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@Makaveli99 @itslittfam @bin555 @Ag88 if you are still variable, I think this https://www.ozbargain.com.au/node/923388 is quite good: 4.74%…

5.54% is not a competitive rate today. So today’s “one of lowest variable rates” should be 5.24% for residential and 0.05%-0.10%…

Just saw this deal during my Homeloan browsing. Given there is no clear view of how many more rate cut RBA might hand out, I find this deal…

they reduced special rate for 0.25% to 5.14% now.

This is not a fixed rate Homeloan. Read the title and website carefully.

Was wondering what LVR typical borrowers were having 30yrs ago, bet it's much lower than today's number, maybe just 50% or less.

Let’s watch if they drop. As well as the Police Credit Union’s 4.99% special rate.

I’m wondering how often they can review rates for you? Once or twice a year?

After 2PM next Tuesday, it’s highly likely this deal doesn’t look like a bargain.

Your rate is great. However, I didn't find this rate on their website. I guess the rate is the result of some negotiation. May I ask is it…

$150 annual fee = 0.015% add to 1M loan balance, rate goes up to 5.405% 0.03% add to 500K loan balance, rate goes up to 5.42%

I haven't used this bank, just saw a not bad interest rate with $150 annual fee on Offset Account. There is another $150 annual fee, even…

I doubt there is any. And also "past performance is not a reliable indicator of future performance". Lucky we have only one week to see…

I am a little bit of confused. Earlier @ClumpyGinger mentioned $420 package fee which is usually annually charged fee in other banks. And…

Deleting a published news release is not good sign for a bank or any ADI. BTW, what is this LCU you mentioned?

@Wiser, I'd say waiting to see the 12th Aug rates decision and how this PCU react. If RBA cuts and PCU doesn't pass to special rate…

My rates goes down 30%! Thanks OP!

Well, it comes at a cost. However, if the cost is much less than gain to you then it's net positive for you to grab some tax payers' money.

There is no guarantee they will track RBA changes in future. Each bank can make decision to pass-on RBA cash rate reduction or not. Yes, I…

I am a little bit of confused too what's the motivate of a bank to encourage their customers to choose a certain type of energy over…

Macquarie is good, I’ve used them couple of years ago. Just personal opinion they are not “way better” than the red bank. All my…

The westpac group is working on uplift or unifying their regional brands (StGeorge, BankSA, BOM) into their Westpac IT platform. I…

This is a very good rate. If it's variable and comparable loan size.

Say if you have a loan balance of $1M, 0.05% difference is only $41.67 extra interest per month. And say your refinance cost is $1000, you…

amended the post. Thanks.

This deal was very old since last March and wasn't posted on OZBargain so here I post this. [Terms &…

After reading westpac and StGeorge T&Cs I guess you can get Cashback from each bank, as they didn’t say one Cashback only from the group,…

I guess you can claim since T&C doesn’t say owning a business account and get Cashback disqualifies you from this one.

I see this deal on their website. Kind of not bad for a transaction account. Add your Debit Mastercard to your mobile wallet. Then, within…