Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Receive $250 for You and a Friend for Every Successfully Referred Home Loan Settlement @ Simple Lending

Long Running Receive $250 for You and a Friend for Every Successfully Referred Home Loan Settlement @ Simple Lending

AssociatedNick-AzuraFinancial on 12/12/2023 - 11:11 partner.simplelending.com.au

Hi Bargainers, I hope you've all been keeping well! We’ve been working on a partnership program for the last 5 months and are happy to share our soft launch. Having worked with so many of …

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$2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 6.09% (CR 6.24%) @ Bank of Queensland (BOQ)

expired $2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 6.09% (CR 6.24%) @ Bank of Queensland (BOQ)

AssociatedMortgage Broker @ Lending Clinic on 11/12/2023 - 14:38 boq.com.au

Hello OzBargainers, Thank you for your support so far! Bank of Queensland (BOQ) is offering $2000 cashback incentive, when you refinance your home loan or investment property loan, with only $250K …

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Investment Property Loan P&I 6.24% p.a. (CR 6.26% p.a.) Upto 60% LVR + 0.3% Broker Cashback @ ubank

expired Investment Property Loan P&I 6.24% p.a. (CR 6.26% p.a.) Upto 60% LVR + 0.3% Broker Cashback @ ubank

AssociatedLendingWorkshop @ Lending Workshop on 11/12/2023 - 09:10 ubank.com.au

Hello Ozbargainers, Firstly, thank you for your support so far. Below are the key rates. Refer to this link for all rates. 6.24% P.A(CR 6.26% P.A.) upto 60% LVR. 6.29% P.A(CR 6.31% P.A.) upto 80% …

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$2000 Cashback for Refinance for O/O Variable Rate from 6.29% (CRR 6.30%) (Min Loan $250,000) @ St George

Long Running $2000 Cashback for Refinance for O/O Variable Rate from 6.29% (CRR 6.30%) (Min Loan $250,000) @ St George

AssociatedWilson Heroes HL @ Heroes Home Loans on 08/12/2023 - 07:57 stgeorge.com.au

Hello All Ozbargainers Apply from 1st September 2023. Settlement must occur within 120 days of applying. Offer may be varied or withdrawn at any time. Owner Occupier (P&I repayments) and …

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ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%

expired ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%

AssociatedJamesSimBroker @ Nectar Mortgages on 28/11/2023 - 08:06 mebank.com.au

ME Bank (owned by BOQ) is retaining their cashback for refinancing applications for loan size over $400K. Good option for refinancing multiple debts, multiple cashbacks available for multiple …

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$3,000 First Home Buyers Bonus (Min Loan $250,000) + 0.3% Broker Cashback @ ANZ

expired $3,000 First Home Buyers Bonus (Min Loan $250,000) + 0.3% Broker Cashback @ ANZ

AssociatedLendingWorkshop @ Lending Workshop on 13/11/2023 - 09:37 anz.com.au

Negotiated deal is not a valid bargain. Negotiated interest rate removed from title. — Mod Hello Ozbargainers, Firstly, thank you for your support so far. ANZ is running hot at the moment, …

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$2,000 First Home Buyer Bonus Rebate (Min Loan $250,000, LVR <= 90%, Lenders Mortgage Insurance Required) @ BOQ

expired $2,000 First Home Buyer Bonus Rebate (Min Loan $250,000, LVR <= 90%, Lenders Mortgage Insurance Required) @ BOQ

AssociatedWilson Heroes HL @ Heroes Home Loans on 03/11/2023 - 10:14 boq.com.au

Good morning , friendly reminder with updated rates with recent RBA rise Notable mentions. • Owner Occupied Economy from 6.09% P & I • Investment Economy from 6.34% P & I • …

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$2K-$3K Home Loan Refi Cashback (Min Loan $400K and LVR Upto 80%). Rates from 5.82% (CR 5.84%) + 0.3% Broker Cashback @ ME Bank

expired $2K-$3K Home Loan Refi Cashback (Min Loan $400K and LVR Upto 80%). Rates from 5.82% (CR 5.84%) + 0.3% Broker Cashback @ ME Bank

AssociatedLendingWorkshop @ Lending Workshop on 30/10/2023 - 09:08 mebank.com.au

Hello Ozbargainers, Firstly, thank you for your support so far. ME Bank continues to offer refinance cashback and have lowered their rates starting today. Their rates are probably still not the …

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Investment Property Loan 5.99% p.a. (CR 6.01% p.a.) Upto 60% LVR + 0.3% Broker Cashback @ ubank

expired Investment Property Loan 5.99% p.a. (CR 6.01% p.a.) Upto 60% LVR + 0.3% Broker Cashback @ ubank

AssociatedLendingWorkshop @ Lending Workshop on 25/10/2023 - 10:43 ubank.com.au

Hello Ozbargainers, Firstly, thank you for your support so far. Below are the key rates. Refer to this link for all rates. 5.99% P.A(CR 6.01% P.A.) upto 60% LVR. 6.04% P.A(CR 6.06% P.A.) upto 80% …

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Go Edge Variable Home Loan for Owner Occupiers, Negotiated Rate from 5.69% (CR 5.72%), 0.3% Broker Cashback @ Lending Workshop

expired Go Edge Variable Home Loan for Owner Occupiers, Negotiated Rate from 5.69% (CR 5.72%), 0.3% Broker Cashback @ Lending Workshop

AssociatedLendingWorkshop on 13/10/2023 - 10:53 lendingworkshop.com.au

Hello Ozbargainers, Firstly, thank you for your support so far. Now who is "Go Edge"? It's Advantedge (funded by NAB) and is merger of 3 different brands PlanLend, ChoiceLend and …

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$2,000 Home Loan Refinance Cashback (Min $200,000 Loan), Owner Occupied Rates from 5.78% (CR 6.12%) @ BankSA

Long Running $2,000 Home Loan Refinance Cashback (Min $200,000 Loan), Owner Occupied Rates from 5.78% (CR 6.12%) @ BankSA

AssociatedMortgage Broker @ Lending Clinic on 06/10/2023 - 09:33 banksa.com.au

Hello OzBargainers, Hope you're all doing well. BankSA is offering $2000 cashback incentive, when you refinance your home loan or investment property loan, with only $200K minimum loan …

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$4000 Home Loan Refinance Cashback, Offset Variable Rate from 5.78% (CR 6.16%), 2-Yr Fixed from 5.99% (CR 8.03%) @ Bank of China

expired $4000 Home Loan Refinance Cashback, Offset Variable Rate from 5.78% (CR 6.16%), 2-Yr Fixed from 5.99% (CR 8.03%) @ Bank of China

AssociatedWilson Heroes HL @ Heroes Home Loans on 01/10/2023 - 11:04 bankofchina.com

Dear All, We are delighted to inform you that we have launched a new promotion Effective date: 01/10/2023 Submitted between:01/10/2023-31/12/2023 Settled by: 31/03/2024 Special rates are only …

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ANZ Home Loan 3-Year Fixed 6.29% p.a. (CR 6.79% p.a.) @ ANZ

expired ANZ Home Loan 3-Year Fixed 6.29% p.a. (CR 6.79% p.a.) @ ANZ

Store RepWithCashback @ With Cashback on 19/09/2023 - 14:51 anz.com.au

Dear OzBargainers, ANZ notified us today that they have reduced their Fixed Home Loan rates as below: Owner Occupied - Principle and Interest where ≤ 80% LVR 1-year Fixed - reduce from 6.54% …

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Variable Rate Home/Inv Loan 5.74% p.a. (CR 6.41%) LVR upto 90% with Offset + 0.3% Broker Cashback @ firstmac

expired Variable Rate Home/Inv Loan 5.74% p.a. (CR 6.41%) LVR upto 90% with Offset + 0.3% Broker Cashback @ firstmac

AssociatedLendingWorkshop @ Lending Workshop on 18/09/2023 - 08:41 firstmac.com.au

Hello Ozbargainers, Firstmac are offering a Green Home loan option. Supporting environment friendly properties and being competitive on the interest rates. Might not be a great option for Owner …

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HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance

expired HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance

AssociatedLnorthshorefinance @ Aussie on 14/09/2023 - 12:20 hsbc.com.au

Hello OzBargainers, Good news, HSBC bank is introducing < or = 50% Variable LVR tier with HV OO 5.69% P&I Effective Monday 18 September 2023, HSBC will launch a new LVR < or = 50% tier for …

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BOQ $2,000 Home Loan Refinance Cashback (Min $250,000 and LVR ≤ 80%) + 0.60% Mortgage Broker Cashback @ BOQ

expired BOQ $2,000 Home Loan Refinance Cashback (Min $250,000 and LVR ≤ 80%) + 0.60% Mortgage Broker Cashback @ BOQ

Store RepWithCashback @ With Cashback on 08/09/2023 - 11:21 boq.com.au

Hi OzBargainers, Hope everyone is well. BOQ extended their existing refinance cashback offer from 08/09/2023. The cashback amount is $2,000 for a new refinanced home loan of $250,000 or …

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$2000-$3000 Home Loan Refinance Cashback (Minimum Loan $400,000 and LVR up to 80%) @ ME Bank

expired $2000-$3000 Home Loan Refinance Cashback (Minimum Loan $400,000 and LVR up to 80%) @ ME Bank

AssociatedMortgage Broker @ Lending Clinic on 08/09/2023 - 08:31 mebank.com.au

Hello OzBargainers, Good news, ME Bank continues to offer home loan refinance cashback, now with the same cashback whether your LVR is under 60% or above 60% (as long as not more than 80%). Updated …

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BoM & St George Variable Rate Home Loan with Offset 5.79% p.a. (CR 6.15%) up to 70% LVR, 0.3% Broker Cashback @ Lending Workshop

expired BoM & St George Variable Rate Home Loan with Offset 5.79% p.a. (CR 6.15%) up to 70% LVR, 0.3% Broker Cashback @ Lending Workshop

AssociatedLendingWorkshop on 05/09/2023 - 11:51 lendingworkshop.com.au

Hello Ozbargainers, These are discretionary rates and you won't be able to see them on BoM/St George website. I have been able to get 5.74% as well for loans above $500K. So please enquire and …

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5.69% p.a. Variable P&I Live-in Home Loan (5.70% p.a. CR, 10% Deposit, $10/M offset @ 5.81% p.a. CR) @ Tic:Toc Home Loans

expired 5.69% p.a. Variable P&I Live-in Home Loan (5.70% p.a. CR, 10% Deposit, $10/M offset @ 5.81% p.a. CR) @ Tic:Toc Home Loans

Marketingtictochomeloans on 28/08/2023 - 16:36 tictoc.com.au

Tic:Toc have lowered their home loan rate for new customers looking for a Variable P&I Live-in home loan. Make the switch to Australia's leading fee-free Variable P&I Live-in rate and …

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$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ ANZ

Long Running $2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ ANZ

AssociatedMortgage Broker @ Lending Clinic on 26/08/2023 - 08:03 anz.com.au

Hello OzBargainers, Hope you're all doing well. ANZ has extended their cashback offer, now offering $2K cashback if you refinance your home loan or investment loan of at least $250K, where the …

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