Mortgage Broker » user profile
| Member Since | 26/11/2014 |
|---|---|
| Last Seen | 5 hours 10 min |
| Badges | 2 |
| Location | Sydney |
| Website | www.lendingclinic.com.au |
| Social |
Recent Activities
Mortgage Broker replied to 
niyiaw on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China
niyiaw on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of ChinaI believe you need to do it via branch.
Mortgage Broker replied to 
supersabroso on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China
supersabroso on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of ChinaYeah please don’t worry, we will pay the broker cashback as long as the T&C’s are met (half after 1 year and half after 2 years). Plus…
Mortgage Broker replied to 
alren on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China
alren on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of ChinaNo offset for the fixed rate loan. Can split with a variable rate loan which can have offset.
Mortgage Broker replied to alren on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China
alren on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of ChinaThey don't have an automatic discount margin after fixed rate expiry. But they should contact you around a month before the expiry and will…
Mortgage Broker replied to nicolascage on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China
nicolascage on $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of ChinaThanks for raising up this issue. Daily online transfer limit is $50k for standard/overnight transfer, $1k for instant transfer via Osko.…
Mortgage Broker posted a deal $2,888 BOC Refinance/Purchase Cashback, OOC 5.63% (CR 5.84%) & INV I/O 5.83% (CR 6.03%) + $2,000 Broker Cashback @ Bank of China
Hello Everyone, Hope you're doing well, and thank you for your support so far. **Bank of China** has extended their home loan cashback…
Mortgage Broker replied to ruskiromka on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
ruskiromka on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankI've been able to get them to add back salary packaging, may need a statement from the salary packaging company, but it's possible.
Mortgage Broker replied to bling on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
bling on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankYes can have multiple splits and unlimited redraw for variable rate loan.
Mortgage Broker replied to Jaff on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Jaff on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankYeah fixed rates are a lot higher now. We still have Bank of China with decent fixed rates as of today.
Mortgage Broker replied to Jaff on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Jaff on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankThey have passed on the 0.25% RBA rate hike, indicative best variable rates now 5.54%-5.64% owner-occupied and 5.64%-5.74% investment.
Mortgage Broker replied to jiangzhc on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
jiangzhc on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankFor a typical scenario, Bank of China's legal fee would be around $500, government charges would be $300-$450 depending on where the…
Mortgage Broker replied to jiangzhc on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
jiangzhc on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankRefinance costs would be around $1k all up. With ME Bank, annual fee is $395 if you want offset, $0 otherwise. With Bank of China, annual…
Mortgage Broker replied to citra on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
citra on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaFixed rates have been increased a little bit. New fixed rates: 5.49% 1-year or 2-year owner-occupied P&I, 5.59% 1-year or 2-year investment…
Mortgage Broker replied to 
Kawaii on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Kawaii on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankWith the new home loan products (EconoME and CompleteME), investment loan will be priced at investment interest rate. So this trick is no…
Mortgage Broker replied to Kawaii on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Kawaii on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankThanks for querying this. Essentially it's the same, but in case you have a lot of savings in the offset account or redraw facility, it may…
Mortgage Broker replied to Gorby on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Gorby on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankRecent variable rates we have obtained are 5.29% owner-occupied and 5.39% investment. Exact rates may depend on loan size and LVR.
Mortgage Broker replied to 
Dunnymeister on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Dunnymeister on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankPretty sure the new banking platform supports PayID and Osko. Try opening up the free SpendME account via their website…
Mortgage Broker replied to Behappy on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Behappy on $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME BankBank of China is a tiny bit cheaper, 5.18% owner-occupied variable rate and 5.38% investment. But ME Bank's mobile app is very modern like…
Mortgage Broker posted a deal $3,000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3,000 Broker Cashback @ ME Bank
Hello Everyone, Thank you for your support so far. **ME Bank** is one of the few banks with home loan refinance cashback offer, offering…
Mortgage Broker replied to jlien on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
jlien on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaSuccess rate is actually very high. Main inconvenience is you'll need to provide bank account statements and credit card statements, and…
Mortgage Broker replied to donny donny on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
donny donny on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaThanks Donny, appreciate the feedback.
Mortgage Broker replied to b00tyman on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
b00tyman on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaIt doesn't need to be through broker. But I think they have limited staff members for the direct channel.
Mortgage Broker replied to jlien on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
jlien on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaGenerally 80% but please message us privately if you want us to look into your specific property address? Thanks.
Mortgage Broker replied to Ultramup on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
Ultramup on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaUnfortunately no, but please reach out as we have other banks who do.
Mortgage Broker replied to raydebug on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
raydebug on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaThe bank cashback is paid within 2 months and the broker cashback is paid in 2 instalments (half after 1 year and half after 2 years).
Mortgage Broker replied to HitlersDad on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
HitlersDad on $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of ChinaAnnual fee is $395 with offset account, or $190 without offset account. First year is waived :)
Mortgage Broker replied to Jaff on $2,888 Cashback on Home Refinance/Purchase, O.Oc 5.18% (CR 5.38%), Inv. I/O 5.38% (CR 5.58%) + 0.10% Broker CB @ Bank of China
Jaff on $2,888 Cashback on Home Refinance/Purchase, O.Oc 5.18% (CR 5.38%), Inv. I/O 5.38% (CR 5.58%) + 0.10% Broker CB @ Bank of ChinaIt has been extended, same cashback amount and same variable rates. Fixed rates are a bit higher now.
Mortgage Broker posted a deal $2,888 BOC Refinance/Purchase Cashback, OOC 5.18% (CR 5.38%) & INV I/O 5.38% (CR 5.58%) + 0.10% Broker Cashback @ Bank of China
Hello Everyone, Thank you for your support so far. **Bank of China** has extended their home loan cashback offer, with latest interest…
Mortgage Broker replied to jsb on $2,888 Cashback on Home Refinance/Purchase, O.Oc 5.18% (CR 5.38%), Inv. I/O 5.38% (CR 5.58%) + 0.10% Broker CB @ Bank of China
jsb on $2,888 Cashback on Home Refinance/Purchase, O.Oc 5.18% (CR 5.38%), Inv. I/O 5.38% (CR 5.58%) + 0.10% Broker CB @ Bank of ChinaYes generally they'll need employment verification. It can be via email usually.
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