Owner Occupied Variable Principal & Interest Home Loan 5.39% p.a. (5.39% CR) up to 80% LVR @ Pacific Mortgage Group

50

Go to Deal

jiayijames on 31/07/2025 - 20:16 pmgonline.com.au (187 clicks)
Last edited 31/07/2025 - 20:23 by 1 other user

Unlimited redraw transactions available
Unlimited extra repayments allowed
Flexible repayments to suit you

Borrower Suitability This loan is suitable for our owner occupied clients looking to purchase a home to live in, refinance their existing mortgage
or consolidate their debts.
Loan Amount up to $5,000,000
Loan to Value Ratio up to 80% LVR
Term 1 to 30 years

Interest Rate Type Variable
Repayments Principal & Interest | Weekly, Fortnightly or Monthly
Repayment Methods Direct Debit/Direct Salary Crediting
Redraw Facility Unlimited redraw transactions, with no maximum limit at no cost. Accessible 24hrs after lodgement
Account Access Net/Phone banking | ATM/EFTPOS | BPAY® | Direct Debit Card

Application Fee Nil
Valuation Fee Nil
Settlement Fees Nil
Monthly & Annual Fees Nil

Related Stores

Pacific Mortgage Group

• 

  flashi007 on 31/07/2025 - 20:25

  +9

  Police credit union are at 4.99%

  https://www.policecu.com.au/loans/home-loans/#iwantto=buy-a-…

  • 

    Trishool on 31/07/2025 - 20:36

    -2

    To get that rate you need a 20% deposit though. Not sure how that would work if someone is refinancing.

    • 

      Vorsprungdurchtech on 31/07/2025 - 20:50

      They mean 80% LVR..

  • 

    Vorsprungdurchtech on 31/07/2025 - 20:49

    This is an unreal deal.

  • 

    plmko on 31/07/2025 - 21:08

    +1

    Redraw seems sketchy. The website seems worded to be non-committal.

  • 

    liam2040 on 31/07/2025 - 21:13

    +1

    Put your numbers into the borrowing calculator and see if you still like the deal. For me it was 70% that of the majors

  • 

    ExPrinceHairy on 31/07/2025 - 21:15

    Minimum loan of $300k

    • 

      Wilociraptor on 31/07/2025 - 22:01

      ah damn. well past that point now.

  • 

    Arthur Dent on 31/07/2025 - 21:33

    +2

    Amazing rate but there is a slight gotcha:

    *Special Offer rate may not move in line with RBA cash rate changes.

    • 

      donga100 on 31/07/2025 - 21:45

      Is there any bank that guarantees to move their rates in line with RBA cash rate changes?

  • 

    ozbargainerlife1 on 31/07/2025 - 21:44

    wow anyone got this?

  • 

    Makaveli99 on 31/07/2025 - 23:42

    +1

    Their reviews don’t look good.
    Anyone have home loan with them (police credit union

• 

  paddyo on 01/08/2025 - 13:13

  It looks all good to me (Police Credit Union) but haven't seen any reviews.