Enjoy $300 cashback to spend how you want. Apply for a new Low Fee Gold credit card by 28 February 2023 and spend $1,500 on purchases within 90 days of card activation.
At a glance
What you'll get
$0 annual fee in the first year and subsequent years when you spend $10,000
19.74% p.a. purchase interest rate
Up to 55 days interest-free on purchases
Minimum credit limit of $4,000
Cashback benefits for eligible cardholders through CommBank Rewards in the CommBank app
Pay no international transaction fees for purchases you make overseas or online
Included international travel insurance, simply activate before you travel
Up to 1 year extended warranty on most purchases
Purchase security insurance available for most lost, stolen or damaged purchases
Priceless® Cities offers and experiences
Trade-offs
You won’t earn Awards points
Higher interest rates on purchases compared to our Low Rate credit cards. May not be suitable if you only make minimum repayments over a prolonged period of time
Full Terms and Conditions
- Offer available on new Low Fee Gold credit cards applied for between 1 Nov 2022 and 28 Feb 2023 Offer not available on all other card types (including Low Fee), existing cards, switches from other card types, and new Low Fee credit cards if you currently hold, or have held, any Low Fee or Low Rate card type in the 12 months prior.
To be eligible for the $300 cashback on a new Low Fee Gold card, you need to spend at least $1,500 on purchases (not including balance transfers and cash advances) using your new card within 90 days of activation. Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as ‘CASHBACK $300’.
Cashback only available on one credit card per customer. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account.
We reserve the right to close the offer prior to 28 Feb 2023.
The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Applications for credit cards are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges apply. Please view our Credit Card Conditions of Use.
1 The annual fee is waived in the first year and every subsequent year if you spend at least $10,000 in the previous year. Spend includes all purchases and cash advances fully processed in that year (excludes pending transactions) minus any refunds.
2 Eligible CBA credit Mastercard or debit Mastercard, Business credit Mastercards and StepPay customers, that are at least 18 years old, are not in hardship, and are not in default with any CommBank accounts can access CommBank Rewards through the latest version of the CommBank app. Terms and conditions including minimum spend requirements apply to CommBank Rewards and can be viewed within the CommBank app.
3 Travel insurance included on your credit card provides cover for you, your spouse and your accompanied children for return trips from Australia, up to a set period. You will need to activate your travel insurance for each trip in order to have a comprehensive level of cover. To activate your cover, register on Netbank, the CommBank app or call Cover-More on 1300 467 951 before you travel.
If you don’t activate you’ll receive Base medical which includes personal liability cover and unlimited overseas emergency medical assistance and hospital expenses only. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits, sub-limits and excesses apply. Before making a decision, refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full conditions. Insurance issued and administered by Cover-More Insurance Services Pty Ltd (AFSL 241713, ABN 95 003 114 145) on behalf of the insurer Zurich Australian Insurance Limited (AFSL 232507, ABN 13 000 296 640) for Commonwealth Bank of Australia.
If you purchase an Upgrade Policy, we receive a commission which is a percentage of your premium - ask us for more details before we provide you with any services on this product.including for pre-existing medical conditions and persons aged 80 years or over), limits and excesses may apply to all insurances. More information and the relevant Credit Card Insurances Product Disclosure Statement and Information Booklet can be found here.
4 For extended warranty, purchases must be charged to the cardholder’s eligible credit card account or purchased by redeeming Commonwealth Awards points, refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full conditions.
5 Purchase security insurance provides 90 consecutive days of cover (from the date of purchase) in the event of loss, theft or damage. Purchases must be charged to the cardholder’s eligible credit card account or is purchased by redeeming Commonwealth Awards points, refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full conditions.
6 A maximum charge of $300 (or a flat fee of $3.00 applies if your closing balance on previous business day was in credit).
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