El-Rhi » user profile

Member Since 13/01/2020
Last Seen Online Now
Location NSW

Recent Activities

Exactly, it sounds like they were legitimate enquiries. The OP would have signed something or ticked something online to give consent to a...
19/04/2021 - 06:58
How much are they charging you for this ‘service’?
18/04/2021 - 07:20
I’m guessing there is no adviser involved, otherwise they wouldn’t be asking OzBargain
12/04/2021 - 13:19
People’s Choice. They have a good presence in SA so that may benefit you too.
10/04/2021 - 18:23
Yes, I know one lender that will lend up to 90% without LMI for fire, police and paramedics
10/04/2021 - 17:51
What industry do you and your partner work in? Some lenders waive LMI up to 90% if you’re in an essential service industry or are a...
10/04/2021 - 17:04
Is it taking long to refinance? I heard there’s a bit of a delay at the moment
06/04/2021 - 20:10
I’ve been with ReAmped for a month now. By far the cheapest electricity retailer in my area and the switch over from AGL was smooth. So...
03/04/2021 - 06:42
Which credit bureau did you lose the points with? Have you checked the other two bureaus? If it wasn’t with Equifax (Getcreditscore) I...
19/03/2021 - 07:09
Could be possible. Do you think variable rates would go up without an increase to funding costs? That’s the only way I see rates going up.
09/03/2021 - 13:02
Banks don’t make rate decisions based on what house prices are doing. APRA will likely intervene later this year which will limit the...
09/03/2021 - 06:55
Sounds like a Ponzi
28/02/2021 - 13:18
10 year government bond has no real impact on mortgage pricing. When you start to see less than 5 year bonds move up in rates then this...
28/02/2021 - 13:10
Do they lend outside of WA? I know their subsidiary bcu doesn’t lend outside QLD and NSW so wondering if P&N has the same conservative...
22/02/2021 - 18:07
Low stock because most potential sellers know they can get 10-15% more by waiting another 12 months.
20/02/2021 - 21:40
Why? Doesn’t make any difference as the outcome isn’t shown on the credit file, just whether you took up the credit or not.
11/02/2021 - 07:01
Interesting point on DTI. Do you know which banks have what limits, and are these hard limits, or it just means the loan needs to be...
09/02/2021 - 18:23
It’s classic how people still think this... variable rates are pretty much as low as they can go... maybe could go down a bit but not as...
24/01/2021 - 09:31
I’ve done exactly this... it’s possible to churn every few months and make some decent tax free profit
23/01/2021 - 07:19
Generally for most banks it just goes into your bank account at settlement as surplus cash from the refinance.... after that it’s up to...
23/01/2021 - 07:13
You don’t invest under your own HIN with Superhero, instead they act as custodian, which is why they can offer the brokerage they do. If...
15/01/2021 - 13:10
It’s not gaming the system.... it’s being financially savvy.
13/01/2021 - 18:31
Who has the highest cashback outside of the Westpac group? Anyone else have $4k?
05/01/2021 - 15:32
Login to internet banking and you’ll find the account number
05/01/2021 - 15:30
They send you unsolicited emails to increase your credit limit on existing cards? This is illegal... I’d be reporting this to ASIC.
04/01/2021 - 12:46
Just needs to have the applications done. I called today to confirm.
31/12/2020 - 12:46
No credit enquiry is done for AfterPay, so you won’t see it on your credit report.
29/12/2020 - 17:28
I work in the banking industry and can say for certain that many financial institutions will use the credit bureau score in their lending...
29/12/2020 - 17:23
OpenTrader is $5 for brokerage if the trade is under $5k.
27/12/2020 - 17:23