1 and 2 Year Fixed Rates Starting from 5.59% (C.R. 6.06%) for Refinance or Purchase, Plus $750 Broker Cashback @ Macquarie Bank

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Greetings OzBargainers!

Looking to refinance or purchase your next home? Check out this fantastic offer from Macquarie Bank with highly competitive fixed rates, flexible features! Whether you're after a 1- or 2-year fixed rate or exploring variable options, this deal has something for everyone.

Read on for the full details, and don't miss out on these great rates!


🔑 Key Loan Details (Rates Depend on LVR - Owner Occupied, Principal & Interest):

  • 1-year fixed: 5.79% (C.R. 6.13%) for LVR ≤ 70%
  • 2-year fixed: 5.59% (C.R. 6.06%) for LVR ≤ 70%

For Owner Occupied, Interest Only:

  • 1-year fixed: 6.19% (C.R. 6.53%) for LVR ≤ 70%
  • 2-year fixed: 5.89% (C.R. 6.44%) for LVR ≤ 70%

For Investment Loans with Principal & Interest:

  • 1-year fixed: 5.95% (C.R. 6.32%) for LVR ≤ 70%
  • 2-year fixed: 5.79% (C.R. 6.26%) for LVR ≤ 70%

🔍 Looking for variable rates? Macquarie, as well as our other panel lenders also offer competitive variable rates – get in touch to learn more!


💼 Macquarie Loan Features:
  • Up to 90% LVR (inclusive of LMI or LDF capitalisation)
  • No establishment or settlement fees
  • Up to 10 offset accounts (to help manage different funds or goals)
  • 100% online banking access

💵 Fees:
  • Application Fee: $0
  • Monthly Fee: $0
  • Annual Package Fee: $248

⚠️ Important Information:

Comparison rates are based on a loan amount of $150,000 over 25 years. WARNING: Comparison rates are only true for the example provided and may not include all fees and charges. Different terms, loan amounts, or fees could result in a different comparison rate.

Fixed rates are current as of the date of publication and are subject to change. Rates are dependent on LVR.

This information is general in nature and does not constitute financial advice. Please consider your own circumstances before making any decisions.
💰 Broker Cashback Offer:
  • $750 total cashback, payable in 2 equal installments of $375:
    • First installment within 45 days of settlement
    • Second installment on month 13 of loan settlement
  • Minimum loan size: $350,000 (net of offset or redraw)

📞 Get in touch to apply:

Authorised Credit Representative no 434339 of ACL 384324*

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Comments

  • +2

    Good sign that macquarie is expecting rates to drop

    • -4

      It’s not going to drop and if it did it’ll be minimal .

      They will raise rates soon after to counter inflation

  • Not financial advice, but I honestly think the CPI was so high because they flooded too much cashflow into the economy during covid… Given online shopping and the switch to contactless delivery being so easy it was way more than needed. I wouldn't personally expect further cash rate rises

    Interest rates are so high because we were up around 8% CPI in 2022, it's already down to 3.5%

    • I don’t think many people are expecting rates to keep rising, it’s more of a matter of how long they will keep rates on hold before dropping.

  • no wonder they say can't never afford their 1st home.

  • Is there an offer for an offset free redraw-only loan, Investor P+I?

  • How can I switch to this plan? The rates seem better than my loan

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