kcome » user profile

this BCU rate is gone as inflation data “spooked” the nov and feb rate cut hopes :( Let’s watch for other possible deals.

Thanks mate, reckon I will wait for some black Friday deals if there is any. Otherwise I might be using 10% off apple gift card to buy…

Keen to get a discount code like yours :)

5$ off for $100, not ideal for me.

Agree. Especially when scam happens, there is no difference between buying from the shelf or over the counter. The result is the same:…

yeah they can. However, input number manually for customer and business is kind of high work ethic behaviour which is kind of scarce…

This is a very good tool, I love it. Before using this I have my own google sheets doing the same thing, but this one works well too.

Yes I got both application fee and processing fees waived. In my refinance there is no fees charged from IMB (only discharge fee from…

We are talking about IMB, aren’t we?

Check this https://www.ozbargain.com.au/comment/16958294/redir

https://www.instagram.com/p/DPSrW5FAMfc/?igsh=cnJ0MmdlZ21lZGRl Saw this on instagram today, the rate is a 0.1% drop from previous round of…

I’ve contacted them early last year, I always sent them whatever they need within 12h, but got response in about 4-5 business days. In…

@soan papdi, I got my application fees all waived just recently. Maybe a talk to the lending banker you might get the waiver too.

I found their icons outer rim not perfectly round... bothers me...

I just like your handle name...

I am curious to explore more here. Yes credit report can show you are frequent refinancer, however I just wonder will ALL lenders resist…

I just had a refi to IMB in past 3 months. All proceeds are digital except for first time branch visit (non mandatory). ID verification…

I agree cash is better. However, in the past few years of mortgage war drought, i'd still reckon the start of something(points) is better…

Must be (very?) early 2023. Late 2023 is just 1K I reckon (seems $0 for non-staff).

Thanks for sharing! If any of these offer 1-2K cashback, I am very interested in fix for 1year. Since I am currently (variable rate) 2-3…

If you get $5K cashback in 2023 that's good. I don't remember any official deal/offer at that time. Must be some broker or banker really…

@sydneybargainer 4.65% 1 year fix looks enticing to me. Could you please share which lender?

@Makaveli99 @itslittfam @bin555 @Ag88 if you are still variable, I think this https://www.ozbargain.com.au/node/923388 is quite good: 4.74%…

5.54% is not a competitive rate today. So today’s “one of lowest variable rates” should be 5.24% for residential and 0.05%-0.10%…

Just saw this deal during my Homeloan browsing. Given there is no clear view of how many more rate cut RBA might hand out, I find this deal…

they reduced special rate for 0.25% to 5.14% now.

This is not a fixed rate Homeloan. Read the title and website carefully.

Was wondering what LVR typical borrowers were having 30yrs ago, bet it's much lower than today's number, maybe just 50% or less.