JamesSimBroker » user profile

Member Since 18/11/2020
Last Seen 12 hours 25 min
Location Sydney
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Part of the pricing submission, we will request for the variable discount rate for life of the loan for post fixed rate. Homeloan health...
22/09/2021 - 16:09
Package fee is charged every year at $395 which is the main fee. Saving from LMI fee and ability to use 5% deposit to buy a property would...
22/09/2021 - 16:03
Hi Dmiser, We can provide further information by sending us an email. thanks J
22/09/2021 - 15:59
Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank
Attention MEDICAL PROFESSIONALS!! New policy just released by CBA. Introducing new Medico PLUS+ allows borrowing up to to 94.99% with a max...
21/09/2021 - 23:22
Hi Sidor Other banks would consider the latest income which is higher than last year with explanations. thanks J
21/09/2021 - 23:07
Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR
Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. $3,000 Home Loan...
19/09/2021 - 20:39
Hi Surat, Generally, fixed home loan is reverting to standard variable once fixed period is lapsed. Clients can easily roll into a new loan...
12/08/2021 - 20:07
MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate
Interesting option for Ozbargain members who are thinking to refinance for a generous cashback of $3000 with no package fee for life of the...
11/08/2021 - 23:05
Bankwest $395 Annual Fee Rebate - 1 Year for Loans between $500k & $750k, 2 Years for Loans above $750k @ Nectar - JSIM
#Broker rebate on BankWest annual fee Available for both purchase and refinance applications. First year annual fee of $395 rebate for...
27/07/2021 - 23:24
Bankwest Home Loan Refinance Cashback $2,000 - 3 Years Inv PI 2.34% and IO 2.54% (up to 90% LVR with $200k Loan)
Effective on Thursday 3 June 2021, Bankwest announces rates reductions across a variety of home loans. #Key reductions are the following:...
02/06/2021 - 19:09
Please find the conditions as follows: For all new refinance applications received between 29 May 2021 and 29 August 2021 (inclusive) and...
02/06/2021 - 15:24
Virgin Money $3,000 Cashback on Home Loan Refinance 1.94% OO and 2.39% INV 2-Year Fixed P&I (Comp. 2.64% p.a)
Virgin Money offers extended $3,000 refinancing cashback for both owner-occupied and investments. OWNER OCCUPIED Variable P&I - 2.64% p.a....
29/05/2021 - 15:43
Westpac Construction Home Loans Purchases Fixed 2 Yr P&I 1.89% up to 95% LVR (for Both Land and Contruction) @ Nectar Mortgages
#Westpac offers fixed homeloan options for both land and construction which are generally on a very low rates compared to variable rates up...
22/05/2021 - 20:41
Require to submit pricing discount with St George. Feel free to give me a call or email to discuss furher. Thanks James
13/04/2021 - 17:15
Last day is 30th June 2021 which is set by St George.
13/04/2021 - 17:13
We can access Westpac as well. Feel free to email or call me to discuss further.
13/04/2021 - 17:13
St George's cashback is available for both variable and fixed. Thanks
13/04/2021 - 17:12
$500 Upfront Broker Cashback on St. George Fixed Investment Loans over $500k (Min 2 Yrs) @ Nectar Mortgages
In-house CASHBACK available from us by mentioning "Ozbargain". We are offering a $500 upfront cashback for loan greater than $500k...
08/04/2021 - 17:31
Correct, any interest you saved will be contributed towards paying down the principal.
11/02/2021 - 14:18
Hi, You will get an offset account and it will link to the fixed homeloan. You can withdraw your cash in the offset account anytime you...
11/02/2021 - 14:16
4 Years Fixed Investment Home Loan 2.25% P&I (CR 3.71%), 2.40% IO (CR 3.78%) Home Loan with Offset Acct @ TMB
Teacher's Mutual Bank is offering some NEW LOW Investment Fixed Rate loans with Full Offset account. #Max LVR 90% Investment Term...
10/02/2021 - 22:04
Please note that the rates above is for investment interest only on 5 year fixed.
12/12/2020 - 12:38
Major banks rates on 5 year fixed on interest only for investment homeloans are over 3%. Please check before make a comment that is not...
12/12/2020 - 12:38
Major banks rates on 5 year fixed on interest only for investment homeloans are over 3%. Please check. Another hurdle is valuation. We have...
12/12/2020 - 12:37
Please note that the rates above is for investment interest only on 5 year fixed.
12/12/2020 - 12:34
$2,000 Refinance Cashback 5 Years Fixed Interest Only INVESTMENT 2.49% P.a. (Comp. 3.71% P.a.) @ Newcastle Permanent
Newcastle is offering a limited time $2,000 cashback with great investment rates: Niches: Redraw available on fixed homeloans up to $25k...
11/12/2020 - 21:27
St George is the most generous with cashback at the moment for each property but would take more than 2-3 months or greater for the...
03/12/2020 - 23:02
Hey OldBugger, A couple of advantages going through with any brokers are as follows: 1. Triggering a valuation upfront prior to submitting...
03/12/2020 - 22:54