ING announced extension of ING’s $3000 Home Loan Cashback Offer to 28th February 2023.
Great variable and fixed rates with fast turnaround time.
To be eligible, the below criteria must be met:
- settles by 31 May 2023, and excludes refinances of existing ING
- any ING home loan products with a minimum loan amount of $500,000 and LVR less than or equal to 80%.
- limited to one $3,000 refinance cashback per application irrespective of the number of properties or borrowers.
Rates highlight:
Owner occupied P&I with comparison rate (CR)
- Mortgage Simplifier Variable with redraw facility under 80% (OO PI) IR at 4.74% CR at 4.76%
- Orange Advantage Variable with offset facility under 80% (OO PI) IR at 4.79% CR at 5.09%
- 2 Fixed 5.39% CR at 5.17% and 3 year fixed 5.49% CR at 5.25% under 80%
Investment P&I with comparison rate (CR)
- Mortgage Simplifier Variable with redraw facility under 80% (OO PI) IR at 4.99% CR at 5.01%
- Orange Advantage Variable with offset facility under 80% (OO PI) IR at 5.04% CR at 5.34%
Other refinancing rebates available:
BOQ - Get up to $3,000 cashback when you refinance your home loan. No Expiry. T&Cs apply.
ANZ - Get up to $4,000 cashback when you refinance your home loan
St George / BOM - Get up to $4,000 cashback when you refinance your home loan until 28 February 2023 T&Cs apply
AMP- Get up to $4,000 cashback until 31 March 2023.
Please note that there are other rebates from other banks which we can show you as part of our report to you.
Comparison Rates
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Broker Rebate Terms and Conditions
We are offering a $500 upfront cashback for loan greater than $500k (excluding offset and redraw) for any fixed term loan of 2 years or more. $1,000 upfront cashback for loans $1M and above (excluding offset and redraw) for any fixed term loan of 2 years or more. When all loan is variable, rebate is paid in 2 instalments in 2 months and 24 months. Maximum of 1 cashback per household.
My Profile:
Ex corporate accountant for over 10 years before joined my own mortgage broker as a trainee and has been a full-time mortgage broker for over 8 years. Recent review over 100 clients.(wordofmouth.com.au) and RateMyAgent (https://www.ratemyagent.com.au/mortgage-broker/james-sim-hf2…).
Won National Top Broker for customer service award 2022.
Contact me for a no obligation meeting via Calendly(https://calendly.com/james-sim/30min ) or call me directly.
James Sim - Senior Mortgage Broker
M: 02 8319 4862 / 0487 000 098
E: [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/
Australian Credit License number 387856
Great advertisement James