Referee & Referrer Get $1000 Cash for Settled Home Loans @ Loans.com.au

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offerd on 15/12/2023 - 11:24 loans.com.au (234 clicks)
Last edited 15/04/2024 - 19:09 by 2 other users

Referral bonus for $1000 when you settle a loans.com.au loan through a referral link - see your Ozbargain friends below!

It may be worth shopping around and looking at loan offerings that are right for your circumstances.

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At loans.com.au we value loyal customers just like you. We are excited to introduce our brand new Referral Program, designed exclusively for our valued customers.

We understand that the best recommendations come from happy customers like yourself. That's why we want to reward you for spreading the word about our services. Here's how it works:

Refer a friend, family member, or colleague to loans.com.au for their home loan, and when their loan settles, for a limited time* both you and your referred friend will receive an amazing reward of $1000 each!

Here's a quick rundown of the Smart Friends Referral Program:

WHAT DO I NEED TO DO?

Simply share your code with your friend and when they settle, we'll send you $1000. If you don't know your code you can find it in Smart Money in the offers section or call us on 13 10 90.

WHAT DO THEY NEED TO DO?

They can then apply over the phone or start their application online. All they have to do is mention the code when they speak to a lender.

IS THERE A LIMIT?

Great question! You can share your Smart Friends referral code to as many friends as you want - if they settle, we'll pay you and them. It's a win win!

Don't miss out on this fantastic limited time opportunity to help your friends secure their dream home while earning generous rewards for yourself.

Thank you for being part of the loans.com.au family. We look forward to continuing to serve you and your referrals with excellence.

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  superforever on 15/12/2023 - 11:27

  Referral ?

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  offerd on 15/12/2023 - 11:33

  Yeah. It's a referral offer, if you're doing it anyway might as well pickup the 1000 referral incentive.

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  Daisycogs on 15/12/2023 - 11:38

  this seems dodgy? . can anyone verify

  • 

    Bdawg on 15/12/2023 - 11:59

    +2

    What seems dodgy? I've been with loans.com.au 7 years and they've always had a referral scheme, used to be $400 I think.

    • 

      Daisycogs on 15/12/2023 - 15:12

      Great review.
      However, this post doesn't mention what is actually required to receive the $1000. What sort of loan?, how much do you need to to borrow?.
      Anyway.. I've opened the link and it's for a homeloan settlement. This needs to be more clear in this post.

      • 

        Bdawg on 15/12/2023 - 15:15

        I got the email just now it says settle a home loan. No nitty gritty, no mention of $$ amount required. Can do online or over the phone (mention the code).

        • 

          Daisycogs on 15/12/2023 - 15:33

          @Bdawg: Thats interesting, but - discharge fee, settlement fee. you would lose a lot of this cashback. And most importantly, what's the interest rate?.
          I see they have updated the post title now but still unclear.

          • 

            Bdawg on 15/12/2023 - 15:43

            @Daisycogs: Their fees are quite low and when I got them they were the lowest available rate. I fixed it for 2 years at 1.87% just expired last month haha.

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  petebern on 15/12/2023 - 12:42

  Have to say, when NAB refused a Loan to my son, despite the fact he worked in our Family Business which had banked with NAB for 15+ years, we went to Loans.com.au and they approved and paid the dealer within 3 weeks of the application. Absolutely professional and excellent communicators the whole time. The rate was way better than what NAB was offering anyway. Highly recommend them.

  If they did Business Loans or Commercial Property Loans, I would already have moved from NAB. Might get my sons referral code and check to see if they've changed their Policy on 'Commercial Use' properties.

  • 

    fredz0r on 15/12/2023 - 14:11

    -1

    3 weeks? That's not fast. Next day is fast, a week is normal.

    • 

      petebern on 15/12/2023 - 18:59

      -1

      It is if you've never had a loan or Credit Card in your life, no Credit Score to speak of, and are employed by your family. NAB took 4 weeks to deny him - despite our history with the bank. I have a credit score of 1044 and couldn't get a loan for a $40k car 'next day' - (profanity) off with your sh!t.

      • 

        fredz0r on 16/12/2023 - 11:17

        Australian financers don't use credit score when they are determining if they will lend to them or not. As your son had not had credit before it would be easier for the financier to determine if they will lend to him or not as his file isn't complex. NAB most likely has guidelines that they don't fund first time borrowers. The major banks also don't care so much for auto loans so they take forever to process them. 3 weeks is crap. I work in the industry so that's how I know. (profanity) off with your sh!t.

  • 

    Associatedmiwahni @ Loans.com.au on 16/12/2023 - 00:49

    No change unfortunately, commercial use is still outside policy.

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  groarke on 15/12/2023 - 12:52

  I concur. I have been with them for years and haven't had any complaints. Referral on my app says $450, but perhaps it hasn't updated yet. The $1000 offer runs to the end of March 2024

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  Franky23 on 15/12/2023 - 13:02

  Loans.com.au are great. More generous than many other lenders if you have good credit history - they have always passed on the cuts quickly too. The worst thing about loans.com.au is their app and atrocious online banking system. My pay goes in up to 48 hours later than my previous ING account. Pretty terrible if you need to move money quickly.

  • 

    Thrifty McGifty on 15/12/2023 - 13:10

    +1

    Must depend on who your work banks with. My pay turns up within a few hours.
    It doesn't have Osko, sadly, but other than that my only complaint is that it takes 3-4 clicks to logout of the web site.

    3dit: been with them for 10+ years, 3 different loan accounts.

    • 

      Brick50 on 26/03/2024 - 21:28

      To confirm they don't have osko? Can you BPAY directly from your offset account and what is the daily transfer limit?

      Thanks

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  SmiTTy on 15/12/2023 - 18:18

  I was with loans.com.au about 12 or so years ago.
  They were great. At the time they pegged all rates changes to the rba so I had a fantastic rate when rba was dropping

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  Komizar on 16/12/2023 - 13:59

  Not a real difference to the bank for loan rates to be honest. They have been moving rates north as fast as RBA increase them. Lack communication, stupid app, confusing accounts naming, account number, hit and miss customer service with multiple staff either not well trained in which case you are transfer around. Use at your own risk.

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  ranma241 on 29/01/2024 - 09:35

  Is the $1,000 on top of whatever cashback is available?

  • 

    Brick50 on 26/03/2024 - 21:27

    Would like to know this also