Loan +

Loan

In finance, a loan is a debt provided by one entity (organization or individual) to another entity at an interest rate, and evidenced by a note which specifies, among other things, the principal amount, interest rate, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

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Apply and Settle a $10,000+ Car/Personal Loan via OurMoneyMarket & Get a Bonus $250/$300 Digital VISA Gift Card @ Finder

expired Apply and Settle a $10,000+ Car/Personal Loan via OurMoneyMarket & Get a Bonus $250/$300 Digital VISA Gift Card @ Finder

Apply for an OurMoneyMarket loan via Finder and get $300 when you apply for and settle a personal loan of $10,000 or more through the Finder site OR $250 when you apply for and settle a car loan of …

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$1500 Cashback on Top of Any Lender Offer (Min. $450,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market

expired $1500 Cashback on Top of Any Lender Offer (Min. $450,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market

Was just checking for my annual refinance cashback churn. Higher minimum loan amount compared to previous. I think ANZ is the only bank on their panel that has its own $2,000 cashback. There is no …

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Up to $3000 Deposit Contribution Towards Kia Finance Offers on Kia Tasman, Sorento, K4 & EV3 @ Kia Australia

expired Up to $3000 Deposit Contribution Towards Kia Finance Offers on Kia Tasman, Sorento, K4 & EV3 @ Kia Australia

Kia Australia is offering up to $3000 in deposit contributions when financing select models through Kia Finance. Available to private buyers only. 💰 Deposit Contributions Model …

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2-Year Special Rate Variable Home Loan 5.14% p.a. (5.84% CR), OO P&I Max 70% LVR, $150 Offset & $150 Annual Fees @ Horizon Bank

2-Year Special Rate Variable Home Loan 5.14% p.a. (5.84% CR), OO P&I Max 70% LVR, $150 Offset & $150 Annual Fees @ Horizon Bank

I haven't used this bank, just saw a not bad interest rate with $150 annual fee on Offset Account. There is another $150 annual fee, even they advertise "no monthly fee". The special …

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Macquarie Bank Fixed 2-Year Home Loan 4.99% p.a. (LVR 70% or Less, CR 5.54% p.a.) + up to $2000 Broker Rebate @ Macquarie Bank

Macquarie Bank Fixed 2-Year Home Loan 4.99% p.a. (LVR 70% or Less, CR 5.54% p.a.) + up to $2000 Broker Rebate @ Macquarie Bank

Looking for a sharp rate with added value? We've got some great home loan options available via broker only (not direct from the bank). Perfect for refinancing or new purchases. Owner Occupied …

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$3,000 off Tesla Y 2025 Lending Incentive (Westpac or Plenti) @ Tesla

$3,000 off Tesla Y 2025 Lending Incentive (Westpac or Plenti) @ Tesla

Another Tesla post, for those who has no NL access. Order an eligible Tesla vehicle, apply and be approved through a Tesla-Preferred Financier, either Plenti or Westpac Banking Corporation, by 26 …

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Variable Rate Home Loan 4.99% (5.04% CR), Max 80% LVR @ Police Credit Union

expired Variable Rate Home Loan 4.99% (5.04% CR), Max 80% LVR @ Police Credit Union

Thanks to flashi007 Available for buying and refinancing Unlimited payments without penalty No monthly or annual fees Free online redraw

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Owner Occupied Variable Principal & Interest Home Loan 5.39% p.a. (5.39% CR) up to 80% LVR @ Pacific Mortgage Group

Owner Occupied Variable Principal & Interest Home Loan 5.39% p.a. (5.39% CR) up to 80% LVR @ Pacific Mortgage Group

Unlimited redraw transactions available Unlimited extra repayments allowed Flexible repayments to suit you Borrower Suitability This loan is suitable for our owner occupied clients looking to …

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Horizon Bank First Home Buyer Loan 5.24% p.a. (CR 5.24%) Owner Occupier, Variable, Principal & Interest, LVR 70% or Less

Horizon Bank First Home Buyer Loan 5.24% p.a. (CR 5.24%) Owner Occupier, Variable, Principal & Interest, LVR 70% or Less

A personal lender that will guide you through your home ownership We'll help you discover how much you can afford to borrow We specialise on delivering quick answers on loan …

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Owner Occupied Variable Home Loan 5.49% p.a. up to 80% LVR, Including 0.01% Discount in Year 1 (Comparison Rate 5.4%) @ Unloan

Owner Occupied Variable Home Loan 5.49% p.a. up to 80% LVR, Including 0.01% Discount in Year 1 (Comparison Rate 5.4%) @ Unloan

Applications are subject to credit approval, satisfactory security and you must have a minimum 20% equity in the property. Minimum loan amount $10,000, maximum loan amount $10,000,000, and total …

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New Builds Clean Energy Home Loan 5-Year Variable 5.18% p.a. (CR 5.63%) + 0.20% Broker Rebate @ BankAustralia

Long Running New Builds Clean Energy Home Loan 5-Year Variable 5.18% p.a. (CR 5.63%) + 0.20% Broker Rebate @ BankAustralia

One of the lowest rates on the market from Bank of Australia for new energy efficient houses and apartments built within the last 18 months Owner Occupied P&I (80% LVR & 95% FHB) and …

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[CommBank Yello] Gold/Diamond: $1500 Cashback on Home Battery/Solar via Brighte & CommBank Home Energy Loan 3.99% p.a @ CommBank

expired [CommBank Yello] Gold/Diamond: $1500 Cashback on Home Battery/Solar via Brighte & CommBank Home Energy Loan 3.99% p.a @ CommBank

This is 2 deals combined into one for existing Commbank home loan customers: $1500 (Yello Gold/Diamond) or $750 cashback (others) for a system install through Brighte Marketplace installers and …

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Beyond Bank 100% Offset Variable Loan Min. $400,000, up to 70% LVR: Owner-Occ 5.49% p.a. (CR 5.85%), Inv. 5.69% p.a. (CR 6.05%)

expired Beyond Bank 100% Offset Variable Loan Min. $400,000, up to 70% LVR: Owner-Occ 5.49% p.a. (CR 5.85%), Inv. 5.69% p.a. (CR 6.05%)

Hi OzBargainers! Looking for a discounted variable-rate home loan with waived fees? Check out Beyond Bank’s Total Home Loan.

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$2K-$4K Cashback for New/Refinance OO P&I mortgage; Variable rate 5.54%/CR5.57% (Redraw only); 5.64%/CR5.76% (Offset) @ IMB Bank

Long Running $2K-$4K Cashback for New/Refinance OO P&I mortgage; Variable rate 5.54%/CR5.57% (Redraw only); 5.64%/CR5.76% (Offset) @ IMB Bank

This deal was very old since last March and wasn't posted on OZBargain so here I post this. Terms & conditions. The rate in the title is for owner occupied and principle+interest repayment …

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50,000 Qantas Points When You Access $5000 or More Credit within 3 Months (8.9% p.a., $199 Fee) @ Citi Ready Credit

expired 50,000 Qantas Points When You Access $5000 or More Credit within 3 Months (8.9% p.a., $199 Fee) @ Citi Ready Credit

Not as good as the Velocity Offer, but you can apply for both if you meet the requirements below. Desperate times call for desperate measures. 50,000 Qantas Points Offer eligibility: Please ensure …

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70,000 Velocity Points When You Access $5000 or More Credit within 3 Months (8.9% P.a., $199 Fee) @ Citi Ready Credit

expired 70,000 Velocity Points When You Access $5000 or More Credit within 3 Months (8.9% P.a., $199 Fee) @ Citi Ready Credit

Check out the Qantas Offer if you've churned through this. It's not as good, but desperate times calls for desperate measures. 70,000 Velocity Frequent Flyer Points: Offer eligibility: …

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Refinance with ING & Buy an Eligible Home Energy Upgrade via BoomPower for $1,500 Cashback + Broker Cashback @ ING & BoomPower

Refinance with ING & Buy an Eligible Home Energy Upgrade via BoomPower for $1,500 Cashback + Broker Cashback @ ING & BoomPower

$1,500 cashback when your customer refinances and upgrades with ING How to apply for the $1,500 cashback Refinance an existing home loan from another lender to an ING Home Loan (Mortgage …

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5.29% p.a. 2-Year Fixed Rate P&I Live-in Home Loan (5.50% p.a. CR) + $2000 Cashback on Minimum $500,000 Loan @ Tiimely Home

expired 5.29% p.a. 2-Year Fixed Rate P&I Live-in Home Loan (5.50% p.a. CR) + $2000 Cashback on Minimum $500,000 Loan @ Tiimely Home

Lock in a sharp 2-year fixed from 5.29%p.a. (5.50%p.a. CR) and get $2,000 CASHBACK with Tiimely Home. Lock in an Owner-Occupier Principal & Interest 2-year fixed rate of 5.29% (5.50%p.a. CR), …

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3.88% p.a. Comparison 3y / 4.88% 4y / 5.88% 5y Car Loan on MY25 Geely EX5 @ Geely

expired 3.88% p.a. Comparison 3y / 4.88% 4y / 5.88% 5y Car Loan on MY25 Geely EX5 @ Geely

This deal is Not mandatory if people only want to get the [GreenLight EOFY Event deal,](https://www.ozbargain.com.au/node/903973 Confirmed with dealer in one of the Melbourne's, something not …

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Variable Rate Home Loan from 5.43% p.a. (CR 5.81%), Up to $3,000 Bank Cashback Extended to 31/7 @ Bank of China

expired Variable Rate Home Loan from 5.43% p.a. (CR 5.81%), Up to $3,000 Bank Cashback Extended to 31/7 @ Bank of China

Bank Cashback Offer + Broker Bonus! Refinance Cashback Offer extended to 31 July 2025 $2,000 for loans $400K–$1M $3,000 for loans over $1M 🏡 Property Purchase Cashback Offer extended to 31 …