Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Home Loan Refinance Deal - $1000 Extra Cashback on Top of Any Lender Offer for Balances over 400k Net of Offset

expired Home Loan Refinance Deal - $1000 Extra Cashback on Top of Any Lender Offer for Balances over 400k Net of Offset

Hi Everyone, I had quite a good response to my last post on oz bargain. Updating things since cashback deals and some rates have changed. Trying to keep the loan size as low as possible at 400k net …

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Variable Rate Home Loan - Owner Occupied 2.49% (CR 2.54%), Investment 2.85% (CR 2.89%) @ Citibank + Broker Cashback

expired Variable Rate Home Loan - Owner Occupied 2.49% (CR 2.54%), Investment 2.85% (CR 2.89%) @ Citibank + Broker Cashback

Greetings fellow Ozbargainers. We have access to a special Home Loan Offer from Citibank for Owner Occupied and Investment Loans. In addition to this great rate, we are reimbursing you $1,000 after …

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Refinance Cash Bonus of Up to $3,000 (Minimum Home Loan $250,000) @ SunCorp

expired Refinance Cash Bonus of Up to $3,000 (Minimum Home Loan $250,000) @ SunCorp

Suncorp: Refinance Cash Bonus of up to $3,000 (minimum loan $250,000) Suncorp home loan refinance cash bonus of up to $3,000. Plus an extra $1,000 Frontline Extra Bonus, is available for teachers, …

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2.19% Owner Occupied (PI) and 2.49% 2/3 Yr. Fixed Rate Inv. Only Loan w/ 100% Offset @ Health Prof / Fire Mutual / Unibank

expired 2.19% Owner Occupied (PI) and 2.49% 2/3 Yr. Fixed Rate Inv. Only Loan w/ 100% Offset @ Health Prof / Fire Mutual / Unibank

Special fixed rates on investment loans and owner-occupied loans from HEALTH PROFESSIONALS BANK, FIREFIGHTERS MUTUAL BANK, TEACHERS MUTUAL BANK & UNIBANK Owner Occupied Loans Owner Occupied …

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$1000 Extra Cash Back for Every Home Loan Settled for Balances over $350K @ Nextgen Finance Co Perth

$1000 Extra Cash Back for Every Home Loan Settled for Balances over $350K @ Nextgen Finance Co Perth

Current Fixed rate Offers: ING - 2.09%pa(comparisson rate 3.77%pa) 2 year fixed O/O ANZ - 2.29%pa(comparisson rate 3.79%pa) 2 year fixed O/O Adelaide Bank - 2.29%pa** (comparisson rate 2.73%pa and …

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2.14% (Home Loan)  & 2.29% (Investment loan) for 3 Years Fixed with Full Offset @ TMB + 0.2% Broker Rebate

expired 2.14% (Home Loan) & 2.29% (Investment loan) for 3 Years Fixed with Full Offset @ TMB + 0.2% Broker Rebate

2.14% for Home & 2.29% for investment 3 years fixed with Full offset + 0.2% Broker Rebate @ Unibank, Health Professionals bank, Teachers mutual bank Investment loan - 2.29% for P&I repayment …

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$2000 Cashback for New Owner Occupied Principal & Interest Refinance Loans (Minimum $300,000) @ Virgin Money

expired $2000 Cashback for New Owner Occupied Principal & Interest Refinance Loans (Minimum $300,000) @ Virgin Money

For a limited time, customers can switch to Virgin Money and receive $2,000 cashback¹ on eligible loans. Here's how its works: • The $2,000 cashback¹ offer is for new Owner Occupied …

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Clean Energy Home Loan Rate 1.74% to 1.84% Fixed for 3 Yrs When You Make Green Upgrades to Your Home @ Bank Australia

expired Clean Energy Home Loan Rate 1.74% to 1.84% Fixed for 3 Yrs When You Make Green Upgrades to Your Home @ Bank Australia

The Bank Australia Clean Energy Home Loan is a feature of Bank Australia’s Premium Package Home Loan. It provides a discount for customers who buy or build green homes, or make ambitious green …

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Home Loan Refinance Deal - $1000 Extra Cashback on Top of Any Lender Offer for Balances over 400k

expired Home Loan Refinance Deal - $1000 Extra Cashback on Top of Any Lender Offer for Balances over 400k

Hi Everyone, No matter the bank you choose and the offer you get with that lender you get another $1000 for using me as your mortgage broker. Ive kept the loan size for this offer at 400k as low as …

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$2000 Cashback on Loans over $1 Million @ Joshfs

expired $2000 Cashback on Loans over $1 Million @ Joshfs

One of the lowest rates from a major bank. ANZ fixed rates (under Break Free package $395 annual fee applies. Owner Occupied Loans 2.19% (CR 4.00%) fixed 2 years owner-occupied P&I …

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CBA to Offset Interest Charged on Interest for 6 Month Mortgage Repayment Deferral

expired CBA to Offset Interest Charged on Interest for 6 Month Mortgage Repayment Deferral

The Commonwealth Bank (CBA.AX) will make the payments to customers who have taken up a six month repayment deferral, in a bid to offset the overall interest charged on the loan. “When a home loan …

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ANZ 2.49% Investment Loan Fixed 2 Years (P&I) & 2.69% (Interest Only) + 0.3% Broker Rebate

expired ANZ 2.49% Investment Loan Fixed 2 Years (P&I) & 2.69% (Interest Only) + 0.3% Broker Rebate

ANZ 2.49% investment loans (P&I) 2 years fixed & 2.69% (Interest Only) ANZ still have the 2.19% home loan fixed 2 year owner occ If you lodge your application before 31/5/2020, you will …

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$500 Visa Gift Card - Settle a New Home Loan before 31 July 2020 @ Get A Better Rate (in Addition to Any Bank Cashback Offer)

expired $500 Visa Gift Card - Settle a New Home Loan before 31 July 2020 @ Get A Better Rate (in Addition to Any Bank Cashback Offer)

We have just launched a new ‘Home Loan Cashback Comparison’ landing page. To celebrate, if you refinance* your existing home loan through Get a Better Rate and we will send you a $500 Visa gift …

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ING 2.09% Owner Occupied, 2.64% Investor Fixed 2 Years + 0.3% Bundle Rebate

expired ING 2.09% Owner Occupied, 2.64% Investor Fixed 2 Years + 0.3% Bundle Rebate

LOWEST.EVER. UPDATE 29/3/2020: We have responded to all enquires and back to 1-2 day turnaround time. Sincere apologies for the extended delay for response increasing from 2 to 5 business days …

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2.19% Fixed 2 Years Owner Occupied + 6 Mth Hardship Repayment Freeze + 0.3% Bundle Rebate @ ANZ

expired 2.19% Fixed 2 Years Owner Occupied + 6 Mth Hardship Repayment Freeze + 0.3% Bundle Rebate @ ANZ

ANZ 2.19% home loan fixed 2 year owner occ + 0.3% bundle rebate. LOWEST EVER BY BIG 4 BANK. UPDATE 1/4/2020: 2.49% investor fixed 2 years. We are currently at 2-3 business day turnaround, thanks …

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NAB Customers Can Freeze Home Loan Payments for up to Six Months

expired NAB Customers Can Freeze Home Loan Payments for up to Six Months

NAB customers can freeze homeloan payments for up to six months NAB has introduced new support measures for customers. Eligible NAB home loan customers can pause repayments for up to six months. …

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2.29% Fixed Home Loan Rate (for 1, 2 or 3 Year) at CBA

expired 2.29% Fixed Home Loan Rate (for 1, 2 or 3 Year) at CBA

2.29% Fixed Home Loan Rate (for 1, 2 or 3 Year) at CBA A new lowest ever fixed rate for a big 4 bank. Disclaimer: I posted this deal on a CBA IP address so it has marked me as associated but I have …

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Well Balanced Owner Occupier 2.47% (Comparison 2.50%) @ Well Home Loans

expired Well Balanced Owner Occupier 2.47% (Comparison 2.50%) @ Well Home Loans

Interest rate: 2.47%p.a. Comparison rate: 2.50%p.a. Maximum LVR: 80% Loan amounts (min/max): $200,000 - $2mil 100% offset available: for just $10p/m Redraw facility Additional …

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First Home Buyer Home Loan Special 2.53% 95% LVR (5% Deposit) @ Herobroker

expired First Home Buyer Home Loan Special 2.53% 95% LVR (5% Deposit) @ Herobroker

First home buyer special available with up to 95% LVR (5% deposit) with a rate of 2.53% Owner Occupier Varble rate loan. Getting off to an awesome start with your home loan gives you the best …

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$4000 Refinance Switching Cashback Discretion (Home Loans above $250k) @ ANZ

expired $4000 Refinance Switching Cashback Discretion (Home Loans above $250k) @ ANZ

ANZ increased refi rebate to $4000 as a special switching discretion for loans above $250k (by ANZ discretion and approval for eligible loans only) Subject to below eligibility criteria: - This is a …