Up to $4,000 cashback to refinance
Refinance your home loans over $500k but less than $700k with an LVR of 80% or less to qualify for $3,000 cashback.
Loans over $700k with 80% or less LVR qualify for $4,000 cashback if you apply before 30 April 2022.
Up to $4,000 cashback for loans with LMI (refinances & purchases)
Loan >80%? No worries, you can still qualify for the cashback offers for refinance and purchase
If your home loan is over $500k but less than $700k, you could qualify for the $3,000 cashback offer.
If your loan is $700k or more, you could qualify for $4,000 cashback if you apply before 30 April 2022.
No application fee - save up to $600
You can still enjoy saving up to $600 by applying for an eligible home loan before 30 April 2022 and paying no application fee.
Our Pick Of The Rates - full list available via link
Owner occupier variable 2.15% (comp 2.17%)
Owner occupier fixed 2 years 2.99% (comp 2.98%)
Investor variable 2.38% (comp 2.40%)
Investor fixed 2 years 3.19% (comp 3.18%)
$0 annual fee for variable, $350 annual fee for fixed, under Home Advantage package.
COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.
Who are Heritage Bank?
Heritage Bank have 4 million customers, have over 50 branches, 24/7 Aussie phone support and have been around for 147 years. Rates and fees are cheaper as no external shareholders, profits go back into the bank's customers.
Who am I?
Home lender and mortgage broker for 8 years, settled over 1,000 home loans, including 46 happy OzBargainers to date, who have enjoyed 100% approval rate. Personally hooked on OzB since 2015. I know this won't appeal to everyone, however I don't offer broker cashbacks as I prefer quality service over mass volume. There are brokers on OzB that do offer cashbacks.
Hope you find this useful,
Aidan
Owner & Mortgage Broker at Blue Owl Finance
[email protected]
www.blueowlfinance.com.au
Link to my calendar to book 15 minute appointment here
ABN 27 646 433 374 | Certified MFAA Member 230928 | Australian Credit Licence number 387025 | Credit Representative’s number 527699
Here to help with any policy or scenario questions.
Aidan
[email protected]