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Hey @Nitrollparty Our rate history can be found here, on https://tictoc.com.au/rates-and-fees, which includes our latest rate information…

Tic:Toc have lowered their home loan rate for new customers looking for a Variable P&I Live-in home loan. Make the switch to Australia's…

#Tic:Toc's Rate Match Offer We haven't met our match when it comes to great home loans. If you can find a lower cost identical variable P&I…

Great question! Our credit policy would prevent this from happening. If you're looking to undertake a 'cash-out refinance', we'll typically…

@Nanokillaz @slickvic – The way we get paid by our Funder is separate to their funding pressures and decisions on how to price new and…

Thanks for being a customer, damo — glad to hear you've been generally happy with us! To explain a bit further, the ‘price’ we lock…

It would be unlikely, sorry. At least one application on the loan needs to hold PAYG employment (e.g. full-time, part-time, casual) or be…

Hmm sorry, we might not be the right fit. We can only consider the income of a self-employed applicant if they have been self-employed for…

You can see an overview of associated costs here:…

Glad you're enjoying it! I'm really sorry, but this cashback is only available to new applications that are submitted during February 2022…

No specific LVR requirements for this cashback deal, beyond our usual LVR requirements. We allow up to 90% LVR for the majority of cases…

Literally keeping me in a job 🤝 Thanks for your support! ~B

Thanks for posting aussie-bargainz — our [full terms and conditions for our $2022 cashback deal can be read…

[We're Australian-owned and operated, headquartered in Adelaide](https://tictoc.com.au/about). Our loans are funded by Bendigo and Adelaide…

No worries! You probably won't need to fetch any transaction statements. In most instances, you'll be able to link your accounts and the…

Hey tg, those are all great questions! I recommend getting in touch with one of our team on 1300 842 405, or emailing us at…

Hey Kammi! [Generally, you'll just need a form of ID…

#Tic:Toc have a leading rate for their Fixed 1 Year P&I Investment Home Loan. ##Loan features * Minimum 10% deposit/Maximum 90% LVR (after…

Hey Soan Papdi, thanks for your question. To clarify, there are only two lenders we know of in Australia who offer a rate promise. We don't…

We have a [borrowing calculator](https://tictoc.com.au/calculators/borrowing-calculator) you can use to get an estimate of how much you'll…

That's correct – we don't currently offer split loans. Let me know if I can answer any other questions :) Cheers ~ Bailey

Hey Alkeshpatel83, our current Fixed 1 Year P&I Investment loan is at 2.14%p.a. with a 2.79%p.a. comparison rate. We also have a Fixed 2…

Likewise, if you'd like me to follow up with our team I'd be happy to do so – just PM me your application #. Apologies for the wait. ~…

Hey Dami, sorry to hear! I would be happy to take a look into this for you and follow up, if you'd like to PM me your application #. Cheers…

For casual PAYG roles, you'll need to have held your job for 12 months, or 6 months if you've had 2 years of continuous service in the same…

The only things we have in common are our really sweet dance moves. We're Australian-owned and operated. ~ Bailey

For context, we lowered our Variable P&I Live-in rate in May to 2.04%p.a. (2.05%p.a. CR) from 2.19%p.a. (2.20%p.a. CR). Earlier in July, we…

Hey onetwothreefour, great question. The calculation for determining break costs is, unfortunately, quite complex, and will obviously vary…

Hi carpecrash, sorry to hear you've missed out on a lower rate. I can't promise anything, but if you'd like to speak with someone, I…

I would argue they still have merit as a rough comparison tool. It's important to note that home loans from all lenders use these same…