Regarding Childcare Subsidies (CCS)

maheshsach on 19/05/2022 - 16:05

Hello community,

Background about me - overseas visitor on 482 visa, not yet a PR holder. Have a 3yr old child whom I would want to enrol to some day-care for study/care/interactions etc.

I have 2 ques in here:

  1. What if someone like me wants to avail childcare and is not eligible for CCS. I definitely don't wanna pay 110$ for a day. In such cases what are the options for study for my child?

  2. I would be getting my PR shortly (in a year), post that what are the CCS benefits assuming my wife doesn't work and am around 110K/year. Is everyone eligible for some sort of benefits or are there someone who are paying full 110$ out of their pocket.

Regards.

Financial Childcare Subsidy

Comments

  • MrHyde on 19/05/2022 - 16:10
    +4

    To get Child Care Subsidy you or your partner must meet the residence rules.

    You or your partner must be living in Australia and have 1 of the following:

    Australian citizenship
    - a permanent visa
    - a Special Category visa
    - a certain temporary visa type, for example a Partner Provisional or Temporary Protection visa.
    You may also meet the requirements if either:

    you or your partner are a student from overseas, sponsored by the Australian Government to study in Australia
    you’re in hardship, or special circumstances apply.

    After you get PR; then amount is based on a number of factors as described at https://www.dese.gov.au/child-care-package/child-care-provid…

  • GG57 on 19/05/2022 - 16:12

    Does it vary state-by-state? Victoria is rolling out a 3y.o. kinder programme.

  • Typical16-bitEnjoyer on 19/05/2022 - 16:32
    +11

    I definitely don't wanna pay 110$ for a day. In such cases what are the options for study for my child

    Pay $110 a day.

    or stay home yourself and not get paid $110k a year.

    or just wait until you get your PR before demanding entitlements.

  • tsunamisurfer on 19/05/2022 - 16:55
    +6

    If your wife doesn't work, can she not look after the child?

    • Typical16-bitEnjoyer on 19/05/2022 - 17:03
      +1

      He'sOutOfLineButHe'sRight.jpg

    • Quantumcat on 19/05/2022 - 17:09

      Wife might be a full time student

      • Mechz on 19/05/2022 - 20:50
        +1

        Should have thought about that before having a kid then eh?

        • [Deactivated] on 19/05/2022 - 21:27

          imagine expecting people to think about the consequences of their decisions in 2022, it's all about blaming someone else these days.

  • PissLUR on 19/05/2022 - 17:25
    +2

    find out more about the CSS hours. if your wife doesnt work and you are earning 100k then you can get 0 subsidised hours.

    • morse on 20/05/2022 - 01:22
      -1

      Not correct. The activity test also includes the working parents hours if only one works. Also you can include looking for work, education and volunteering as part of the activity test if his wife does any of those things.

      • PissLUR on 20/05/2022 - 08:57

        Well OP can do his own research to find out. And there no incorrect part in my statement.

        • morse on 20/05/2022 - 09:23
          +1

          This is not correct

          if your wife doesnt work and you are earning 100k then you can get 0 subsidised hours.

          Plenty of things his wife could be doing other than work that would count towards the activity test once they are permanent residents https://www.servicesaustralia.gov.au/recognised-activities-f…

          So yeah there is an incorrect part to your statement. Sure he can do his own research - probably why he asked here, to see what other people are doing.

  • Ocker on 19/05/2022 - 17:37
    +5

    Still only on visitor visa and looking at ways to exploit our welfare system - your tax's at work.
    Nothing like getting in early

    • maheshsach on 19/05/2022 - 18:13
      -8

      wats "our welfare system" here?

      • ChrisLevo on 19/05/2022 - 18:25
        +10

        Something to which you are not entitled to until you qualify.

        In this case, you are an overseas visitor with a wife who does not work, makes $110k p.a. and wants the Australian taxpayer pay for child care.

        You don't qualify.

        /thread.

          • Benoffie on 19/05/2022 - 19:38

            @maheshsach: As if.

            Average tax is between $10-20k per annum before any deductions.

            In no way would that remotely cover the expenses of one child in schooling and medical care for a year.

            As the saying goes - you haven't deposited enough in order to make a withdrawal.

            Edit - and frankly, if that's the attitude the OP holds to this country, perhaps they'd be better off elsewhere.

            • maheshsach on 19/05/2022 - 22:28
              +1

              @Benoffie: Noted. Booking return ticket to UK

            • morse on 20/05/2022 - 01:38
              +3

              @Benoffie: Tax for a non resident earning $110k would be more like $35k. Given he also wouldn’t be eligible for Medicare, he probably is actually making a decent contribution more so than a resident/citizen. Also if he had his kid in childcare 2days a week with a 50% subsidy it would only cost about $5k to the government- in this instance it seems he's not eligible, but it wouldn’t be outrageous if he was. Thinking about the value to Australia in the long run, if OP does become a PR, his kid will be a little Australian in the future and that investment in early learning will pay off.

          • kt007 on 19/05/2022 - 20:15
            +1

            @maheshsach: What visitor visa in Australia allow you to work.. could you give more details

          • SBOB on 19/05/2022 - 20:19
            -1

            @maheshsach:

            even am on visitor visa, am damn sure am contributing more to the system than you.. cut off..

            visitor visa, earning $110k, thinking you're making a massive contribution to our economy?

          • tunzafun001 on 19/05/2022 - 21:12
            +2

            @maheshsach: I have no problems with subsidising child care for anyone who is here and willing to "have a go".

            The system we have is I work 3 days a week, my partner works 2, Tuesday overlapped (so only one day of child care required).

            This means I get one day a week with my little girl, my partner has 2, and then on Fridays we are all off and spend the day together (or have a permanent long weekend).

            Took a bit of a pay hit, but they are only young once.

  • morse on 19/05/2022 - 19:31
    +1

    I’d probably look at family daycare or live in childcare (au pair / nanny) depending on your budget, if you’re not eligible for CCS. Alternatively if your earnings are enough just pay full fee at a daycare, (there are cheaper ones where you pack your own food, provide your own linen).

    • morse on 19/05/2022 - 19:34
      +3

      Also once you’re eligible it’s about 50% subsidy if you have one child and are earning $110k

  • TheMindsetTraveller on 19/05/2022 - 20:26
    -3

    The sense of jealousy here is enormous ;) The erroneous comments about the OP being on a visitor visa are too funny.

    My view is that child care subsidies are the biggest rort, I mean if you can't afford to raise children without assistance, then don't have any. It will help repair the trillion-dollar deficit the Liberals have caused to be in.

    • maheshsach on 19/05/2022 - 22:32
      -1

      Just asking - why don't you afford to work hard such that you can land in 5* instead of posting stupid ideas on people's post

      • brendanm on 20/05/2022 - 16:51
        +2

        What in the world does this mean.

    • morse on 20/05/2022 - 01:12
      +1

      So parents should pay the full cost of primary school and high school too? No more public schools? Because I guess if you can’t afford to raise children, better not have them right?

      Both sides of politics know that subsidised childcare is good for the economy, the country, children and parents.

      How do you think it would pan out for Australia if people stopped having kids?

      • TheMindsetTraveller on 20/05/2022 - 10:45

        Yes, rightly or wrongly, my perspective is I believe in a user-pay system. Those who use it, pay for it. Those who don't, do not get disadvantaged (eg by paying higher taxes).

        People will still have children with or without childcare subsidies, I expect you would know that.

        • morse on 20/05/2022 - 10:53
          +1

          Yeah, this just doesn't add up. Children can't help being born to parents without means, whether that's because the parents are lazy (unlikely), have mental illness, disability or earn low income doing good and important work. Everyone ends up losing out if we don't look after children in their early childhood.

          User pay just doesn't work when you start looking a things like surgery and more specialised health care. You literally need all of society to contribute to be able to afford to have the training, infrastructure and staff so that these things exist, and then people can use them when needed - as we don't know who is going to need what when. The investment needs to happen before the service is needed. Even private healthcare is largely publicly funded, especially when you consider the training of the health professionals delivering the services.

          Private education, is also publicly funded. There's pretty much nowhere in the world that has a completely user pay system for things like education and health.

  • Mechz on 19/05/2022 - 20:52
    -6

    Maybe deport yourself and get some English lessons in the process.

    Mechz on 19/05/2022 - 20:52 (Collapsed - Offtopic. Show)
    • maheshsach on 19/05/2022 - 22:28

      Yes, in process of doing that. Thank you

  • deyani82 on 19/05/2022 - 21:10
    +2

    Take your 3yo to playgroups, rhyme time, messy play, dance/sport class, etc if you want your child to socialise and 'study'. Children learn through play.

    Post-PR, if your wife doesn't work and doesn't do any recognised activity, your CCS is 0 hour unless your income is less than $70k.

    • maheshsach on 19/05/2022 - 22:29

      Thanks

      • deyani82 on 20/05/2022 - 13:52

        If you still want your child to go to childcare, a lot of good centers have long waiting list (~12 months) so it's best to do the tour and put the name down at the center that you like.

        Post-PR, if your wife doesn't work / study / volunteer; probably better to enrol your child in preschool (if you live in NSW) or preschool-equivalent in another state. Preschool's hours are in line with school hours so from 9AM-3PM, some preschools offer longer hours 8AM-4PM. Preschools are currently accepting enrolment for next year and prioritising children who'll start school in 2024 (a lot of popular preschools accept enrolment years before child is due to start) and will send letter of offer soon.

  • docpol on 19/05/2022 - 22:21
    +4

    Why do you need childcare if your wife does not work?

    • morse on 20/05/2022 - 00:49
      +2

      Maybe his wife wants to do some education, or volunteering or have 5 minutes to herself. Maybe she wants to work in the future. It’s super hard being at home with a kid 24hrs a day, 7 days a week, and people who don’t have grandparents or other relatives around do just that if they don’t use childcare. Childcare is also early childhood education, so if the child is 3 it’s probably good for them to start soon, especially if the family doesn’t speak English at home.

      • Quantumcat on 20/05/2022 - 06:49
        +2

        They don't need full time child care if the wife only wants 5 minutes to herself (they can do a few half days). I assumed the wife was studying but so far the OP hasn't given any indication that is the case.

    • peter05 on 20/05/2022 - 18:21
      +1

      the popular misunderstanding in this thread thus far is that childcare is for supervision to look after the child so that one can go away and do other activities, work/play etc

      there is growing consensus that sending children to child care earlier helps them develop socially faster/better

      its not possible to ascribe intention to OP's request except they do ask about other options for "study". Other posters have provided alternatives like rhyme times and other playgroups.

      It's best not to make judgmental comments like this without context and understanding.

  • morse on 20/05/2022 - 01:06
    +2

    Just another thought for you. If childcare does work out to be too expensive until you get PR, look into ‘play groups’. You can search here https://playgroupaustralia.org.au/find-a-playgroup/ plus each state has directories for them. There’s also a lot of unofficial ones that you hear about through word of mouth. A lot of churches run them but they are not necessarily religious. There’s also ones specifically for migrants, which are multicultural. I go to a singing/dancing one with my toddler one a week and it’s been really good for his confidence (was super shy there at first). But there’s also ones that are more play or physical activity based. It’s probably good for your wife too, to meet other parents. Most learning at this age is play based so it mostly just the opportunity to socialise and gain confidence.

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