What Would You Invest if You Have 100k in Cash in 2022?

HI guys,

Just as the topic, where would you invest with 100k n 2022? Sorry I hope this topic doesn't get repeated too often.

Cheers

Comments

  • 10k on 10 sh*t coins.

  • +1

    Property.
    I mean at this rate, 100k will be 1M in no time @ 20% YoY growth?

  • I would invest in OZbargain

  • red

  • -2

    Shibu coin

  • Buy a positively geared property, DCA returns into crypto and stocks on a monthly basis.

    • +2

      The OP is unemployed. They aren't going to be able to buy a property for 100k, and no bank is going to give them a loan while they're unemployed. With RE the way it is, it's not easy to find a positively geared property.

    • positively geared property - why not just buy winning lottery tickets?

  • +2

    Hold onto that cash, everything is looking shaky

    • Yes, and buy any necessary big ticket items, because theyre bound to go up.

  • Dogecoin

  • DogeDi for sure, thank me later!

  • Look at

    West Wits Mining
    WWI:ASX

    Way way way undervalued. It has 4.3 million oz of gold resource jorc 2012

    And has 12.82 million oz gold resource that is jorc 1997

    So lots of upside still at current 75 mill Market cap.

    It is also looking at Uranium, 16-20 million lbs and make it jorc 2012 compliant resource this year

    First ore out this month and gold pour in April

    Updated scoping study also due for release this month.

    Check their website

    www.westwitsmining.com

    Check their youtube as well to give you more info.

    *not a financial advise

    • Thanks mate, I am also in the resource industry, some stocks i feel reluctant to invest in

  • $10k in 10 microcaps on the ASX that are in the AI space. Or maybe in some larger lego sets if you have the storage space.

  • +3

    Crypto.com - Buy CRO token then stake it for 10% - get visa debit card and get 5% cashback for purchases (cashback in its native CRO). Price of CRO will likely go pass $1 in near future. Very good outlook for CRO - multiple partnership with sporting teams including recent Adelaide CROWS and in AFL sponsorship

    • +1

      or just invest in some True AUD and make 12 percent apy. 100k would get you $250 a week which is not bad

      • What platform is it on 12%?

        • Crypto dot com

          I'll dm you a referral if you're interested. Also got a few good YouTube videos explaining it. I can inbox you them if you need.

  • Offset account and bonds

  • Try a mortgage trust such as trilogyfunds (monthly enhanced cash fund or something like that from memory).
    There are risks and money can take up to 3-5 months (please check PDS?) to redeem but can get around 5-6% return.

  • -1

    Put it in your super

  • hookers and coke

  • +1

    I'm boring so would just chuck it on the mortgage.

    • +1

      OP doesn't have a mortgage

  • +1

    OP, my advice to you is not to listen to people who tell you how much money they've made on ABC or XYZ. People love talking about their past gains, and ignore their past losses. There's no point listening to a lotto winner tell you the numbers of a drawn last year, those numbers clearly won't be of use into the future.

    Look at their record in investment advice if they have any (most ozb'ers don't have any)

  • a good portion to low cost ETF, the rest to randwick.

  • monthly options, 1-5% allocation per trade, take profits early

    • Not sure about that

      • +1

        Then why ask? I could tell you my returns but you seem to just want a quick buck. Go put your life savings on the next up and coming crypto

        • +1

          I lost money before, that's why i asked

        • Options trading is more complex than spot trading. People that ask what to do with their fiat money should stay away until they dedicate at least 100hr trying to understand it.

  • -1

    Buy 100K stable coin (TAUD), stake for 3 months at a time and make 12percent apy. 100k will get you about $250 a week.

  • This is great news for stakers and bad for bank savings.

    Sources: In Win for Crypto Stakers, IRS Says Untraded Tokens Are Tax-Free
    A decision to refund taxes paid on staking rewards could have large implications for how proof-of-stake miners and stakers are taxed in the future

    By Casey Wagner / February 2, 2022, 7:07 pm EST
    https://blockworks.co/sources-in-win-for-crypto-stakers-irs-…

  • 50% vanguard, 50% on breeding racing ferrets

  • Unemployed with a good 100K just sitting wasting away in the bank.

    Gotta get those NFTs, could probably spin the 100K into 10000K

    Snoop Dogg, Shawn Mendes, Ellen and Eminem have all joined!

    Think of the money spilling out ……

    Wouldn’t that be nice?

    • The rich are selling NFTs to their gullible and naive followers. The only hope for their fans is to find an even greater fool to buy the URL.

  • Shame there's some many silly and non-serious replies here as whilst might not have the same capital as OP some portion less might apply…

    Been thinking on ETF's and i'm not just privy or as knowledgeable in the investment space and whilst everyone says it's easy to learn or that you need to learn so you can get maximum profits etc. I'm just not in that space to put the time and effort in along with work etc.

    i'm old school and used to just do term deposits for what was 5-6% back in the day, no longer really a thing now, so ETF's and "Crypto" keep popping up..

    crypto is too risky i feel if your not going to get in to knowing it and watching it etc.
    ETF's i'm thinking are likely my pathway but picking the right ones or "covering" a few or as many markets as possible.. idk.

    I'd say the same goes for 10, 20-25, 50k etc. maybe with more you can cover a wider gamut of things, but with less maybe focus on one or two.

  • +1

    Various ETFs. Probably the best and safest option.

    If markets really tank as some doomsayers are predicting for 2022 then everything will fall. Gold/silver, crypto, shares, etc. Just look back at March 2020. The only safe haven was cash, the only thing governments can create in unlimited quantities at the touch of a button.

  • Wrapped ETH

  • ABR.ASX Tip from my brother who also gave me NIC.ASX @ 97c and NXM.ASX @ 12c.

    Should be going to $4.50

  • romedao.finance

  • Open a Short Position on Major Indices especially Tech with 5X leg. Bet on a big crash

  • +1

    Facebook and PayPal got rekt like 💩 🪙.

  • Trade VIX - volatility will be going through the roof in 2022.
    Not an investment advice

  • If you had a job, I would prob buy a small house property with it and rent it out. Not saying cause of how 21/22 played out, but I would have done this 10 years ago but I was too stupid and I am not a risk taker. Now I am older, my mentality has done a 180.

    The thing is with other investments, people always say invest what you're willing to lose…. well I don't have 100k to lose. Rather put the money in a savings account. I admire people taking risks in stocks and crypto and such.

  • Uranium shares / EFT

Login or Join to leave a comment