Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
1931
$4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

expired $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

Refinance cashback doubled from $2000 to $4000 for online applications. Summary of deal: "Get one $4,000 Refinance Cashback plus $2,000 cashback per additional property refinanced when you …

1870
Citibank Home Loan 2.74% Owner, 2.99% Investor, Fixed 1-5 Yrs, Variable 2.96% Owner, 3.29% Investor PLUS 0.3% Bundle Loan Rebate

expired Citibank Home Loan 2.74% Owner, 2.99% Investor, Fixed 1-5 Yrs, Variable 2.96% Owner, 3.29% Investor PLUS 0.3% Bundle Loan Rebate

Hi All We know rates are tipped to drop, but given banks are only passing on around half of the cuts, a low fixed rate can still save you more money as you can get an immediate benefit from today as …

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Home Loans from 2.91% Variable P.a. (2.94% Comp.) - Purchase or Refinance (Redraw, Offset, No App. Fees) @ Yard Home Loans

expired Home Loans from 2.91% Variable P.a. (2.94% Comp.) - Purchase or Refinance (Redraw, Offset, No App. Fees) @ Yard Home Loans

Hello everyone! Yard is a specialist mortgage provider offering one of the best interest rates in the market plus a fully-featured product that will help you save on interest repayments and own your …

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G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

expired G&C Mutual Bank First Home Premium Package Loan 2.79%, Offset Account (ADI), $375 Annual Fee

Owner Occupier Principle and interest Variable rate 2.79%; comparison rate 2.79%* And another home loan provider has dropped their rates, and is one to consider if you're after an offset. This …

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Get 100,000 or 200,000 Velocity Points With an Eligible Home Loan @ Virgin Money (eg. ~2.99% Own. Occ. Loan Fixed 3 years)

expired Get 100,000 or 200,000 Velocity Points With an Eligible Home Loan @ Virgin Money (eg. ~2.99% Own. Occ. Loan Fixed 3 years)

Please read the fine print for this promotion, at the official "Virgin Money Home" web-site. Receive 100,000 bonus Velocity Points after settlement when you borrow between $300,000 and …

1820
Freedom Lend Home Loans Variable from 2.79%, No Upfront Fees if Borrowing >$350k, Free Offset and No on-Going Fees

expired Freedom Lend Home Loans Variable from 2.79%, No Upfront Fees if Borrowing >$350k, Free Offset and No on-Going Fees

Another lender passing on the full rate cut. Freedom Lend - not as popular as some of the others but seems to be offering a great variable rate with an offset. Yes, you read it correctly - with an …

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UBank Home Loans from 2.84% (Redraw Only, No Offset, No Application or Ongoing Fees)

expired UBank Home Loans from 2.84% (Redraw Only, No Offset, No Application or Ongoing Fees)

Post rate cut, Ubank is passing full rate cut 0.25% to existing as well as new customers. so new rates are starting from 2.84%. Do not that there is no offset account but redraw only. no application …

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Homestar Finance: Own. Occ. Loan - 2.74% (P&I) | Investor - 3.14% (P&I)

expired Homestar Finance: Own. Occ. Loan - 2.74% (P&I) | Investor - 3.14% (P&I)

The RBA has cut the cash rate by 0.25% to a record low of 0.75% (Tuesday, 01 OCT 2019). So, the home loan market is heating up, with various companies fighting for your debt. Some are passing a …

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Athena Home Loans: Variable Refinance Owner Occ P&I 2.84% (2.80% CR)

expired Athena Home Loans: Variable Refinance Owner Occ P&I 2.84% (2.80% CR)

Hey everyone! RBA announced a 0.25% drop in the cash rate today. For the third time in a row, we’ve passed on the full RBA drop for both new AND existing customers. Effective immediately. Our …

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Owner Occupied Home Loan 2.77% @ Reduce Home Loans

expired Owner Occupied Home Loan 2.77% @ Reduce Home Loans

Since the RBA cut interest rates to a record low 0.75% this afternoon, Reduce Loans have slashed their variable home loan rate by 0.2% making it a very attractive 2.79% Comparison Rate. Loan: RATE …

170
Reduce Home Loans: 3 Years Fixed Owner Occupied P&I 2.79% (CR 3.04%)

expired Reduce Home Loans: 3 Years Fixed Owner Occupied P&I 2.79% (CR 3.04%)

The RBA may reduce the cash rate at the meeting on Tuesday (1/10/19), so you may see a further interest rate reduction on this home loan product. Features include: Up to 80% LVR for purchase of …

790
Suncorp Home Loan at 2.99% for 3 Years with Fixed Interest Rate + $2000 Cash Back @ Suncorp

expired Suncorp Home Loan at 2.99% for 3 Years with Fixed Interest Rate + $2000 Cash Back @ Suncorp

My first post on ozbargain. I saw this deal while i was walking in Parramatta Westfield. 2.99 % 3 years fixed home loan interest rate plus 2,000 cashback. there is an annual fee of around 375 AUD …

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TicToc Home Loans - OO PI - Variable 2.99% (3.00% Comparison Rates). 1 Yr Fixed Rate 3.00% (3.09% Comparison Rate)

expired TicToc Home Loans - OO PI - Variable 2.99% (3.00% Comparison Rates). 1 Yr Fixed Rate 3.00% (3.09% Comparison Rate)

Tictoc is doing 2.9% interest on P&I home loans. They do have offset but with $10 additional fees per month. Investment loans - Variable - Principal & interest loans. 3.35% p.a. Variable …

141
Free Samsung Series 7 55” RU7100 4K UHD TV with a Home Loan from Commonwealth Bank

expired Free Samsung Series 7 55” RU7100 4K UHD TV with a Home Loan from Commonwealth Bank

CBA's Every new home deserves a new TV deal. If you're doing stuff with a home loan and CBA between 29/07/2019 and 01/02/2020 you might be able to get/claim a free Samsung Series 7 55” …

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ANZ Refinance Rebates of up to $3,500

expired ANZ Refinance Rebates of up to $3,500

Hi OzBargainers, I hope you are all well! ANZ Bank has just advised us exclusively of a new refinance rebate that they will be offering from the 01/09/2019 through to 31/01/2020. Refinance Rebate …

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300,000 Qantas Points for Eligible Home Loan over $300,000 @ ANZ

expired 300,000 Qantas Points for Eligible Home Loan over $300,000 @ ANZ

Was lurking on the internet and found this so I thought I would share. Basically you get a free vacation when you apply for this

100
Reduce Home Loans: Variable Owner Occupied P&I 2.89% (2.89%CR)

expired Reduce Home Loans: Variable Owner Occupied P&I 2.89% (2.89%CR)

After the RBA reduced rates again, Reduce Home loans has followed suit and dropped their rates. The Low Rider home loan is now available from 2.89% p.a. variable (2.89% Comparison rate), or 2.94% …

1420
Athena Home Loans: Variable Refinance Owner Occ P&I 3.09% (3.05% CR)

expired Athena Home Loans: Variable Refinance Owner Occ P&I 3.09% (3.05% CR)

RBA slashed the cash rate to 1% Checked Athena home loans and they swiftly slashed their loans! Very good deal, and good reviews online

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2.99% 3 Year Fixed Rate for New Borrowings of $300,000 or More (3.53% Comparison Rate) - Virgin Money

expired 2.99% 3 Year Fixed Rate for New Borrowings of $300,000 or More (3.53% Comparison Rate) - Virgin Money

Virgin Money will be decreasing fixed rates from Friday 28 June 2019. 3 years new lending special offer 2.99% / 3.53% Comparison rate FIXED PRINCIPAL AND INTEREST up to 90% LVR – OWNER …

301
UBank 1 Year Fixed Home Loan - 2.99% (CR: 4.09%)

expired UBank 1 Year Fixed Home Loan - 2.99% (CR: 4.09%)

Same rate as the Greater Bank deal but with less fees, lower comparison rate and much lower ongoing variable rate if you decide to stick with them after the 1yr fixed period finishes. Key points: - …