Help in Choosing a Credit Card

nokia3660 on 13/10/2022 - 10:45

A crosspost from Whirlpool forum

Hello folks, I am planning on a 3.5K purchase in the next couple of weeks and was hoping to use one of those credit card sign-up bonuses to offset it a little.

From googling around I can see that the CBA's Low Fee Gold CC has a $300 cashback with $0 annual fee for a 1.5K spend in 90 days. Most of the other cards had rewards points rather than a direct cashback. I have no clue if any of those have a better return compared to this or how the rewards point works out for different banks. Can you guys help me out pick the best one please?

A few pointer on what I am after

Have a credit rating of 'Excellent', so getting approved is very likely
Minimum credit limit of 4K
Don't mind annual fee as long as the net return is great
Not planning on keeping the card. Will most likely close it once the rewards are paid
Don't travel much, so any rewards for travel/hotels/flights won't be of much help to me
Maximum spend possible from my end to satisfy sign-up bonus condition is 5K in 90 days

Financial Credit Card

Comments

Caped Baldy on 13/10/2022 - 10:50

Have a look at https://www.pointhacks.com.au/
Baysew on 13/10/2022 - 10:51

+2

Australian Credit Cards - Which cards should you get to have an all-rounded portfolio that suits all your needs?
Typical16-bitEnjoyer on 13/10/2022 - 11:42

Token "just pay cash" comment.
Drakesy on 13/10/2022 - 12:37

there's a search box in the top right hand corner
Alternatively there's a section called financial under deals which would also help.
- nokia3660 on 13/10/2022 - 12:58
  
  yea I can look up the deals, but as I mentioned in my post I couldn't relate to the gains from the rewards points as against a direct cash back. I am not planning on keeping the card, so was looking for some advice from people who might have had experience with these rewards points.
  
  But I will look for the deals and read through the comments as well.

Help in Choosing a Credit Card

Comments

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