Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
70
Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING

expired Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING

Store RepJamesSimBroker @ James Sim, Nectar Mortgages on 21/04/2023 - 19:07 ing.com.au

Recently, ING has dropped their fixed rates for any purchase or refinance of residential property. Most major banks fixed rates are close to 6%. To qualify for the extra discount 0.1% towards ING …

52
Owner Occupied P&I Variable Rates from 5.24% (CR 5.57%, LVR <70%) 2 Year Intro for @ Westpac

expired Owner Occupied P&I Variable Rates from 5.24% (CR 5.57%, LVR <70%) 2 Year Intro for @ Westpac

AssociatedWilson Heroes HL @ Heroes Home Loans on 21/04/2023 - 14:17 westpac.com.au

Westpac has extended their cashback offer to the end of August 2023 These are the latest rates (including the March rate increase) This has a free and unlimited redraw, with no offset and no annual …

30
$2000 / $4000 Cashback Per Property Refinanced, Rates Starting 5.24% (CR 5.26%) OOC @ ME Bank

expired $2000 / $4000 Cashback Per Property Refinanced, Rates Starting 5.24% (CR 5.26%) OOC @ ME Bank

AssociatedLendingWorkshop @ Lending Workshop on 18/04/2023 - 11:29 mebank.com.au

Available to owner occupiers and investors on all ME home loan products if you: Apply from 1 December 2022 and settle within 120 days of the loan application date Switch your existing home loan …

61
Up to $4000 Broker Rebate for Home & Refinance Loans @ Heroes Home Loan

Long Running Up to $4000 Broker Rebate for Home & Refinance Loans @ Heroes Home Loan

alvian on 14/04/2023 - 10:05 heroeshomeloans.com.au

Heroes Home Loans provide an incentive broker rebate of up to $4,000 for all products. The broker rebate is based on the net loan amount (loan size minus redraw/offset etc). Loan Amount …

160
$3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

expired $3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

AssociatedWilson Heroes HL @ Heroes Home Loans on 11/04/2023 - 11:47 anz.com.au

Hello All Ozbargainers ANZ have just advised extend new PURCHASE rebate for first home buyer. Summary of the Eligibility Criteria: Drawdown - Drawdown within 180 days from Apply date Loan …

80
Extra $1000-$4000 Cashback from Home Loan Mortgage Broker (Refinance or Property Purchase) @ Lending Clinic

expired Extra $1000-$4000 Cashback from Home Loan Mortgage Broker (Refinance or Property Purchase) @ Lending Clinic

AssociatedMortgage Broker on 10/04/2023 - 08:53 lendingclinic.com.au
OzBargain

Hello OzBargainers, Is your home loan fixed rate about to expire? We have a panel of banks who offer very competitive fixed and variable rates, with $3K-$5K cashback incentive to win your …

180
Suncorp $3000-$4000 Refinance Rebate + Extra $3000-$9000 Mortgage Broker Cashback (Min $500,000 Loan Size) @ With Cashback

expired Suncorp $3000-$4000 Refinance Rebate + Extra $3000-$9000 Mortgage Broker Cashback (Min $500,000 Loan Size) @ With Cashback

Store RepWithCashback @ With Cashback on 31/03/2023 - 15:34 suncorp.com.au

Dear OzBargainers, Hope this post finds everyone well. Suncorp has extended their REFINANCE rebate offer for eligible applicants. Applications must be submitted by 30 June 2023 and settled by 28 …

100
$500 Conveyancing ($1000 off) + Disbursements for CommBank Home Loan Customers @ Home-in App

expired $500 Conveyancing ($1000 off) + Disbursements for CommBank Home Loan Customers @ Home-in App

amaneight on 30/03/2023 - 19:07 home-in.com.au

Commbank subsidiary Home-in app helps buyers in home buying process. Home-in app pricing: Legal fees competitively priced at $1,500 (incl. GST) plus disbursements, which includes advice on up to two …

40
$4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 5.14% (CR 5.17%) @ AMP

expired $4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 5.14% (CR 5.17%) @ AMP

AssociatedWilson Heroes HL @ Heroes Home Loans on 29/03/2023 - 16:34 amp.com.au

All Ozbargainers AMP has extended their cashback offer to 30th of June 2023 **These are the latest rates (including the March rate increase) Great cashback and great variable rates for refinance …

20
Low Variable Rate No Frills Home Loan, Rates from 4.99% (CR 4.99%) Owner Occupied with No Bank Fees @ Qudos Bank

expired Low Variable Rate No Frills Home Loan, Rates from 4.99% (CR 4.99%) Owner Occupied with No Bank Fees @ Qudos Bank

AssociatedMortgage Broker @ Lending Clinic on 25/03/2023 - 09:18 qudosbank.com.au

Hello OzBargainers, Qudos Bank has one of the lowest variable rate loans at the moment: Owner Occupied (Principal & Interest): 4.99% (CR 4.99%) at 70% LVR, 5.09% (CR 5.09%) at 80% …

30
Up to $4,000 Refi/Purchase Cashback, $0 Applic Fee, Variable 4.89% (CR 4.91%) or Fixed 2 Years 5.49% (CR 5.61%) @ Heritage Bank

expired Up to $4,000 Refi/Purchase Cashback, $0 Applic Fee, Variable 4.89% (CR 4.91%) or Fixed 2 Years 5.49% (CR 5.61%) @ Heritage Bank

AssociatedLendingWorkshop @ Lending Workshop on 15/03/2023 - 00:05 heritage.com.au

$2,000 cashback for home loans $250,000 - $499,999 $3,000 cashback for home loans $500,000 - $699,999 $4,000 cashback for home loans $700,000 or more Pros: * Cashback is …

50
$4,000 Home Loan Refinance Cashback (Minimum $250,000 Loan), Rates from 4.92% (CR 5.27%) with Offset Account @ Bank of Melbourne

expired $4,000 Home Loan Refinance Cashback (Minimum $250,000 Loan), Rates from 4.92% (CR 5.27%) with Offset Account @ Bank of Melbourne

AssociatedMortgage Broker @ Lending Clinic on 11/03/2023 - 10:17 bankofmelbourne.com.au

Hello OzBargainers, Bank of Melbourne has extended their cashback offer with super sharp interest rates. You can still get $4K cashback when refinancing at least $250K: Switch your loan to Bank …

20
Broker Cashbacks 2x 0.20% The Loan Amount: Paid at 1 Year 1 Month & 2 Year 1 Month @ Lending Workshop

expired Broker Cashbacks 2x 0.20% The Loan Amount: Paid at 1 Year 1 Month & 2 Year 1 Month @ Lending Workshop

AssociatedLendingWorkshop on 07/03/2023 - 20:43 lendingworkshop.com.au

As part of this deal we are sharing a portion of our upfront commission. Quote this post on Ozbargain during initial discussion and get 0.40% of the loan amount as cash back. Paid out in 2 …

30
$600 Cashback in 1 Month, $600 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

expired $600 Cashback in 1 Month, $600 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

AssociatedNextgen Finance Co on 07/03/2023 - 16:38 nextgenfinanceco.com.au

Refinance with us to get a better interest rate. Cash backs from lenders up to $5000 available Get in touch for special broker discounts I can obtain for you. Extra $1200 cashback from Nextgen …

64
$3,000 Cashback for Refinance, Minimum Loan $350,000 - Package Variable 4.99% (5.29% CR) under 80% LVR @ ING

expired $3,000 Cashback for Refinance, Minimum Loan $350,000 - Package Variable 4.99% (5.29% CR) under 80% LVR @ ING

AssociatedWilson Heroes HL @ Heroes Home Loans on 02/03/2023 - 23:36 ing.com.au

Hello All Ozbargainers ING has extend their cashback back offer. Please note these are the latest rates including the February rate increase Current Variable Rates: Owner Occupied (redraw only): …

431
$4000 Cashback for Refinance for O/O Variable Rate from 4.99% (CR 5.00%) @ St George Bank

expired $4000 Cashback for Refinance for O/O Variable Rate from 4.99% (CR 5.00%) @ St George Bank

AssociatedWilson Heroes HL @ Heroes Home Loans on 01/03/2023 - 08:41 stgeorge.com.au

Hello All Ozbargainers St George has extend their cashback back offer Please note these are the latest rates including the February rate increase Current Variable Rates: Owner Occupied (redraw …

190
$4,000 - $5,000 Home Loan Refinance & Property Purchase Cashback (Minimum $400,000 Loan) @ ubank

expired $4,000 - $5,000 Home Loan Refinance & Property Purchase Cashback (Minimum $400,000 Loan) @ ubank

AssociatedMortgage Broker @ Lending Clinic on 28/02/2023 - 17:08 ubank.com.au

Hello OzBargainers, Hope you're all doing well. An online bank called "ubank" is one of the few who's doing cashback for property purchases, as well as refinances. They also …

90
[QLD, NSW] BCU Home Loan - OO P&I Fixed for 1 Year 4.99% + $4,000 Cashback (Min Loan $250k) @ BCU

expired [QLD, NSW] BCU Home Loan - OO P&I Fixed for 1 Year 4.99% + $4,000 Cashback (Min Loan $250k) @ BCU

AssociatedLBCU4000 on 27/02/2023 - 10:17 bcu.com.au

First Post so I am sorry if something has been missed This deal is on offer through a very limited number of brokers so may be getting missed with people not going …

110
Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

expired Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

ham0718 on 21/02/2023 - 20:32 hsbc.com.au

Check your email if you have a home loan with HSBC. Targeted Might be targeted or gone to everyone with them… "Dear valued customer, We hope you’re enjoying banking with HSBC. As a …

170
Bendigo Bank Complete Home Loan - Owner Occupier P&I Fixed Rate - 1 Year 4.99% p.a., 2 Years 5.29% p.a., 4 Years 5.54% p.a

expired Bendigo Bank Complete Home Loan - Owner Occupier P&I Fixed Rate - 1 Year 4.99% p.a., 2 Years 5.29% p.a., 4 Years 5.54% p.a

E5TOQUE on 14/02/2023 - 12:34 bendigobank.com.au

Interest rates have increased, and some people may be looking to fix their rates. Looking around online Bendigo Bank seems to be near the best fixed rates at the moment for owner occupiers for 1, 2 …

RSS Feed