YesPleaseThankYou » user profile
| Member Since | 14/01/2009 |
|---|---|
| Last Seen | Hidden |
| Badges | 3 4 |
| Location | NSW |
Recent Activities
YesPleaseThankYou replied to 
Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahmAnd receiving that promotional benefit multiple times per year adds up to significant savings.
YesPleaseThankYou replied to Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm> For context teachers health fund for me is $242/mo for gold nil excess, AHM is $377.75/mo with a $500 excess a year That's fine if you're…
YesPleaseThankYou replied to 
Twilight1234 on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Twilight1234 on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm> well lets just say extras - bupa gets me 2 cleans for free at my chosen dentist That's what's holding you back? You need to rework your…
YesPleaseThankYou replied to s0805 on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ Econnex
s0805 on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ EconnexI don't know the answer to your question but: I imagine that most OzBargainers immediately use any gift card credit, down to the cent. The…
YesPleaseThankYou replied to Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm> Better off with an industry specific fund Rubbish. Yes, they can be good, but your generalisation doesn't hold true for all…
YesPleaseThankYou replied to Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Dyl on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahmThat's one hell of a generalisation.
YesPleaseThankYou replied to Twilight1234 on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Twilight1234 on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm> Sadly all these deals still can't beat bupa, their corporate extras are just too good (I'm on a grandfathered deal) I'm sorry to be the…
> but think about the time you're wasting thinking about it still weeks later I'd prefer to escalate via the published process. I also…
YesPleaseThankYou replied to 
welcomeUniverseWorld on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
welcomeUniverseWorld on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahmWhy say: > AHM and Medicank [Medibank] don’t allow churning between themselves. Followed immediately by: > I could be wrong Strange.
Sorry, I am not wasting my time calling these fools. The matter was escalated via Complaints then the Private Health Insurance Ombudsman…
YesPleaseThankYou replied to Yaren24 on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
Yaren24 on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahmDo your own research very simply here: https://privatehealth.gov.au/dynamic/search/start
YesPleaseThankYou replied to welcomeUniverseWorld on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
welcomeUniverseWorld on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahmStop looking for things that are not in the terms and conditions. If there's not an exclusion in there, there isn't an exclusion.
YesPleaseThankYou replied to EtherealArchelon on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
EtherealArchelon on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm> Limits can reset calendar year or financial year. Depends on the fund. Or Anniversary Date (date of joining).
YesPleaseThankYou replied to 
yojabbajabba on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
yojabbajabba on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahmPretty simple to do the math. I gave you the formula above.
YesPleaseThankYou replied to EtherealArchelon on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
EtherealArchelon on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm> Calendar year to Financial Year Or Anniversary Date (date of joining).
YesPleaseThankYou commented on Hospital + Extras Cover, 6 Weeks Free (After 60 Days) + 4 Weeks (After 12mo), 2 & 6 Month Extras Waits Waived (New Cust.) @ ahm
The first tranche > Maintain eligible Hospital & Extras cover for the first 60 days and receive 6 weeks [42 days] free represents a…
Good work!
It depends on how you use extras. Most years, I get back more than I pay. I've seen many other reports of similar, Also, the best…
It is if you're having to wait 3 weeks for a response to each enquiry.
This ⬆️ (Though the actual value obviously depends on the level of cover chosen.)
Not sure if you can do basic math.
YesPleaseThankYou commented on Up to 12 Weeks Free over 26 Months + up to $200 Prezzee Smart eGift Card + Waived 2-Month Extras Waiting Period @ HBF
Just be aware that HBF has atrocious customer service. I had a family member wait 3 weeks for an email response. This happened in the last…
Just be aware that HBF has atrocious customer service. I had a family member wait 3 weeks for an email response. This happened in the last…
FYI, you're getting 6 weeks free, which is worth more than $40.
YesPleaseThankYou replied to kashirin on Join & Hold Hospital & Extras Policy until 28 Oct or 25 Nov, Get 1 Month Free / 2- & 6-Month Extras Waiting Period Waived @ AAMI
kashirin on Join & Hold Hospital & Extras Policy until 28 Oct or 25 Nov, Get 1 Month Free / 2- & 6-Month Extras Waiting Period Waived @ AAMIAgreed. As with all NIB-related health insurance promotions, you need to stay too long before the promotional benefit vests.
YesPleaseThankYou replied to 
knobbs on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ Econnex
knobbs on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ EconnexFollow the NIB complaint process and if they miss a beat, make a complaint to the PHIO.
YesPleaseThankYou replied to knobbs on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ Econnex
knobbs on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ EconnexAs a regular churner, I have never found an NIB offer compelling enough that I would churn to it. NIB's customer service is quite bad, just…
YesPleaseThankYou commented on Join NIB Health & Extra Insurance, Hold for 90 Days for up to $600 Gift Card + 8 Weeks Free + 2 & 6 Month Wait Waiver @ Econnex
Very important to also consider whether NIB is acting [in a predatory manner](https://www.ozbargain.com.au/comment/17754311/redir).
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