Dear OzBargainers,
ANZ notified us today that they have reduced their Fixed Home Loan rates as below:
Owner Occupied - Principle and Interest where ≤ 80% LVR
- 1-year Fixed - reduce from 6.54% p.a. to 6.34% p.a. (CR 6.93% p.a.)
- 2-year Fixed - reduce from 6.54% p.a. to 6.24% p.a. (CR 6.84% p.a.)
- 3-year Fixed - reduce from 6.39% p.a. to 6.29% p.a. (CR 6.79% p.a.)
Investment - Principle and Interest where ≤ 80% LVR
- 1-year Fixed - reduce from 6.69% p.a. to 6.54% p.a. (CR 7.48% p.a.)
- 2-year Fixed - reduce from 6.64% p.a. to 6.39% p.a. (CR 7.35% p.a.)
- 3-year Fixed - reduce from 6.44% p.a. to 6.39% p.a. (CR 7.24% p.a.)
Notes:
- All above rates are effective from 19 September 2023.
- Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.
- The interest rate shown includes an interest rate discount from the index rate. For ANZ Fixed, this discount is 0.15% p.a. for loans with a LVR greater than 80% and 0.20% p.a. for loans with a LVR 80% or less.
- $2,000 cashback when you refinance an eligible home loan with ANZ is applicable.
- $3,000 bonus for first-home buyers is applicable.
Remember: Fixed Rate Home Loans aren't for everyone and the rate may change at any time prior to the loan being settled. You can ask ANZ about options for locking in a fixed rate before settlement on eligible loans. A fee of $750 per $1 million of lending (or part thereof) applies. Terms and Conditions available on application.
The following fees may apply:
- Lock Rate - $750 / $1 million of lending (or part thereof)
- Discharge fee - $160 per property
We also provide a lot of other products, please contact us or visit our website for more information.
No matter which bank you would like to go with, With Cashback, as your mortgage broker, always offers extra broker cashback to our customers (withcashback.com.au). The cashback amount from us will be 0.60% of the loan balance (No Cap). Our cashback will be paid to you at the following intervals from the settlement date:
- After Year 1: First 50% of the cashback to your nominated bank account.
- After Year 2: The remaining 50% of the cashback to your nominated bank account.
Simple example:
If you refinance a $1,000,000 loan, the cashback amount you are able to get: $2,000 (from ANZ) + $6,000 (from us) = $8,000 (in total)
If you have any questions, feel free to contact us at:
Phone: 1300 685 008
Email: [email protected]
Website: www.withcashback.com.au
With Cashback Pty Ltd ACN 620 888 502 is registered with the Australian Securities and Investment Commission as an Authorized Representative number 502385 under FreedomLend Pty Ltd ACN 604 868 957, Australian Credit License 498325.
HODL for 2% again.