Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)

$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)

Hello OzBargainers, Hope you're all doing well. There are very few banks offering refinance cashback for $250K loan now, so we thought we would highlight that Bank of Queensland is still …

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50,000 Bonus Qantas Points for Applying for a Home Loan (Min $500,000) + 100,000 Qantas Points Every Year @ Qantas Money

expired 50,000 Bonus Qantas Points for Applying for a Home Loan (Min $500,000) + 100,000 Qantas Points Every Year @ Qantas Money

Bonus 50,000 Qantas Frequent Flyer points for new home loan applications for more than $500k, in addition to the 100,000 Qantas FF points for you receive every year for the life of the loan. (Total …

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5.80% pa Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min $100k Loan, 5.83% pa CR) @ G&C Mutual Bank

5.80% pa Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min $100k Loan, 5.83% pa CR) @ G&C Mutual Bank

Was shopping around and found this- looks to be pretty good value. 100% offset account, redraw available with a $30 fee, min $100 withdrawal. No establishment fees nor monthly fees, loan preparation …

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$2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

$2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

OzBargain

Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. This time, we're offering up to $2000 broker cashback if you refinance …

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1-5 Year Fixed Rate Home Loan from 5.99% (CR 8.3%) + $3288 Refinance Cashback / $2000 Purchase Cashback @ Bank of China

1-5 Year Fixed Rate Home Loan from 5.99% (CR 8.3%) + $3288 Refinance Cashback / $2000 Purchase Cashback @ Bank of China

Dear All In light of recently commentary that RBA could potentially increase the rates in August https://www.smh.com.au/politics/federal/august-rate-rise-on-…. There are some attractive fixed …

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5.99% pa Variable Home Loan (Min $350,000 Loan & Below 70% LVR, CR 6.01%) + 0.15%-0.25% pa Broker Cashback @ Heritage Bank

expired 5.99% pa Variable Home Loan (Min $350,000 Loan & Below 70% LVR, CR 6.01%) + 0.15%-0.25% pa Broker Cashback @ Heritage Bank

HERITAGE 5.99%pa Variable Rate (CR 6.01%pa) + 0.15%-0.25%pa exclusive Cashback effective 5.84-5.79 @Mates Rates Mortgage Brokers STOP THE PRESS – Home Loan Purchase, Refinance or Construction …

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Bank of China Offset Variable Rate from 5.98% p.a. (CR 6.34% p.a.) + 0.15% p.a. Broker Cashback @ Bank of China

expired Bank of China Offset Variable Rate from 5.98% p.a. (CR 6.34% p.a.) + 0.15% p.a. Broker Cashback @ Bank of China

STOP THE PRESS – $3,288 Home Loan Refinance Cashback at Bank of China. — Duplicate offer removed from deal (Mod) 5.83 effectively with the inclusion of our Exclusive Mates Rates 0.15%pa …

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$2000 Cashback on Top of Any Lender Offer (Min. $100,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market

$2000 Cashback on Top of Any Lender Offer (Min. $100,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market

This popped on my Instagram. I don't know much about home loans (I don't have one) but it looks like a good deal. Terms & Conditions CASH BACK OFFER TERMS AND CONDITIONS Key …

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$375 Annual Fee Reimbursed on Home Package Plus Home Loan (Min Loan $150,000, Save up to $11,250 over 30 Years) @ Suncorp

expired $375 Annual Fee Reimbursed on Home Package Plus Home Loan (Min Loan $150,000, Save up to $11,250 over 30 Years) @ Suncorp

Want a packaged Home loan without the Fee? We're delighted to announce that Suncorp are offering a 30 year annual package fee waiver/reimbursement for the life of the loan. $375 annual package …

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Fixed Rate Home Loan from 5.79% (CR 8.28%) @ Bank of China

expired Fixed Rate Home Loan from 5.79% (CR 8.28%) @ Bank of China

Dear All, This email I got from BOC today announcing their new promotion of $3288 cashback, and they have done a further reduction on the rates I have spoken with Bank of China, the main issue …

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5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China

expired 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China

Hello Everyone, Hope you're all doing well. Bank of China has become competitive again, they've caught up with their backlog and are earger for business again! From 1 May 2024, …

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1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

expired 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of HSBC's offer • 5.79% 1-3 year fixed rate on Principle & Interest under 80% LVR – …

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Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank

expired Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank

ME Bank offers decent fixed rates under sub 6%. Please note that fixed rates can vary from time to time as banks can amend their pricing at anytime. ME offers cashback for refinancing applications …

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$350 Bonus Per Settled Home Loan @ Elending Finance

expired $350 Bonus Per Settled Home Loan @ Elending Finance

Hello All, We have over 35+ lenders on our panel with a few offering cashbacks, some for only first home buyers (ANZ $3,000*). Let us check the benefits of refinancing across different lenders …

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[VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker

expired [VIC] $250 Broker Cashback Per $100,000 Home Loan Refinance (First 20 Customers, LVR 80% or Less) @ Mr Finance Broker

$250 BROKER CASHBACK PER 100K ON HOME LOAN REFINANCE I have done this before and now I decided to do it again for Ozbargainers. I am giving $250/100k BROKER CASHBACK on home loan refinance + BANK …

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$2000-$3000 Home Loan Refinance Cashback (Min Loan $400,000 and LVR up to 80%) + 0.3% Broker Cashback @ ME Bank

expired $2000-$3000 Home Loan Refinance Cashback (Min Loan $400,000 and LVR up to 80%) + 0.3% Broker Cashback @ ME Bank

Hello Ozbargainers, Firstly, thank you for your support so far. ME Bank continues to offer refinance cashback. Probably the only proper bank still offering $3,000 cashback. I know there are Bank of …

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Variable Rate Loan OO 5.99% (CR 6.01%) & Inv 6.24% (CR 6.26%) up to 70% LVR + 0.3% Broker Cashback @ Heritage Bank

expired Variable Rate Loan OO 5.99% (CR 6.01%) & Inv 6.24% (CR 6.26%) up to 70% LVR + 0.3% Broker Cashback @ Heritage Bank

Hello Ozbargainers, Thank you so much for your support so far. Heritage is quite competitive on rates at the moment if you are looking to refinance. They struggled hard to assess applications when …

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$3288 Home Loan Refinance Cashback or $2000 Purchase Cashback, Offset Variable Rate from 6.08% (CR 6.45%) @ Bank of China

expired $3288 Home Loan Refinance Cashback or $2000 Purchase Cashback, Offset Variable Rate from 6.08% (CR 6.45%) @ Bank of China

Dear All, This email I got from BOC today announcing their new promotion of $3288 cashback, I have spoken with Bank of China, the main issue before was the wait time and the processing time. They …

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Variable Rate OO Loan 6.07% (CR 6.43%) with Offset up to 70% LVR + 0.3% Broker Cashback @ St George

expired Variable Rate OO Loan 6.07% (CR 6.43%) with Offset up to 70% LVR + 0.3% Broker Cashback @ St George

Hello Ozbargainers, Thank you so much for your support so far. St George is not openly offering this rate on their website but offer is available to anyone applying through a broker or bank …

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$3,000 Investment Home Loan Refinance Cashback: Variable Rates from 6.19% (6.23% CR, $250,000 Min Loan) @ Newcastle Permanent

expired $3,000 Investment Home Loan Refinance Cashback: Variable Rates from 6.19% (6.23% CR, $250,000 Min Loan) @ Newcastle Permanent

To my very very limited knowledge of all things home loan and finance, this seems a decent deal. To start, I am sure I'm the devil - I own an investment property*. The fixed rate has expired …