I'm wondering what the out of pocket costs others experienced by attending an emergency department at a private hospital using their health insurance.
I understand there are different levels of cover. I'm more interested in what is not covered irrespective of the level.
From what I understand, you pay for everything up to being admitted to the hospital. I'm guessing this may include bloods and scans which could add up.
Other questions I pondered, such as, did you find:
- more specialists were available? Or like public, many are on-call
- use of MRI machines in the emergency department? Commonly, public MRI use is limited and for most purposes CT is the mode of choice anyway. But in some cases, MRI is superior and can be used, but not used in public due to cost and the requirement of a specialist to refer.
- waiting times long?