Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Earn 1000 Velocity Points When You Subscribe to loanScore @ Uno Home Loans (New Subscribers)

Earn 1000 Velocity Points When You Subscribe to loanScore @ Uno Home Loans (New Subscribers)

Get your free loanScore with uno and you could be eligible for 1,000 bonus Velocity Points Think of loanScore as a two minute check-up for your home loan. It helps you understand whether your home …

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St George Bank $4000 + $2000 Per Additional Property Refinance Cash Rebate 2.94% No Annual Fee + 0.3% Bundle Rebate (> $250k)

St George Bank $4000 + $2000 Per Additional Property Refinance Cash Rebate 2.94% No Annual Fee + 0.3% Bundle Rebate (> $250k)

The deals keep coming! St.George is introducing a new Refinance Cashback offer for new refinance applications on the Advantage Package and Basic Home Loans. $4,000 Refinance Cashback for their …

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ANZ 2.68% Fixed 2yr Home Loan + up to $3500 Refinance Rebate + 0.3% Bundle Rebate

ANZ 2.68% Fixed 2yr Home Loan + up to $3500 Refinance Rebate + 0.3% Bundle Rebate

Lowest ever fixed rate for a big 4 bank! 2.68% (CPR 4.40%) fixed 2 year owner occupied P&I home loan + up to $3,500 rebate +0.3% Bundle rebate! Available under ANZ Breakfree package, including …

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Westpac 2.99% Investor Fixed + $3000 Per Property Refinance / $2000 Purchase Rebate + Annual Fee Waived 1yr + 0.3% Bundle Rebate

Westpac 2.99% Investor Fixed + $3000 Per Property Refinance / $2000 Purchase Rebate + Annual Fee Waived 1yr + 0.3% Bundle Rebate

Westpac Offers - Below the Line (not advertised) Available under Advantage package, can combine with 100% offset on variable. Annual fee $395 waived first year. Westpac gives a further 0.1% discount …

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ANZ Home Loan Refinance Rebates: $1,200 ($150,000-$250,000), $2,500 ($250,000-$700,000) & $3,500 ($700,000+)

ANZ Home Loan Refinance Rebates: $1,200 ($150,000-$250,000), $2,500 ($250,000-$700,000) & $3,500 ($700,000+)

Hi OzBargainers, I hope you are all well! ANZ Bank has returned once again with a new refinance rebate that they will be offering from the 01/02/2020 through to 30/06/2020. Refinance Rebate is as …

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$4,000 Cashback on Refinancing Home Loan @ Bank of Melbourne

$4,000 Cashback on Refinancing Home Loan @ Bank of Melbourne

Saw on TV Bank of Melbourne have doubled cashback offer until 31 Jan for homeloan refinancing. They do negotiate on rates as well if you have a better offer. Their Basic Homeloan has $0 annual fee …

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Refer Family or Friends to Complo for and Receive up to $500

Refer Family or Friends to Complo for and Receive up to $500

Complo is Australia's newest Finance Broker, providing complete transparency and customer choice when it comes to finding a loan that is right for your needs and circumstances. With access to …

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Newcastle Perm Home Loan $2500 First Home Buyer / Westpac $3,000 Per Property Rebate + 0.3% Bundle Loan Rebate. Rates from 2.79%

Newcastle Perm Home Loan $2500 First Home Buyer / Westpac $3,000 Per Property Rebate + 0.3% Bundle Loan Rebate. Rates from 2.79%

Happy New Year All! To celebrate, 2 new great cash back offers for 2020 (to help to donate to the bushfires) Offer 1 Newcastle Permanent (Canstar’s 2019 NSW customer-owned lender of the year for …

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NAB Refinance/Purchase Rebates of up to $6,000 (Per Customer)

NAB Refinance/Purchase Rebates of up to $6,000 (Per Customer)

Hi OzBargainers, I hope you are all well! NAB has just advised us of a new refinance rebate that they will be offering for loans settling between the 01/01/2020 and the 30/06/2020 Refinance Rebate …

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Black Friday - Early Access (Home Loans from 2.91% Variable p.a. (2.94% Comp.) + $500 Cash Back @ Yard

expired Black Friday - Early Access (Home Loans from 2.91% Variable p.a. (2.94% Comp.) + $500 Cash Back @ Yard

#YARDBLK19

Yard is a specialist home loan provider. We offer fully featured products with competitive interest rates that will help you save on interest repayments and own your home sooner. Today, Yard has …

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[NSW] Free Home Value Estimations @ Homeon.com.au (Greater Sydney Region)

expired [NSW] Free Home Value Estimations @ Homeon.com.au (Greater Sydney Region)

Get a free home value estimation from HomeOn calculator (homeon.com.au), no registration or phone number required! Homeon.com.au is an independent web site and app that help home buyers and …

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$4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

expired $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

Refinance cashback doubled from $2000 to $4000 for online applications. Summary of deal: "Get one $4,000 Refinance Cashback plus $2,000 cashback per additional property refinanced when you …

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Citibank Home Loan 2.74% Owner, 2.99% Investor, Fixed 1-5 Yrs, Variable 2.96% Owner, 3.29% Investor PLUS 0.3% Bundle Loan Rebate

expired Citibank Home Loan 2.74% Owner, 2.99% Investor, Fixed 1-5 Yrs, Variable 2.96% Owner, 3.29% Investor PLUS 0.3% Bundle Loan Rebate

Hi All We know rates are tipped to drop, but given banks are only passing on around half of the cuts, a low fixed rate can still save you more money as you can get an immediate benefit from today as …

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Home Loans from 2.91% Variable P.a. (2.94% Comp.) - Purchase or Refinance (Redraw, Offset, No App. Fees) @ Yard Home Loans

expired Home Loans from 2.91% Variable P.a. (2.94% Comp.) - Purchase or Refinance (Redraw, Offset, No App. Fees) @ Yard Home Loans

Hello everyone! Yard is a specialist mortgage provider offering one of the best interest rates in the market plus a fully-featured product that will help you save on interest repayments and own your …

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G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

expired G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

Owner Occupier Principle and interest Variable rate 2.79%; comparison rate 2.79%* And another home loan provider has dropped their rates, and is one to consider if you're after an offset. This …

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Get 100,000 or 200,000 Velocity Points With an Eligible Home Loan @ Virgin Money (eg. ~2.99% Own. Occ. Loan Fixed 3 years)

expired Get 100,000 or 200,000 Velocity Points With an Eligible Home Loan @ Virgin Money (eg. ~2.99% Own. Occ. Loan Fixed 3 years)

Please read the fine print for this promotion, at the official "Virgin Money Home" web-site. Receive 100,000 bonus Velocity Points after settlement when you borrow between $300,000 and …

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Freedom Lend Home Loans Variable from 2.79%, No Upfront Fees if Borrowing >$350k, Free Offset and No on-Going Fees

expired Freedom Lend Home Loans Variable from 2.79%, No Upfront Fees if Borrowing >$350k, Free Offset and No on-Going Fees

Another lender passing on the full rate cut. Freedom Lend - not as popular as some of the others but seems to be offering a great variable rate with an offset. Yes, you read it correctly - with an …

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UBank Home Loans from 2.84% (Redraw Only, No Offset, No Application or Ongoing Fees)

expired UBank Home Loans from 2.84% (Redraw Only, No Offset, No Application or Ongoing Fees)

Post rate cut, Ubank is passing full rate cut 0.25% to existing as well as new customers. so new rates are starting from 2.84%. Do not that there is no offset account but redraw only. no application …

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Homestar Finance: Own. Occ. Loan - 2.74% (P&I) | Investor - 3.14% (P&I)

expired Homestar Finance: Own. Occ. Loan - 2.74% (P&I) | Investor - 3.14% (P&I)

The RBA has cut the cash rate by 0.25% to a record low of 0.75% (Tuesday, 01 OCT 2019). So, the home loan market is heating up, with various companies fighting for your debt. Some are passing a …

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Athena Home Loans: Variable Refinance Owner Occ P&I 2.84% (2.80% CR)

Athena Home Loans: Variable Refinance Owner Occ P&I 2.84% (2.80% CR)

Hey everyone! RBA announced a 0.25% drop in the cash rate today. For the third time in a row, we’ve passed on the full RBA drop for both new AND existing customers. Effective immediately. Our …