Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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St George $4000 Refinance Rebate + $2000 Per Extra Property (> $250K)

St George $4000 Refinance Rebate + $2000 Per Extra Property (> $250K)

St George $4000 refinance rebate + $2000 per extra property (> $250K) Apply by 31 January 2021 and settled by 31 March 2021. St George Basic Product No annual fees, free online redraw, no …

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Investor Variable Loan 2.59% Basic No Annual Fee (Combined with Owner Occupied Property, $399 Application Fee) @ CitiBank

Investor Variable Loan 2.59% Basic No Annual Fee (Combined with Owner Occupied Property, $399 Application Fee) @ CitiBank

Citi introduces a new and unique offer which bundles up to 4 splits in one convenient home loan, when using your owner occupied as part of the security mix. Where loan has owner and investment …

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$2000 Refinance Cashback Offer For Loans Above $250k, Owner Occupied 2 Years Fixed Rate from 2.19% @ NAB

$2000 Refinance Cashback Offer For Loans Above $250k, Owner Occupied 2 Years Fixed Rate from 2.19% @ NAB

NAB refinance cashback offer - from 2.19% 2 years fixed P&I packaged HOME LOAN ($395 annual fee) 2.19% for 2 years fixed rate (CPR 4.02%) Packaged Variable rate will vary depending on loan …

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Virgin Money Home Loan 2.09% Fixed 2 or 3 Years Owner Occupied P&I + $2500 Virgin Rebate

Virgin Money Home Loan 2.09% Fixed 2 or 3 Years Owner Occupied P&I + $2500 Virgin Rebate

Virgin Money is decreasing 2 and 3 yr fixed rates for new lending. This is a new offer. If you see other offers on Ozbargain, contact us to obtain a price beat guarantee on the same product. eg …

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Bonus $250 Credit when You Apply for / Refer a Friend to a Home Loan Application @ Athena

Bonus $250 Credit when You Apply for / Refer a Friend to a Home Loan Application @ Athena

Both the referrer and referree get $250 each with Athena home loans. Description provided by Athena Rep: Long Running deal. Athena customers can earn $250 for every mate they refer that settles …

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Refinance Offer $1k Cashback with $300k+ Loan, $1250 with $600k+ Loan, $1500 with $900k+ Loan @ Finance House

Refinance Offer $1k Cashback with $300k+ Loan, $1250 with $600k+ Loan, $1500 with $900k+ Loan @ Finance House

Fellow Ozbargainers, I'm giving anyone who refinances through Finance House a complimentary cashback for the rest of the year Finance House - 2020 Oz Bargain Cashback Offer: $1,000 Cash …

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Owner Occupied Home Loan Fixed 2.29% p.a. (CR 4.02%) Variable 2.72% p.a. (CR 2.76%) +  $1200 Switching Offer ($150k-$250k)@ ANZ

Owner Occupied Home Loan Fixed 2.29% p.a. (CR 4.02%) Variable 2.72% p.a. (CR 2.76%) + $1200 Switching Offer ($150k-$250k)@ ANZ

Looking at refinancing your loan? Want to get some extra cash in your pocket? ANZ's current offering up to $3,000 to eligible customer with new to ANZ lending of $250,000 or more. This offer …

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$1k Extra Cashback on Top of Any Home Lender Offer for Refinances - Balances over 400k Net of Offset @ Integral Loan Solutions

$1k Extra Cashback on Top of Any Home Lender Offer for Refinances - Balances over 400k Net of Offset @ Integral Loan Solutions

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. A selection of offers at different lenders: Bank First 1.99% 3 …

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2.49% for 2 or 3 Year Fixed Interest Investment Loans @ Citibank

2.49% for 2 or 3 Year Fixed Interest Investment Loans @ Citibank

Citibank Refinancing Cashback deals P&I packaged HOME LOAN * 2.19% for 2 years fixed for home loans (CPR 3.04%) * 2.19% for 3 years fixed for home loans (CPR 3.00%) * 2.49% for basic variable …

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Virgin Money Home Loan Fixed 5 Yrs Owner 2.49%, Investor 2.99%, Investor IO 3.19%

Virgin Money Home Loan Fixed 5 Yrs Owner 2.49%, Investor 2.99%, Investor IO 3.19%

Virgin Money will be decreasing 5 fixed rates for new lending, from 28th August 2020. This is a new offer. If 5yrs is not for you, contact us for low 1-2 yr or variable rates from 2.19% with other …

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2.19% for Home & 2.49% for Investment 3 Years Fixed with Full Offset @ Unibank, Health Professionals Bank, Teachers Mutual Bank

2.19% for Home & 2.49% for Investment 3 Years Fixed with Full Offset @ Unibank, Health Professionals Bank, Teachers Mutual Bank

2.19% for Home & 2.49% for investment 3 years fixed with Full offset @ Unibank, Health Professionals bank, Teachers mutual bank + $500 VISA giftcard Investment loan - 2.49% for P&I repayment …

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$2k Cashback + $1k Online Bonus Cashback for Investment Refinance + $2k for Each Property Refinance @ St.George

$2k Cashback + $1k Online Bonus Cashback for Investment Refinance + $2k for Each Property Refinance @ St.George

Aidan the Mortgage Broker here - this offer is available through selected broker channels (I have access to this) Note this deal is DIFFERENT to the previous St George deal, as this now gives $3k …

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Investor Variable Loan 2.69% - Basic No Annual Fee @ CitiBank

expired Investor Variable Loan 2.69% - Basic No Annual Fee @ CitiBank

Reduced Variable Rates available from brokers (not shown on Citibank website) Citi timeframe is 2-3 days, not 2-3 months from recent bank promos. Our broker response currently at 24 hours. We …

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ANZ Home Loan Refinance $3000 Cashback Plus 0.18% Bundle Rebate From Celebration Finance

ANZ Home Loan Refinance $3000 Cashback Plus 0.18% Bundle Rebate From Celebration Finance

ANZ HOME LOANS UP TO $3000 SWITCHING CASHBACK DISCRETION UPDATE Switch your home loan to ANZ and get $3K cashback^ Contact Us for Competitive rates Variable rates from 2.64%** Plus.0.18% Bundle …

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Home Loan Broker Rebate up to 0.4% E.g. $4,000 Per $1M Loan Size @ Bundle Property

Home Loan Broker Rebate up to 0.4% E.g. $4,000 Per $1M Loan Size @ Bundle Property

For Ozbargain customers only for a limited time: We are pleased to announce we have increased our broker rebate up to 0.4% of loan size (net of offset ie balance owing) for new loans above $1m from …

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Community First - Accelerator Home Loan - 2 Year Owner Occupier Variable Rate from 1.99% P.a

Community First - Accelerator Home Loan - 2 Year Owner Occupier Variable Rate from 1.99% P.a

From their website: Features and benefits: A discount off the standard variable interest rate Deposit your money into a 100% offset facility which allows you to reduce the interest on your home …

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1.99% Home Loan and 2.24% Investment Loan 3 Years Fixed Rate @ BankFirst $500 Visa Giftcard Refinances > $500k @ Mortgage Better

1.99% Home Loan and 2.24% Investment Loan 3 Years Fixed Rate @ BankFirst $500 Visa Giftcard Refinances > $500k @ Mortgage Better

BankFirst 3 Years fixed rate promotion Premier Package Home Loan up to 80%LVR 2 years fixed 2.29% (CPR 3.22%) 3 years fixed 1.99% (CPR 3.1%) variable rate 2.88% (CPR 2.88%) Premier Package …

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$2,500 Rebate Cashback + 2.29% Owner Occupied + 2.49% Investment - Refinance Offer @ Virgin Money

expired $2,500 Rebate Cashback + 2.29% Owner Occupied + 2.49% Investment - Refinance Offer @ Virgin Money

Virgin Money Special Bundled Offer: Reward Me Fixed Special (P & I) - Owner Occupied @ 2.29% 2 / 3 Year Fixed (2.74% CPA) Reward Me Fixed Special (P & I) - Investment @ 2.49% 2 / 3 Year …

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Owner Occupier Home Loan AcceleRATES 2.54%(80%-70% LVR), 2.49%(70%-60% LVR) & 2.39% (<60% LVR) @ Athena Home Loans

In 9 days Owner Occupier Home Loan AcceleRATES 2.54%(80%-70% LVR), 2.49%(70%-60% LVR) & 2.39% (<60% LVR) @ Athena Home Loans

Description from their website: Introducing NEW Athena AcceleRATES Everything we do here at Athena is about helping you pay down your home loan faster. That’s why we have come up with our new …

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Community First - Accelerator Home Loan - 2yr Fixed home loan - 1.99% (Comparison Rate- 3.25%)

Community First - Accelerator Home Loan - 2yr Fixed home loan - 1.99% (Comparison Rate- 3.25%)

Community First - Accelerator Home Loan 2 year fixed package rate loans (max LVR 80%) 1.99% p.a,Comparison rate from 3.25% p.a. A discount off the standard fixed interest rate A 100% offset …