YesPleaseThankYou » user profile

You might just have to go with the next best thing. Let me know what you find. I'm with Bupa (horrible to deal with) until late-June.

It'll take you 15 minutes to click through to the insurer websites from here https://www.privatehealth.gov.au/dynamic/insurer Also, this is…

How could it be a scam when the link points to the NAB domain?

As I said, to the best of my knowledge, I have never had a fund advise me that my certificates are being verified, nor have I had any…

> I believe this calc applies if you churn out specifically once the 6-weeks free period is up; so in theory you can max out discount to…

> I have a few mates that work in the private health insurance industry. In many years of churning, there has never been any suggestion…

> Sucks to be you then I'm not sure what this is a reference to. I didn't say that I had any difficulty with gift cards. There are many…

> It's also worth checking the certs each time to make sure there are no issues so you find it before you're 6 funds along and need to…

> They still have to verify it from previous insurer as anyone can photoshop a certificate Do you have inside information about this…

> I was gonna switch to Queensland Health Fund for their 6 weeks free The QCHF offer represents a 100% discount for the relevant period. >…

> Ive never had an issue Never? Wow, good on you but I find that difficult to believe. The complaint statistics very clearly show how bad…

This is why I always deal with the cancellation of the old policy myself, then I know it's done, and have email confirmation of the same.…

https://www.hbf.com.au/about-hbf/legal/complaints-and-compliments

Yeah, sure, they can do that, but it takes time. Much easier to have them on hand. Zip them up and email them off to the addresses shown…

Why wait? The loading means that a higher premium is being paid. The transfer certificate won't fix that. (LHC doesn't apply to me, so I'm…

Oh, there you go. Thanks for the heads up! I associate the brand with health insurance. I'll delete my irrelevant posts :)

Just note that with health insurers, you escalate to the Private Health Insurance Ombudsman, not AFCA. See the note on this page…

Welcome to the churn!

Thanks for posting. Four weeks (let's call it 1 month) after 2 months = approximately a 33% discount. Much greater discount can be obtained…

Just to reply to myself here, I contacted Bupa via chat who told me they had to 'raise a case' to add my Everyday Rewards membership number…

> Also be mindful that once you have had a surgery, it's probably worth staying on the same policy because the payment of excess (which is…

> Could I change to BUPA now and still be covered for anything that may come of this? Yes. If you have served the [waiting…

See…

For peace of mind, you could message Bupa. Be ready though, in the past, even where I have retained evidence, Bupa's representatives have…

.... which is a shitty business practice.

Customer service is wrong. This promotion requires provision of the Everyday Rewards number, see the terms: > provide one registered…

That's unrelated to this promotion, that's so you can: > Collect Enjoy 3x points on fresh fruit, fresh veg and Macro Wholefoods Market for…

Agreed. Bupa is generally dodgy with woeful customer service.

> Anyone know what is classified as "join date" in the T & Cs Good pick-up! Ill-defined terms. I take it to mean, 'commence your policy'…

Yes, many of them prefer phone, where recordkeeping is poor and sometimes does not align with what you requested. If they are uncooperative…