YesPleaseThankYou » user profile
3
| Member Since | 14/01/2009 |
|---|---|
| Last Seen | 20/04/2021 |
| Location | NSW |
Recent Activities
Write to your fund and get it in writing. There's nothing to be scared of.
YesPleaseThankYou replied to 
froddo on Switch to & Hold HCF Health Insurance for 4 Months, Get up to $400 Prepaid Mastercard @ One Big Switch
froddo on Switch to & Hold HCF Health Insurance for 4 Months, Get up to $400 Prepaid Mastercard @ One Big SwitchCUA Health is a better offer because you are required to hold the policy for a lesser period (60 days), compared with the unfavourable 4...
Check with your fund, but I am sure that you will find that so long as you were insured at the relevant time (and otherwise eligible to...
In related news: https://www.accc.gov.au/media-release/payment-redirection-scams-cost-australian-businesses-14-million
YesPleaseThankYou replied to coolsteps on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
coolsteps on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021I would have been surprised if the answer was anything else. In my view, the terms (as presented to us in the offer email) made it clear....
Given that the OP appears to be a solicitor, is this for the purchase of a property by the OP's client?
YesPleaseThankYou replied to macr0hard on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
macr0hard on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021No, because you repay it then earn more points.
YesPleaseThankYou replied to 
Turd on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
Turd on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021Which terms, specifically?
YesPleaseThankYou replied to netjock on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
netjock on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021The rules are there for all to see. Citi knows what it is doing. Many of us have benefitted from crazy Citi promotions - just search back...
YesPleaseThankYou replied to 
julz on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
julz on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021Well, it gets even better. You could simply pay off the PayAll within a few days, then rinse and repeat.
YesPleaseThankYou replied to julz on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
julz on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021Yes, it could indeed. PayAll payments earn points, if your card has them. Unfortunately, my Simplicity card doesn't accrue points.
Read the FPO terms.
YesPleaseThankYou replied to Ash-Say on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
Ash-Say on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021Or forever, see my post above https://www.ozbargain.com.au/api/folder/list/c?tid=10214578
YesPleaseThankYou replied to boretentsu on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021
boretentsu on Free Citi Payall for Payments Setup from 1 April to 31 Oct 2021Yep, could setup a recurring payment. Even payments after the promo period would be at 0% as they were setup within the promo period.
No, this is completely acceptable. Portability between the PHI providers is part of government policy, designed to encourage competition.
Understood. My view is that the high cost of PHI makes it worth it. Also, changing funds is super easy and the old fund refunds any unused...
You are best off changing every few months, via the 6 weeks free offers. That gets you the greatest discount (up to 60%). Quibbling over a...
> Premiums go up because you may develop a chronic condition that makes you more likely to use your insurance. If you don’t tell your PHI...
YesPleaseThankYou replied to apple0604 on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
apple0604 on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesThey are just Mastercards. Are Mastercards accepted at Australia Post? Yes. Does Victorian car rego accept credit card payments at...
The government designed the Gold, Silver, Bronze system to make it easy to change providers. I would suggest that you review the PHIS...
There's nothing about it being an emergency in the OP.
YesPleaseThankYou commented on [BUPA] Boost to Earn 1000 Everyday Rewards Points with $5 Minimum Spend on Toiletries, Health & Beauty @ Woolworths
Scored over $200 worth of 'free' toiletries. This offered stacked with a 10x point offer. I was very apologetic to the staff and only...
YesPleaseThankYou replied to Coops1 on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
Coops1 on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesWell, today I made many (not revealing how many) split transactions to take advantage of the 2% cash back. No transaction was blocked and...
YesPleaseThankYou replied to baskinghobo on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
baskinghobo on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesRefunds are covered in the terms and conditions of the card.
YesPleaseThankYou replied to Neoika on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
Neoika on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesEach financial institution has its own fraud rules. I don't believe that repeated transactions authorised with biometrics (eg Apple Face...
YesPleaseThankYou replied to Chookt on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
Chookt on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesAh, well, it makes financial sense to get the $100 card as that costs $94.50 (under the below $100 2% cashback eligibility threshold).
YesPleaseThankYou replied to Neoika on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
Neoika on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesUnsure what you mean.
YesPleaseThankYou replied to Cluster on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
Cluster on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesWhy would HSBC freeze your card? Suspected fraud or abuse of cash back? Has this happened before?
YesPleaseThankYou replied to samehada on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
samehada on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesGreat feedback. It seems very important to use these cards immediately after activation. I'll be doing exactly this.
YesPleaseThankYou replied to 
Peck on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
Peck on 10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ ColesAhh, cheers! I might just stick with the 4% discount in this instance. (It's not worth the bother for the extra 1%.) Thank you for the...