n on 10/11/2021 - 18:48

will the 35$ be added if you just put enough forward for the card? or do you have to symbolise participation somehow?
Korban Dallas on 10/11/2021 - 19:34

Did anyone look at their referral amount. My wife receives $50 with her referral code and $50 for her referee and I only get $25
- mountaineer on 10/11/2021 - 19:56
  
  did you guys really stake the $500 CRO?
  - Korban Dallas on 10/11/2021 - 20:34
    
    Yep worth $1200 now 😁
    - mountaineer on 10/11/2021 - 21:02
      
      Well done!
    - FredAstair on 23/11/2021 - 19:36
      
      Kudos.
Harry P Ness on 10/11/2021 - 19:42

I see on the website it says you have to stake CRO for 180 days before you can apply…I take it that means you initiate a stake for a period of 180 days, instead of having to wait 180 days before you can apply?
- OldGregg on 10/11/2021 - 19:42
  
  Correct
ilovefullprice on 10/11/2021 - 19:52

Say if I go with the Ruby card, if the the value of the staked CRO drops to below AU$500 within the 6 months period, will I still be eligible for the referral bonus and the free Spotify? Or do I need to top up the staked CRO every time it drops below AU$500?
- OldGregg on 10/11/2021 - 19:53
  
  +2
  
  As long as you initially satisfy the $500 requirement, you don't have to top it up within the 6 months.
- FredAstair on 11/11/2021 - 19:30
  
  Yes.
  Once you staked your staked.
  
  For me. As I have the Jade. The way it would effect me would be that my x amount of CRO I staked (that was valued at $5000) if it say… theoretically dropped 50% in value, I would still have use kid my jade card, but the 10% I earn with the jade level staking would drop. So I’d be earning 10% on $2500 and not the original CRO value of $5000.
  
  Going off what I’ve looked into, I doubt it will reduce that much.
  In the mean time whatever I purchased with the jade card (3% cashback) would be greater.
  Again..example only. If CRO is 50c atm and it dropped to 25c, and I bought $1000 with the jade card, I’d make $3 back in CRO. If CRO is valued at 50c then I’d receive 6 CRO reward. If it dropped to 25c I’d get double that and receive 12 CRO. Now if that price suddenly returned to 50c à CRO, every CRO would now be double value.
  
  Either way, I see it as a win.
  
  Different with coins like Bitcoin.. not only do they not have any loyalty cashback schemes like CRO, but if Bitcoin dropped by 50% then on paper you’d lose around $45000 a coin.
  In saying that if you look at the bitcoin charts over the entire time of BTC creation it’s eventually always go up in value.
  
  Thus you’d eventually have more than $90000 per BTC you owned.
  Which is why countries leaders like El Salvador are buying Bitcoin. El Salvador only recently bought another 420 Bitcoins. I’ll let you do the math.
  
  USA banks have all advised that their CEO buy at least 5% of their earning in BTC.
  
  As coins like CRO are not only following BTC dips and highs, but even when BTC drops, on occasions you see CRO still increases in value.
  
  Might have a lot to do with the fact that people don’t sell and rebuy CRO like they do with other coins, in an attempt to make profits. Instead, people HODL CRO long term. Kids as young as 15 are buying CRO and holding on to them for their futures for example.
  
  So.. unless you plan to try your hand at day trading, CRO is more of a gradual increase coin.
  - Romper Stomper on 21/11/2021 - 08:27
    
    "Kids as young as 15 are buying CRO and holding on to them for their futures for example."
    
    Or crypto.com might be bankrupt in 5 years time?
    - FredAstair on 23/11/2021 - 19:37
      
      So might many businesses on the stock market.
      
      Fortune favours the brave
Zana5 on 10/11/2021 - 20:11

I can't sign up. It says i need latest version of the apps, which i just downloaded (1st time download). Using Redmi Note 9 Pro.

So, i guess no crypto for me…
ausmisc on 10/11/2021 - 22:21

Is it just me or does clicking the random referral not work properly? The referral field is just blank. Not running any adblocker on this phone.
- gtrain on 10/11/2021 - 23:20
  
  Maybe try on a PC if possible?
  I know when I staked I wanted to hurry up to catch the wave of the rising price so if you are in a rush, it is allowed and you can't get it working, I am happy to PM you my code (mods please delete if not allowed).
- smokenmirraz on 20/11/2021 - 18:46
  
  I had the same problem when I signed up through the link from ozb after trying multiple times. I ended up manually entering a referral code from a known crypto YouTuber.
kampua on 11/11/2021 - 00:26

From my understanding if you use crypto to buy stuffs you don't have to pay tax? But this card convert to USD so may have o pay capital gain tax?
- [Deactivated] on 11/11/2021 - 04:21
  
  Nah if you use it as a currency there's no tax
  - ChickenAdobo on 11/11/2021 - 10:41
    
    Really? It would be a great way to beat inflation every bull cycle.
    - [Deactivated] on 11/11/2021 - 23:08
      
      +1
      
      Yes.
      
      Directly from the ATO website:
      
      Josh pays $50 to acquire cryptocurrency each fortnight. During each of the same fortnights, he uses the cryptocurrency to enter directly into transactions to acquire computer games. Josh does not hold any other cryptocurrency.
      
      In one fortnight, Josh identifies a computer game that he wishes to acquire from an online retailer that doesn't accept the cryptocurrency. Josh uses an online payment gateway to acquire the game. Under the circumstances in which Josh acquired and used the cryptocurrency, the cryptocurrency (including the amount used through the online payment gateway) is a personal use asset.
  - kampua on 11/11/2021 - 20:15
    
    +1
    
    Looks like the rule has changed, capital gain tax is payable on any spending on the Crypto Card.
    
    https://www.ato.gov.au/General/gen/tax-treatment-of-crypto-c…
    
    A capital gains tax (CGT) event occurs when you dispose of your cryptocurrency. A disposal can occur when you:
    
    sell or gift cryptocurrency
    
    trade or exchange cryptocurrency (including the disposal of one cryptocurrency for another cryptocurrency)
    
    convert cryptocurrency to fiat currency (a currency established by government regulation or law ), such as Australian dollars, or
    
    use cryptocurrency to obtain goods or services.
    - Nom on 11/11/2021 - 20:34
      
      +1
      
      Nothing has changed - if you spend, sell, trade, or otherwise offload your crypto, then you pay tax on the gain you made.
      Exactly the same as shares and other investments. Make a profit, pay some tax.
    - [Deactivated] on 11/11/2021 - 23:04
      
      +1
      
      The ATO will accept that cryptocurrency is a personal use asset if you can show that you acquired it purely to hold and then exchange for other goods and services, and not with the intention of making a profit or in the course of carrying on a business.
      - Nom on 11/11/2021 - 23:58
        
        +1
        
        @[Deactivated]: … Except that everyone reading this thread is intending to make a profit from crypto, and can't possibly show that they only acquired it to exchange for goods and services.
        
        This exemption does not apply to anybody investing in crypto.
        
        rektrading on 12/11/2021 - 07:58
        
        @Nom: The 1500 clicks on this deal is here for the free $35.
        
        Only a fraction of them will hodl while the majority will sell it to fiat money tax-free.
  - Nom on 11/11/2021 - 20:35
    
    +1
    
    Obviously this is incorrect.
    If your crypto had an increase in value whilst you held it, then you've made a profit. You pay tax on that gain.
    Whether you're using it as a currency is not relevant.
    - [Deactivated] on 11/11/2021 - 23:05
      
      +1
      
      The ATO will accept that cryptocurrency is a personal use asset if you can show that you acquired it purely to hold and then exchange for other goods and services, and not with the intention of making a profit or in the course of carrying on a business.
      
      acquired the $3,000 parcel of Bitcoin with the intention of using it to pay for goods or services, and then six months later cashed in the entire amount for $5,000 as partial payment for a home renovation, this can be treated as a personal use asset and the $2,000 profit would not be taxed
      - Nom on 11/11/2021 - 23:59
        
        +1
        
        @[Deactivated]: Yes, the personal use exemption is well understood.
        It doesn't apply to anybody here who is trying to profit from crypto.
- FredAstair on 11/11/2021 - 19:41
  
  Not sure if I’d believe that tbh.
  
  When it comes to tax, I’m under the understanding that you don’t pay tax until you have reached the $10000 mark.
  
  Most big accounts firms in australia are now up to date with crypto and tax so a phone call to your accountant could answer this question.
  
  Crypto and tax are a bit complicated atm as it’s very new. The Crypto.com site has info on this too.
  
  Also, people can’t avoid tax by say, converting 1 coin type for another. You also will be expected to pay tax on earning from the coins such as with supercharger and earn systems in the app.
  
  My account was great about it. I simply had to send them a cvs file (which I downloaded from the CRO app itself) and they crunched the numbers.
  Crypto.com also have a tax calculator app free on their site.
  
  As I only started trading crypto coins in March, so I didn’t have anything from it to tax in July. I’ll need to next year, as I’ve reached the $10000 mark already and have another 6 months to go.
- Nom on 11/11/2021 - 20:37
  
  +1
  
  If you use crypto to buy stuff, you still have to pay tax if you made a profit, for obvious reasons.
  
  There is a "personal use exemption" if you specifically buy some crypto only for the purposes of spending it on a thing, and you spend it on that thing in a short time period. No holding, no investment, no waiting for the price to increase.
  These terms are very specific, so the exemption is not really an exemption.
  - FredAstair on 23/11/2021 - 19:38
    
    Good thing that Crypto.com has a free tax program too then huh
jabanco on 11/11/2021 - 07:52

+3

I'm going to buy and stake CRO when the bear market returns. I feel that the next 180 days is going to be crazy for crypto, and locking it during this time is a bit risky.
- FredAstair on 11/11/2021 - 19:48
  
  +1
  
  I’m unsure how you relate to receiving $35 from Crypto.com promotion even if you stake for their free card and earn 1% on cashback is risky.
  
  Also.. when it comes to crypto coin fluctuations this is due to the bears and bulls. The big players buying and selling their coins in huge amounts, although similar to the stock market there are other difference. So yes.. if a whale sells heaps of say, Bitcoin, the price will drop as a result. People can panic and sell their Bitcoins,to avoid losing money on theirs. This then further drops the value of the BTC, etc, etc.
  
  The main difference with CRO is that they have people staking amounts for 6 month periods. This means that they can’t sell them within this time period. This makes it harder for people to panic sell this coin as easily.
  Also, many people lock their CRO up in high interest return stakes on things like their DeFi wallet. To unstake these amounts you need 28 days to get your coins back. Again making it harder to panic sell like other coins.
  
  So as long as you are not comparing CRO to other coins in your comment here then this statement I consider to be a little generalised for my liking.
  - jabanco on 15/11/2021 - 18:57
    
    I look at the chart and see some drops from 0.25 USD to 0.1 USD. No harm waiting for the bear market.
    - FredAstair on 16/11/2021 - 10:57
      
      I see it up to 60c from 50c last week.
      If I would have staked this in their DeFi wallet at >%12 atm then I’d still be ahead even with a bear market.
      
      Also.. the bear market isn’t a bear as usual atm from what I’m seeing.
      
      But hey..
      Up to you.
      
      Just remember that the coin price now could get hugged and not drop.
    - FredAstair on 16/11/2021 - 13:36
      
      Snd here’s another thought on your hesitancy:
      
      Time and consistency is the key to success with just about anything. At this point in its current bullrun, I'd suggest not lumping in a big chunk, but rather buy $100 a week/month. When the price crashes again you'll be less disappointed and much more likey to see it as a positive opportunity to buy more for less. Throwing $50-100 at it semi regularly for the past 4 years has given me some very nice gains. Don't wait to buy bitcoin, buy bitcoin and wait. 😉
      - jabanco on 17/11/2021 - 07:30
        
        @FredAstair: My bags are full with BTC and alt coins. It's only CRO that I haven't done enough research on to make a buy decision.
        
        FredAstair on 17/11/2021 - 14:44
        
        +1
        
        @jabanco: Ah. Ok. Well I will admit that I originally got into CRO for the Visa card benefits.
        Especially the airport lounge, that was my goal.
        
        On saying that, when I researched it I found it to be a great concept. Not that there’s not a lot out there that aren’t.
        
        As my wife’s family is in Europe and, although we went there regularly, as we now have a child we will obviously be going regularly again when we can again,
        So sitting in a lounge that’s basically a free meal, this was a no brainer for me.
        
        The other benefit for me (which is the same fir anyone when they travel OS) is trying to use your card to buy things and knowing how much you’re getting ripped off by the conversion process.
        So to have a card that is sort of doing something similar to BTC, and removing payment barriers, we can even load up the fiat wallet with different currencies when they are lower and utilise this saving on top.
        
        And although some say that their sell rates can be higher than via other ways or systems, to not pay any buy sell fees was another good reason for me to get this app.
        FYI. As CoinBase is another big crypto seller I looked at buying $100 of BTC last night from both this one and Crypto.com.
        
        Results:
        CoinBase:
        Bitcoin listed price:$83469.30
        Fee:$3.84
        Total:$100
        Received BTC: 0.00115406
        
        crypto.com:
        Bitcoin listed price:$84094.74039
        Fee:$0 (paid with fiat sent from my bank)
        Total:$99.77
        Received BTC: 0.0011864
        if I was able to purchase exactly $100, then total BTC would have been 0.0089311
        
        CDC: 0.0089311 -
        CB: 0.00115406
        Difference: almost 0.0077 more through crypto.com
        Would have been even cheaper if I’d done through exchange.
        
        Happy for you to correct me if my maths is wrong here though.
        
        Don’t get me wrong.
        I’m not religiously devoted to CDC.
        I just enjoy the perks.
        
        Not for everyone I know, but for me:
        it helped me ease into the crypto buying domain
        It gave me almost the best security of my crypto, other than placing them in a hard wallet
        and I love their project plans and the amount of rings they jump through to ensure it’s reliability.
        
        I do have accounts with Binance, and coinbase. Never ventured yet into KuKoin, and Robin Hood… from the bad press recently I’m happy not to.
        
        CDC
        Great for beginners of crypto
        Great incentives
        Great system of staking to reduce people panic selling
        Great projects.
        
        So far they have me, if not just fir these reasons,
        
        jabanco on 19/11/2021 - 11:30
        
        +1
        
        @FredAstair: I just learned that CRO has a good roadmap, including being able to run DAPPS. I'll definitely get into it at the start of the next cycle.
        https://www.youtube.com/watch?v=b1n5j00GDzI
        
        FredAstair on 19/11/2021 - 21:07
        
        +1
        
        @jabanco: Don’t wait too long.
        The news around the staples stadium is really heating things up for them.
        Along with their Mat Damon advert. It’s even getting played in German theatres now.
    - FredAstair on 23/11/2021 - 19:40
      
      I came back to ask if you’re still waiting fir the bear market.
      
      When you posted this I believe it’s was worth ~$0.50. It’s currently hovering around $1.00 to $1.10.
      
      I guess not all coins are created equal
      - jabanco on 23/11/2021 - 21:23
        
        @FredAstair: I'm maxed out. They're all staked/lent now. I will only have cash to buy again after I sell closer to the peak.
- Nom on 11/11/2021 - 20:52
  
  You're not locking it for 180 days, you're locking it forever (unless you decide you want to stop getting cashback, and leave the ecosystem).
  Once you've staked, just forget about it, it doesn't matter what happens to that value in the next 180 days or in the next two years.
  - jabanco on 12/11/2021 - 08:26
    
    I just checked the site and saw that some benefits are lost, and others (like 2% cashback) remains after unstaking.
    https://help.crypto.com/en/articles/1961286-how-do-i-stake-c…
    - Nom on 20/11/2021 - 10:41
      
      You lose almost every benefit if you unstake. You won't be unstaking unless you want to leave the ecosystem.
  - FredAstair on 16/11/2021 - 10:58
    
    Exactly. And with jade or above I’m happy for it to just keep earning me a minimum of 10% on this staked amount.
    Beats inflation already.
    
    And with my Lounge key, Spotify and prime in my jade tier, coupled with the 3% on purchases it won’t take me that long to double that amount.
    - wutang01 on 19/11/2021 - 00:36
      
      Is this the source regarding the 10% on CRO stake for Jade or above?
      
      CRO Stake Rewards: Receive CRO at 10% p.a. for Jade Green or Royal Indigo, 12% p.a. for Frosted Rose Gold, Icy White, and Obsidian tiers while the amount is staked.
      https://help.crypto.com/en/articles/1961286-how-do-i-stake-c…
      
      I’m confused why this page says 6% for CRO:
      https://crypto.com/earn
      - FredAstair on 19/11/2021 - 09:43
        
        +2
        
        @wutang01: The second link in the ‘Earn’ function. Within the app.
        
        For example:
        You stake $5000 for the Jade.
        This is staked at an interest of 10% and held for 180 days.
        Every week you will receive the interest back in CRO in your CRO Coins directly.
        
        On that same tab if you scroll to the bottom you should see two options::Earn & Supercharger.
        Here you can add any extra spare CRO you have (ie::the 20 odd CRO you receive from your interest earned with your $5000 Jade card staked amount.
        You will then earn 6% interest back on that amount weekly also.
        
        The supercharger is another way to earn.
        This is (I believe) released once every fortnight.
        You can add any spare CRO to this and you will accrue either interest or coins that the supercharger is linked to.
        For example: I put in some CRO coins in a Shiba supercharger and got a percentage of Shiba coins while I left those CRO in that supercharger offer.
        I also did this with a Bitcoin supercharger, and got back a percentage of BTC, etc, etc.
        
        So overall, for an example only:
        
        Say, your Jade card staked amount gives you 20 CRO back per week.
        When you receive these 20 CRO you then stake them in the Earn function.
        
        Next week you received a further 20CRO from your card staked amount along with ~0.6CRO from your 20CRO in Earn.
        This same week you’ll get a further 20CRO from your Jade card staked amount (10% interest earned again).
        
        Thus now your total amount of earned CRO (from both your Jade card stake and CRO Earn feature) is 20.6CRO.
        
        You can now stake this 20.6CRO in Earn which will make your Earn amount the following week slightly higher again. Around 20.13 (sorry my maths is based on my sleep deprivation level atm).
        
        Thus the following week you then be able to stake more and more. And thus earn more and more simply off the interest you earned from the Jade card staked amount alone.
        
        As you’ve probably guessed. The more CRO you accumulate, the more you earn. If you are the CRO earned from things like Spotify rebate and percentage cashback from the card use this can add up quickly.
        
        For me, and I wasn’t spending much at all, and didnt start using Spotify premium straight away, I earned over $200 of my Ruby card cashback (which didn’t include the 10% on thé $500 staked amount for the card).
        
        Obviously if you also buy CRO (which is what people do when they learn about Crypto.com and believe in the project) you can stake and earn more.
        
        I this whole process above reminds me of a story of someone asking a rich person ‘how to get rich’ and they replied it takes two words… compound & interest.
        Combined these two words make money and make it fast.
        
        wutang01 on 19/11/2021 - 09:49
        
        +1
        
        @FredAstair: Great explanation. That makes sense for me now. Thanks!!
        
        FredAstair on 19/11/2021 - 11:02
        
        +1
        
        @wutang01: You’re most welcome.
        
        Enjoy.
        
        Oh.. and when you’re confident with all that process then look at getting the DeFi app they have.
        You can earn better percentages on your staked amounts there.
        But don’t rush.
    - Romper Stomper on 21/11/2021 - 09:01
      
      "3% on purchases"
      What kind of purchases does it refer to?
      - FredAstair on 23/11/2021 - 19:12
        
        @Romper Stomper: Full a full list I’ve put the link here, but basically most things other than financial services, & utilities.
        
        You can claim your mortgage but you can claim your rent.
        
        https://help.crypto.com/en/articles/4597450-restriction-of-c…
Slippery Otter on 11/11/2021 - 08:26

+1

I cannot wait until early December as I'm planning to upgrade to Icy White tier. I just hope CRO price stays between 35-50c in this time.

I have a large bag of CRO in my DEFI wallet earning around 12% for a good 6 months until I finally pulled the plug and decided to withdraw but takes 28 days for CRO to be made available (unbounding period).

Been using the platform for over a year
- FredAstair on 11/11/2021 - 19:51
  
  +1
  
  Awesome. Well done.
  
  This is my plan too.
  
  Just remember though p, if you miss the boat and for some reason CRO whales everywhere have already unstaked all their CRO and planning to sell atm, if I am assuming that you are already on Jade tier, you’ll still be getting 3% cashback on your spends and thus will bring up the value of your cashback when it rises again.
  
  I’ll wish you luck. The way the coin is travelling atm, and my portfolio I’m hoping I’ll be where you are in around 6 months time.
arctan on 11/11/2021 - 09:44

I have the CRO visa card. Just wondering how can I find out my own referral link in the app? I can't find anywhere in the app.
- gtrain on 11/11/2021 - 11:21
  
  +1
  
  Click the Crypto logo at the bottom then click Bonus. Under Referral Bonus, click the See Details button.
OldGregg on 11/11/2021 - 09:46

+1

In the home tab it should appear down the bottom right. Otherwise in the top left you can click the cog for settings and your referral code can be found there.
ChickenAdobo on 11/11/2021 - 10:46

Apparently coinjar has mastercard for their crypto.
rektrading on 11/11/2021 - 11:16

-2

Bitcoin crashed a few hours ago.

The party is over. Sell your bags. Time to get a job at Mcdonalds flipping burgers.
https://starecat.com/content/wp-content/uploads/bitcoin-hold…
ridical on 11/11/2021 - 12:22

Hi All, just got a question, i just staked $500 work of CRO for the Ruby Steel card, and got the virtual card approved and ready. The instructions on the crypto.com website says that after your have your virtual card approved, you can click the "Get Now'' button under Cards in the App. but i don't see this option, did i miss a step?

Edit: Just read a comment above that physical cards are not yet issued for Aus and should come out in the next few weeks.
- meesey on 11/11/2021 - 12:30
  
  No you haven't. It is not showing up in the up yet for any of us new users.
  - ridical on 11/11/2021 - 12:49
    
    ah okay thanks for that :)
meesey on 11/11/2021 - 12:25

For the card experts out there:
Is there a way to maximize our cashback for all purchases (even non-eligible ones)? For example in the UK the they can load their CDC Visa into their Curve card/account and get paid the cashback for restricted categories (utility/government bills, rates and so on) because the Curve card looks like an every day transaction.

I think Beem It should work here to BPay some bills from the CDC visa card (yet to try it).
Any workarounds/hack that you use?

I paid my electricity bill when I first got my CDC card and got no cash back.
- zooter on 11/11/2021 - 13:09
  
  as I understand with Curve you may not get cashback for every transaction. However Curve has a "go back in time" feature where you can pay these bills through an alternate card (maybe credit card for points) if the cashback doesn't work….the risk is there though that the visa card is loaded/refunded back with the cash and you have to spend it elsewhere
  
  I would also be interested in a Curve type facility in Australia to use with this one (you also can use Google pay with Curve, so you can just use your phone instead of carrying a crypto.com card around)
ilovefullprice on 12/11/2021 - 11:33

Hey guys, how do you top up your fiat account with AUD to pay for Spotify/Netflix?

Also what are the benefits of having this Aussie virtual Visa card when compared to not having an Aussie one?

Thanks!
- pyramid on 12/11/2021 - 14:48
  
  +1
  
  You can either send money to your fiat wallet or attach debit or credit card on crypto.com
  - ilovefullprice on 13/11/2021 - 12:48
    
    Ok thanks.
- FredAstair on 23/11/2021 - 19:43
  
  +1
  
  In simple, you can use PAY-ID.
  
  If you do use a credit card make sure your bank doesn’t treat it as a cash advance.
  
  For example :
  ANZ tried this on me.
  ING didn’t.
  - ilovefullprice on 30/11/2021 - 13:37
    
    +1
    
    Ok thanks
Munificent on 12/11/2021 - 20:13

I've signed up for the card, and I can see my virtual card number, but how do I actually spend in-store?

The above comment suggests that currently there's no ability for new Australian customers to order a physical card in the app (can't see in the app)
I then tried adding the virtual card to Google Pay but each time it fails and says "can't add the card".

Is there any other way to use the card in store to get the cash back then?
Or has anyone had any success adding the virtual card to their Google Pay?

CDC support told me that "currently connecting the VISA card to Google Pay is not possible, but we might have the option in the future"

Thanks in advance
- OldGregg on 12/11/2021 - 20:30
  
  Unfortunately you can't add it in Google page or Samsung pay. However you can spend online for now. The physical cards should be issuing shortly.
  - Munificent on 12/11/2021 - 20:51
    
    thank you! Hopefully soon :)
ilovefullprice on 13/11/2021 - 12:53

After signing up, does anyone know if there is some sort of indication on the account showing we are locked in for the AU$35 bonus?
- champlooo on 14/11/2021 - 17:20
  
  I read the T&Cs / notes at the bottom of the blog post and it seems to indicate that $35 bonus will only be applied after promo ends. On the other hand I did do the referral and that came through instantly and was available for withdrawal.
  - ilovefullprice on 14/11/2021 - 17:25
    
    Yeah I can see the referral too but not the AU$35 bonus.
    
    I contacted support and the AU$35 will also be credited within 21 days from the end of the promo period.
hypnOtixx on 13/11/2021 - 20:14

Referral not working, the linked webpage prompts for a referral code
- Froggi on 13/11/2021 - 21:06
  
  Try disabling ad-blockers if you are running one. It worked for me after.
Mr Mrrtn on 15/11/2021 - 22:06

Can i use crypto to buy-in/stake CRO for one of the cards (e.g. bitcoin transferred from other exchange) or does this have to be Fiat thats transferred from AUD bank account?

Also, does Spotify Family get reimbursed, or just the single account?

Thanks for clarifying
- OldGregg on 15/11/2021 - 22:09
  
  +1
  
  Yes you can convert another coin to stake your CRO. The only thing you can't stake is your original referral bonuses.
  They reimburse up to $12.99 USD, so if the family plan is more than that you'll pay the few dollars difference.
Partake0486 on 16/11/2021 - 09:36

How do i stake? I saw mention of payid but it looks like it wants me to link a cc?
- Member on 16/11/2021 - 10:31
  
  To deposit via PayID go to the home screen then select
  
  Transfer > deposit > Fiat > AUD > NPP (payid)
  
  Then use the funds in your Fiat wallet to stake.
  - Partake0486 on 16/11/2021 - 11:03
    
    Thanks. I've created the fiat wallet and sent $5 to it as a test. I still can't stake for the card from the fiat wallet though. It only gives me the option to add a credit card to stake from my crypto wallet.
    - Member on 16/11/2021 - 12:03
      
      You will need to buy the stake level in CRO ie buy $500 of CRO and then stake the CRO for the card. That how I did it.
      - FredAstair on 23/11/2021 - 19:46
        
        @Member: Correct. You use your fiat money to buy Cro to stake for card.
        
        If you are staking força big card like Jade or above I can also show you how to do this at a better rate.
        (Not really worth it for the Ruby tbh).
R1ngSt1nger on 17/11/2021 - 15:16

Does anyone know how to top up the Fiat wallet via CC/DC? I can only find the NPP option (or bPay)
- OldGregg on 17/11/2021 - 15:24
  
  +2
  
  You can't too up the fiat wallet via CC/DC, but you can purchase crypto with one by going home tab > trade > buy > choose desired coin > add credit card.
  I believe there's a 3.5% fee but this is waived for the first month.
  - R1ngSt1nger on 17/11/2021 - 20:29
    
    +1
    
    Yep ,that worked, thank you!
    - dasher86 on 18/11/2021 - 07:35
      
      +1
      
      You'll get charged cash advance fees via CC
      - R1ngSt1nger on 18/11/2021 - 09:30
        
        @dasher86: LOL, just saw that, thank you :-) No more credit card for me
      - FredAstair on 23/11/2021 - 19:48
        
        @dasher86: As for Banks this is new to them so they see it as a cash advance request (or so they claim).
        
        The way around this is to have a conversation with your bank about it.
        Did this with ANZ (they couldn’t give a flying f)
        Did this with ING and now on my account I see the small fee amount appear and then it is automatically reimbursed to the account.
SharkBait on 18/11/2021 - 14:11

Just got the option in app to apply for a physical card. Cant wait!
- R1ngSt1nger on 18/11/2021 - 15:12
  
  Yep, just saw mine as well!

This was posted 2 years 6 months 6 days ago, and might be an out-dated deal.

A$35 for New Visa Card Users @ Crypto.com

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