Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Citibank Home Loan $2000 Purchase Bank Rebate

Citibank Home Loan $2000 Purchase Bank Rebate

Citibank is one of the only current lenders to offer a $2000 bank rebate for PURCHASES lodged from 27 July 2020 to 31 August 2020. Must settle by 16 October. Also available for refinances. Rates …

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$2k Refinance Cashback + $1k Online Bonus for Owner Occupied (Minimum $200k Loan) @ BankSA

expired $2k Refinance Cashback + $1k Online Bonus for Owner Occupied (Minimum $200k Loan) @ BankSA

$1k Online Bonus for Owner Occupied (1 only per customer). Additional $2,000 Refinance Cashback for investment or subsequent properties Basic home loan 2.64% p.a. Variable rate 2.66% p.a. …

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5% Deposit No LMI - First Home Deposit Scheme - NFHIC

5% Deposit No LMI - First Home Deposit Scheme - NFHIC

First Home Buyer - 5% deposit, No LMI home loan deals The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase their first home …

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$3k Online Refinance Cashback for Owner Occupied Home Loan + $2k for Additional Investment Properties @ Bank of Melbourne

expired $3k Online Refinance Cashback for Owner Occupied Home Loan + $2k for Additional Investment Properties @ Bank of Melbourne

$3k Online Cashback for owner occupied property >$250k $2k for each additional property refinance >250k For example each 2 properties (1 investment and 1 owner occupied) with a loan amount of …

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$2k Cashback + $1k Online Bonus Cashback for Owner Occupier Refinance + $2k for Each Additional Property Refinance @ St. George

expired $2k Cashback + $1k Online Bonus Cashback for Owner Occupier Refinance + $2k for Each Additional Property Refinance @ St. George

St George Refinancing Cashback deals P&I packaged HOME LOAN * 2.24% for 2 years fixed for home loans (CPR 3.45%) * 2.24% for 3 years fixed for home loans (CPR 3.38%) P&I packaged INVESTMENT …

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Variable Home Loans 2.17% p.a. (LVR ≤ 70%) / 2.39% p.a. (LVR ≤ 80%) Variable Rate /w Offset @ FreedomLend

expired Variable Home Loans 2.17% p.a. (LVR ≤ 70%) / 2.39% p.a. (LVR ≤ 80%) Variable Rate /w Offset @ FreedomLend

This is for Owner Occupied P&I home loans. LVR ≤ 70%: 2.17%, 2.17% comparison rate LVR ≤ 80%: 2.39%, 2.39% comparison rate I'm with this broker and unfortunately they wouldn't …

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$1 Lenders Mortgage Insurance for First Home Buyers with up to 85% LVR @ St George Bank

$1 Lenders Mortgage Insurance for First Home Buyers with up to 85% LVR @ St George Bank

St George Bank First Home Buyer 85%LVR (loan to valuation ratio) $1 LMI That is, no LMI on up to 85%LVR borrowing Can include 100% of non-base income for emergency services workers. That is, nurses …

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UBank Home Loan Interest Rate 2.49% Variable Rate (Fixed Rates from 2.14%)

expired UBank Home Loan Interest Rate 2.49% Variable Rate (Fixed Rates from 2.14%)

Ubank are reducing their P&I variable rate to 2.49% on 17 July https://www.ubank.com.au/julyratecut Fixed rates: Fixed rates start from 2.14% and they are also waiving the rate locking fee of …

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Up to $3000 Cashback (+ $1000 if Loans > $750K) When You Refinance to an Eligible Suncorp Home Loan @ CelebrationFinance

expired Up to $3000 Cashback (+ $1000 if Loans > $750K) When You Refinance to an Eligible Suncorp Home Loan @ CelebrationFinance

Home Loan Refinance , Receive up to $3,000 Cash Bonus when you refinance to an eligible Suncorp Bank home loan. For refinancers who apply by 31 July 2020 & settle by 10 November 2020. $2,000 …

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Citibank Home Loans Starting from 2.19% + $2000 Refinance Cash Back

Citibank Home Loans Starting from 2.19% + $2000 Refinance Cash Back

Citibank Refinancing Cashback deals P&I packaged HOME LOAN * 2.19% for 2 years fixed for home loans (CPR 3.12%) * 2.29% for 3 years fixed for home loans (CPR 3.1%) * 2.49% for basic variable …

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[TAS] 3yr Fixed Home Loan - 1.99% (Comparison Rate 2.73%) - Bank of Us

expired [TAS] 3yr Fixed Home Loan - 1.99% (Comparison Rate 2.73%) - Bank of Us

I have been shopping around for a new fixed rate and came across these guys. Sadly, I am in SA so I am not eligible but I thought some of our Tassie OzBargainers may be interested. I haven't …

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Westpac Cashback $2000 Refinance Rebate Per Property + .18% Bundle Rebate @ Celebration Finance

expired Westpac Cashback $2000 Refinance Rebate Per Property + .18% Bundle Rebate @ Celebration Finance

Don’t Miss the Cashback$$$$$$$ Westpac Cashback $2000 Refinance rebate per property. ** For new refinance applications received from 23 September 2019 and 31 July 2020, with loan settled by 30 …

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ING Variable Home Loan Interest Rate From 2.55% (Comp Rate 2.58%) + Discharge & 2 Year Annual Fee Refund From Azura Finanacial

expired ING Variable Home Loan Interest Rate From 2.55% (Comp Rate 2.58%) + Discharge & 2 Year Annual Fee Refund From Azura Finanacial

Hi OzBargainers, I hope you are all well! ING has just advised us of a rate reduction. Rate decrease is as follows: Basic Product Aggregate Borrowings $1 million+ LVR less than or equal to 80% - …

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HSBC - 2 Yr Fixed Rate Home Loan - 2.09% P.a Interest Rate, 2.98% P.a Comparison Rate

expired HSBC - 2 Yr Fixed Rate Home Loan - 2.09% P.a Interest Rate, 2.98% P.a Comparison Rate

HSBC : 2 Year Fixed Rate Home Loan Promotional Offer Based on an Owner Occupied Interest Rate (Principal and Interest). 2.09% p.a.* Interest Rate 2.98% p.a. Comparison Rate ^Comparison rate warning …

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Up to $4,000 Cash Bonus (Minimum Home Loan $250,000) on Refinance + 0.18% Bundle Rebate @ Suncorp

expired Up to $4,000 Cash Bonus (Minimum Home Loan $250,000) on Refinance + 0.18% Bundle Rebate @ Suncorp

Home Loan Refinance , Receive up to $3,000 Cash Bonus when you refinance to an eligible Suncorp Bank home loan. For refinancers who apply by 10 July 2020 & settle by 10 November 2020. $2,000 …

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St George Bank from 2.59% No Annual Fee Home Loan + $2000 Cash Rebate per property (> $250k) + up to 0.4% Bundle Rebate

St George Bank from 2.59% No Annual Fee Home Loan + $2000 Cash Rebate per property (> $250k) + up to 0.4% Bundle Rebate

St George Bank 2.64% (<80%LVR), or 2.59% (<60%LVR) No Annual Fee Home Loan + $2000 Cash Rebate per property (> $250k) + up to 0.4% Broker Rebate SLA's are back to ~2 business days …

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Reduce Home Loans - 2.19% Variable Rates, 80% LVR, Unlimited Extra Repayments

expired Reduce Home Loans - 2.19% Variable Rates, 80% LVR, Unlimited Extra Repayments

Reduce Home Loans - 2.19% Variable Rates, 80% LVR, Unlimited Extra Repayments Must be approved by 31/Jul/2020. Rate 2.19% p.a. Variable Purpose Owner Occupied Eligibility Personal Minimum Amount …

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2.19% Fixed Home Loan Rate 1-3 Years (70% LVR, OwnOcc) @ Macquarie Bank

expired 2.19% Fixed Home Loan Rate 1-3 Years (70% LVR, OwnOcc) @ Macquarie Bank

Have just taken up this deal myself so thought I'd share as Macquarie only released this fixed rate a week or so ago. You won't find much better from a big bank as ANZ recently increased …

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Up to $4000 Cashback on Minimum $250,000 Home Loan for Workers in Education, Health and Emergency Services @ Suncorp

expired Up to $4000 Cashback on Minimum $250,000 Home Loan for Workers in Education, Health and Emergency Services @ Suncorp

Eligibility CRITERIA To be eligible, the approved loan/s must satisfy the following Regulated Retail Home Loan Minimum new home loan amount of $250,000, with the purpose of Refinance from an …

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Home Loan Refinance Deal - $1000 Extra Cashback on Top of Any Lender Offer for Balances over 400k Net of Offset

expired Home Loan Refinance Deal - $1000 Extra Cashback on Top of Any Lender Offer for Balances over 400k Net of Offset

Hi Everyone, I had quite a good response to my last post on oz bargain. Updating things since cashback deals and some rates have changed. Trying to keep the loan size as low as possible at 400k net …