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I would take that deal. Those are individual offers but once branch see the negative side of doing that; they may reconsider. Won't be…

Considering the current market. 1 year @ 5.79% is a considerable savings vs the current variable rate; which seem to be in the hands of the…

You may find that more experience and established brokers rather not invest their time to administrate the cashback/bonus. Or they start…

Depends on your situation. If you are wanting interest only for Investment for 2 -3 years @ 6.09% with 2k cash back. I was going to put…

Broker's are heavily regulated. 1 year fix rate @ 5.79%, I feel is a good deal to cater to the uncertainty in the market and what could be…

The above is to let people know there is a 1 year fix available to cater to the market uncertainty. Doesn't mean that it's the only product…

Not every broker is the same. My experience has helped my clients achieve a better position and why they continue to engage in my services.…

Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of HSBC's offer • 5.79% 1-3 year fixed rate…

Hi, I'm sorry to hear. The bank did receive a lot of applications. I have a great relationship with them but unfortunately, I would not be…

hopefully, that gives a background info to your statement

You are not the only one that has told me this. This is a small bank with strict requirements; should take longer to assess if whoever…

Hi Extreme, I was looking at the history of when Hume bank applied RBA rate increases with their home loan products. Whether they hike it…

Hi, There's only the bank's once off fee of $150. The bank's $350 fee is their discharge fee for processing the transfer of mortgage/title…

4.99% is the best interest only option i have in my system : ) . Small banks don't like giving out good interest only option due to…

I agreed; hence why I review clients' loan after every year unless they are on fix.

24 months

It's because the bank has to pay a third-party legal provider most of the time to handle the transfer of title to another bank.

The cost to leave or their discharge fee is only $350. Major banks are the same.

Yes I do. The bank will fully assessed it.

Hume Bank's actual rate is 4.49%, without the above discount.

I've looked at the past rate increases with Hume since May 2022 and they have only increased it as per RBA increases and in some cases,…

Unfortunately, It doesn't have an offset account. It's a basic, no-thrill loan. However, I am testing/confirming with the banks whether the…

The rate is not a scam. Hume bank is a small bank so they can afford to offer these rates. They have always been one of the bank that offer…

Hello Bargain hunters; Happy new year. #Hume Bank is offering the below Owner occupied 3.99% Principle and interest (comparison rate –…

Welcome aboard!