northshorefinance » user profile

Member Since 31/08/2023
Last Seen 13/12/2023
Location chatswood

Recent Activities

northshorefinance commented on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
hi all, The first batch of customers are settling now. Seems HSBC is much faster than before.
16/10/2023 - 23:39
northshorefinance replied to Brick50 on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
They do credit check when I submit to them. That is when your document is ready. Then you will be put into a que for 40 calendar days
03/10/2023 - 16:48
northshorefinance replied to clubhonda on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
Sorry it was marked by OZB, since it has been marked as expired, I did not log in to check any more comments. I will remember to continue…
03/10/2023 - 16:38
northshorefinance commented on [Used] Surface Pro 5 Intel i5-7300u 8GB RAM 256GB SSD Win 10 + Keyboard $191.20 ($186.42 eBay Plus) Delivered @ BNEACTTRADER
Still stuck at "We have got it", no updates since last Friday.
26/09/2023 - 10:02
northshorefinance replied to Brick50 on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
BOM $295, Government Charges $300 (Document de-register fee 150, Document re-register fee 150) Total $595
25/09/2023 - 12:42
northshorefinance replied to Neil2016 on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
Contact me and I will send you the confirmation letter from HSBC
19/09/2023 - 10:25
northshorefinance replied to 76F on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
if you go with me, it will be 40 calendar days. I cannot save assessment time but I can save the 1-2 weeks doc prep time.
19/09/2023 - 10:21
northshorefinance replied to ingster on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
Correct, you have 250K loan and you finance to 250K, not 250K loan but top up to 300K
19/09/2023 - 10:20
northshorefinance replied to Wil747 on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
There is no limit, you can change anytime. There is a 600-700 fee for each refinance no matter which bank you go to. It basically to cover…
19/09/2023 - 10:10
northshorefinance replied to Whatisthatvelvet on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
They don't give further discount to investment property with less than 50%. 60% is the lowest tier for discount.
18/09/2023 - 20:49
northshorefinance commented on Variable Rate Home/Inv Loan 5.74% p.a. (CR 6.41%) LVR upto 90% with Offset + 0.3% Broker Cashback @ firstmac
Very good rate on Investment Property Loan on Interest only repayments and 90% LVR. However this lender does charge valuation fee,…
18/09/2023 - 18:18
northshorefinance replied to ozbargainerlife1 on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
St.George/Bank of Melbourne/BankSA: $2000 refinance cashback ANZ: $2000 refinance cashback Bank of Queensland: $2000 refinance cashback…
18/09/2023 - 18:16
northshorefinance replied to Jackgumtreeau on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
LVR 60% or less 5.94% p.a. / LVR between 60% and 70% 5.99% p.a. / LVR between 70% and 80% 6.04% p.a. / LVR above 80% 6.34% p.a.
18/09/2023 - 18:15
northshorefinance replied to Daisycogs on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
if you are perm employee, no requirement, as long as you are doing similar jobs before. it is a showcase that you can find jobs hence there…
15/09/2023 - 17:03
northshorefinance replied to kimyongjeon on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
Yes, but there are some tax implications if you want to use your current property as investment proeprty. Better check with your…
14/09/2023 - 20:50
northshorefinance replied to tunzafun001 on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
very easy, but since you have multipule properties, need Rental Statement for each property as evidence of income.
14/09/2023 - 20:46
northshorefinance replied to eltito on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
some broker will sacrafice x% of their commission to pay back to customers. Package fee is charged by HSBC if you want an offset account…
14/09/2023 - 20:44
northshorefinance replied to brauhem on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
Same person with same income, generally speaking online lenders offer 10% to 20% less capacity to you. e.g. Big bank A is happy to lend you…
14/09/2023 - 17:40
northshorefinance replied to inYourdream on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
no they won't, best way is to refinance out and refinance back again.
14/09/2023 - 17:36
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