Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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[NSW, ACT, QLD] Owner Occupied Fixed Rate Home Loan 2 Years 1.59% (2.10% CR, 80% LVR) @ Greater Bank

[NSW, ACT, QLD] Owner Occupied Fixed Rate Home Loan 2 Years 1.59% (2.10% CR, 80% LVR) @ Greater Bank

Rate will revert to 2.19% variable after the 2-year period

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Home Loan Refinance Cashback Deal: $500-$1,500 Broker Gift Card @ Refinancer

Home Loan Refinance Cashback Deal: $500-$1,500 Broker Gift Card @ Refinancer

Hi OzBargain! It's our biggest refinance offer yet! To be clear you can stack the gift card we are giving of up to $1,500 with lender cashbacks of up to $4,000! ($5,500 of potential …

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Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank

Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank

Attention MEDICAL PROFESSIONALS!! New policy just released by CBA. Introducing new Medico PLUS+ allows borrowing up to to 94.99% with a max lending of $2,374,000 per security up to a total loan …

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Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR

Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR

Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. $3,000 Home Loan Refinance Offer & NO annual fee for the life of the loan …

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Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions

Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. You can book an appointment straight into my calendar - …

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Refinance Home Loan @ ME Bank: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.79% p.a. & Variable 2.29% p.a

Refinance Home Loan @ ME Bank: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.79% p.a. & Variable 2.29% p.a

Switch your home loan to ME Bank and you’ll get an extremely competitive rate and receive a $3,000 cashback. Available for a limited time only, for new borrowings Owner occupiers and investers up …

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Firstmac Home Loan 2.19% (First 2 Years) Variable Offset Owner-Occupied P&I  No Annual Fee

Firstmac Home Loan 2.19% (First 2 Years) Variable Offset Owner-Occupied P&I No Annual Fee

Firstmac announced lowest variable offset on the market, no annual fees for life 2.19% (CPR 2.55%) Variable offset broker special 2yr discount (+0.4% after 2 years). Owner occ P&I. No annual …

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Virgin Money Home Loan - 1.79% Fixed 2 Years (80% LVR), $0 Upfront / $10/Month Ongoing + $3000 Lender Cashback

Virgin Money Home Loan - 1.79% Fixed 2 Years (80% LVR), $0 Upfront / $10/Month Ongoing + $3000 Lender Cashback

As of 15 September 2021, Virgin Money has confirmed that they are now approving discretionary pricing for rates as low as 1.79% pa (2.62% comp), fixed for 2 years all the way up to 80% loan-to-value …

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Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

Macquarie have dropped the rate by 0.1% on their variable Basic and Offset owner occupier and investor home loans. Their offset home loans in particular look like a real good deal, equivalent to …

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86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

$2,000 cashback Applies to ALL refinance or purchases – not just First Home Buyers Owner or Investor $250k+ loan Offset Package product only 85% no LMI Applies to ALL refinance or purchases – …

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2.14% p.a Fixed 1 Year P&I Investment Home Loan (2.79%p.a. CR, 90% LVR, $10/month offset @ 2.92%p.a. CR) @ Tic:Toc Home Loans

2.14% p.a Fixed 1 Year P&I Investment Home Loan (2.79%p.a. CR, 90% LVR, $10/month offset @ 2.92%p.a. CR) @ Tic:Toc Home Loans

Tic:Toc have a leading rate for their Fixed 1 Year P&I Investment Home Loan. Loan features Minimum 10% deposit/Maximum 90% LVR (after LMI added) No upfront or ongoing fees Unlimited additional …

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UBank 3yr Fixed Rate Home Loan (Owner Occupier) 1.85% (CR 2.24%)

UBank 3yr Fixed Rate Home Loan (Owner Occupier) 1.85% (CR 2.24%)

Looks like UBank have dropped the rate on their 3Yr Fixed Owner Occupier home loan to 1.85% (down from 1.95%). It's now one of the lowest in the market for 3Yr Fixed. If you are after other …

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First Home Buyers Only - $2,000 Purchase Cashback, $0 Application Fee, $0 Annual Fee, 1.89% Fixed 2 Years @ Great Southern Bank

First Home Buyers Only - $2,000 Purchase Cashback, $0 Application Fee, $0 Annual Fee, 1.89% Fixed 2 Years @ Great Southern Bank

First home buyer exclusive (they need all the help they can get!) You may know 'Great Southern Bank' better as 'CUA' - they recently changed their name. The offer? "Apply …

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BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CPR) / 2.03% <80% LVR (2.20% CPR) + $3,000 Refinance / $2,000 Investor Cashback

BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CPR) / 2.03% <80% LVR (2.20% CPR) + $3,000 Refinance / $2,000 Investor Cashback

Effective 30 August, 2021, Bank of Queensland / BOQ will be significantly reducing some of their promotional Owner Occupied P&I Rates. Starting at 1.98% (2.15% CPR), these new rates are …

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St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

St George / Bank of Melbourne BOM/ Westpac new rates from 1.79% 2 year fixed to basic variable 1.99% with no annual fee and $3000 bank cashback + broker rebate Owner occ 2.24% (CPR 2.26%) Basic …

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Westpac Flexi Variable Owner Occ 2 Yr P&I Var 2.09% Investment 2.39% 2 Yr P&I @ Westpac

Westpac Flexi Variable Owner Occ 2 Yr P&I Var 2.09% Investment 2.39% 2 Yr P&I @ Westpac

People were going nuts for HSBC's variable offering, this one in my opinion smashes it! Effective Tuesday 24 August 2021, Westpac have reduced their Flexi First Option Home Loan Introductory …

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Westpac Group Home Loan Interest Rate Reduction - from 1.79% pa Fixed / 1.99% pa Var + Up to $1,000 Loan Base Cashback

expired Westpac Group Home Loan Interest Rate Reduction - from 1.79% pa Fixed / 1.99% pa Var + Up to $1,000 Loan Base Cashback

Effective 24 August, 2021, Westpac Group (Including St George, BoM & Bank SA) have announced reductions to some of their promotional headline rates! St George/BoM/BSA are now offering rates as …

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$1,200 Gift Card with Home Loan Refinance above $500k @ Refinancer

expired $1,200 Gift Card with Home Loan Refinance above $500k @ Refinancer

Hi OzBargain! We've had such a warm reception to our OzBargain refinance deals that we wanted to up the ante. This is our biggest offering yet Click this link to apply: …

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MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate

MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate

Interesting option for Ozbargain members who are thinking to refinance for a generous cashback of $3000 with no package fee for life of the loan. Quick turnaround time in 3 days with FastRefi which …

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86 400 Home Loan: 85% LVR, No LMI from 2.04% pa with $2k Cashback / Standard Rates from 1.84% pa / + up to $1k LoanBase Cashback

expired 86 400 Home Loan: 85% LVR, No LMI from 2.04% pa with $2k Cashback / Standard Rates from 1.84% pa / + up to $1k LoanBase Cashback

86 400 has recently launched an 85% LVR, no LMI offering, extended their extended their cashback offer, and further reduced their <80% LVR rates! Unlike with most lenders, 86 400's $2,000 …