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Citi Prestige Credit Card: 300,000 Citi Rewards Points ($10,000 Spend in 90 Days), $350 First Year Fee (Save $350)

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Minimum spend increased from $7,500 in 60 days to $10,000 in 90days

Copied from Previous deal https://www.ozbargain.com.au/node/728311

Key Points:

$350 annual fee in the first year (save $350).
300,000 Citi Rewards Points when you spend $7,500 on eligible purchases within 60 days from approval.
Points redeemable for $1,500 in gift cards, $1,150 profit after annual fee. (According to rwrds(rwrds.com.au))
$20,000 minimum credit limit, $100,000 maximum.
Extra Perks:

4th Night Free: Enjoy your 4th night free when you stay four consecutive nights at a huge range of hotels.
Luxury Escapes: Enjoy 10% off Limited Time Lux Exclusive hotel offers (up to $500) and international tours (up to $250) until 1 March 2023.
Priority Pass: Unlimited complimentary access to over 1,200 Priority Pass lounges around the world for you and one guest.

According to comments, a minimum annual salary of $150,000 is required for applicants

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closed Comments

  • Anyone apply for an additional card when lodging original application?

    I requested an additional cardholder during signup and my card arrived but the other didn’t.

    I’m wondering if there usually ship together in the same envelope or separately. Hopefully the other follows tomorrow. If not I’ll contact Citi to enquire and ensure it’s coming.

    • +1

      Separate envelopes. Arrived at the same time for us though.

  • Has anyone successfully requested the linked diners club card?

    • You need to call them to request. And you also need some luck to get a right customer service agent who knows to do this.

      • Ok thanks!

    • Apparently you can do it online too. From the Citi website:

      If you are an existing customer with a Citi Rewards, Citi Premier, Citi Premier Qantas, Citi Prestige or Citi Prestige Qantas Card which is in good standing, you can request a Linked Diners Club Card on Citi Online.

      If you log in to Citi Online, navigate to “Services > Card Services”. If you are eligible, you will see the option on the left navigation menu to request a Linked Diners Club Card.

      Out of interest, what’s the draw card to have Diners? I see you share credit limit and statement etc. Is there any benefit if you’re not travelling?

      Found this older article:

      https://www.executivetraveller.com/citibank-doubles-down-wit…

      • +2

        I ended up calling to request the card because online was always giving me an error and they were aware of the problem. Card arrived in 4 days.

        • Did you recently applied for the Citibank Card? It says my current card is not eligible to apply for the Linked Diners card. I tried calling them and they said the same thing.

          • @spiinl: You need to hang up call again. Their system is broken. Everyone is not eligible on the website. And their customer service is bad too. Everyone says different thing. You can get the card, but you need to get a right customer service agent first.

            • @Micky14: The CS promised to call back after finding out how to do it. Hopefully she will soon.

            • @Micky14: you are 100% correct. Got a right CS this time and card is on its way!

              Maybe should call on weekdays to get the right CS that can do it or knows the workaround.

          • @spiinl: I had the same problem when I tried to apply the card before the first billing statement. Their system had a flag to prevent the application. It was probably after 2 months since I got the Prestige that I called again and was able to apply for the card.

            I remember reading somewhere that it needs to assess your account spending or something like that. I had more payall trans and other transactions within the 2 months so that must of removed the flag.

            • @ShowMeDMoney898: Thats a good point. At first she actually asked me to call back in a couple of months. Makes more sense now.

        • What are the benefits of the linked Diners card compared to Bankwest Zero/28Deg as a travel credit card? Thanks

      • Some discussion on Diners card here

      • Is this just good for using the banks in foreign countries?

    • Jokers are telling me I’m not eligible as it’s only available if requested at time of applying for card. Asked for a supervisor!

      Supervisor said the same! Can only be added at point of application

      • Tried 3 times. Same answer every time :(

          • @CodeXD: Yeah saw that. About 4 months. Weirdly they’re saying that’s the problem and I should have asked when I applied and now it’s too late!!

        • +1

          I have received my card 3 days later after spoken to the right CS.

          • @spiinl: So they responded to my escalation with the following :

            On 26 June 2023, you called us and asked assistance on how to have a Linked Diners Club Card (LDCC) for your
            Citi Prestige credit card account ending in xxxx. We have looked into your account, and we initially advised
            you that your Citi Prestige credit card account was ineligible for LDCC. We understand that this was not
            acceptable for you. As such, you requested for this matter to be escalated.
            During our conversation with one of our Customer Service Managers, you advised us that the information you
            saw from our website was different from the initial decision provided. We advised you that we will coordinate
            with relevant department to provide appropriate solution for you.
            We have now completed a full review into the experience you have had with us which we have set out below:
            1) Your above-mentioned credit card account is eligible to submit a request for an LDCC.
            2) This process requires Digital Written Request when the request is submitted via calling Customer Service.
            3) Alternatively, you can also opt for self-service through Citi Online Banking
            - go to www.citibank.com.au
            - log in with your userID and password
            - go to Services
            - go to card services
            - go to Request a Linked Diners Club Card
            Please note that LDCC request is still subject for review and approva

            Of course when I try again it still doesn’t work! Muppets

            • @digitalane: Maybe it is my pure luck that I got thru to someone that knows the workaround. It was done on the same call.
              Not sure if it helps, the CS that got it done sounds like from Philippines call centre.

            • @digitalane: What are the benefits of the linked Diners card compared to Bankwest Zero/28Deg as a travel credit card? Presumably there's no extra credit score hits?

      • Bugger. Tried today. Got a wrong CS said the same. In the end I just said no worries and hung up. 🤣

    • -1

      What are the benefits of the linked Diners card compared to Bankwest Zero/28Deg as a travel credit card? Thanks

  • How long is everyone waiting for their cards? It's been 11 days and counting for me…

    • Has it been 11 days since you applied online? Or 11 days since you received notification of approval and you’re still waiting on the physical card to arrive in your letterbox?

      Approval should happen within a few days of submitting application. Card should arrive within 3-5 days following that.

      Give them a phone call. Online chat won’t be able to tell you anything other than direct you to sections of their website…

      • 11 days since they told me the card had been sent.

        • Definitely should take that long - at least not to metropolitan areas.

          Give them a call. Best of luck.

          • @fookos: I meant “shouldn’t take that long”

  • When do you get the bonus points? I just received my first statement, already did Payall transactions to meet $10k spend but only earned 20xxx points and no signs of the 300k bonus points. Should I wait for second statement or ring up Citi to query?

    • The bonus points arrived in my account ~12-24 hours after the statement arrived.

      • Thanks just logged in to check and can see the 300k points credited to my account! 😁

  • So diners club can’t be added to Apple Pay?

    • I know it might be answered somewhere but what’s the advantage of Diners over normal prestige card? What makes it worth it when u have to jump through hoops to get it?

      • I would like to know too. Seems like in terms of points, they are equal. Only difference is no international fees.
        Does points earned via Diners Club goes to the same Citi Points pool?

        • From my reading, it’s main use (and maybe only) is if you’re travelling. I don’t see why you’d use it in Oz over your primary Citi card.

          Here some Q&A for you too:

          https://www.citibank.com.au/cards/dinersclub/FAQs/index.htm

          • @fookos: The other useful thing for points reasons is that it links to PayPal, so things you'd otherwise get 1 pt/$ on, you now get 2pts/$.

        • Same pool of points.

  • Anyone else get the offer today for a $200 JB, Coles or Myer if you convert $2500 or more using 'Quick Cash'? Just an upfront fee of .99% as long as the re payment plan is followed (6 months). So $25 fee I think - $175 profit.

    • How did you get the offer? e.g. email / SMS?

      • Email this morning and on the app as a pop up

        • I keep getting these. I set one up at $2500. That was over a month ago. I have no idea how I can "pay" it off - does anyone know? Over a month on, it says 0/6 are repaid, yet I'm up to date on paying all due amounts based on the statement..

  • Can’t believe I missed the offer, is it still worth it at 700 dollars and 275,000 points?

    • Yes, if you make good use of payall.

    • Not worth it imo, unless u are a very avid traveller who really needs the “unlimited” priority pass

      Keeping Payal aside lets see what u get for $700

      275k citi points - equal to 275k/3 Krisflyer or 275k/2.5 velocity points

      which turns out to be around 110k Velocity points for $700! That’s EXPENSIVE! , or u may apply for Velocity card for around net $150 fee, and earn 120k bonus points- so u paying an additional $450 fee for 10k LESS velocity points

      Payall is wildcard , speculating it remains 0 fee for all future scheduled transactions is wishful thinking- at best case u make around 80k velocity points for $700 annual fee

      • Krisflyer is 2.5 to 1, I know St George are changing to 3 but hadn't heard Citi is following.

        • as per this official link it is 3:1 https://www.citirewards.com/tygr-web/partnerProgramsListing.htm?sourceCode=GRCB&cmp=nav&lid=sub-nav|travel|points-transfer

          • @[Deactivated]: yeah ok, the Prestige and Signature are 2.5 the rest are 3

      • Velocity is 2:1 isn't it?

        • That's what I thought, too.

        • -2

          2.5:1 as per citi website

  • I got an email to call them back about my prestige card. I’m assuming it’s about the payall transactions. I’m on my 2nd month. I’m a bit hesitant to call them. Anyone on the same boat?

  • What is the concensus on fee free PayAll transactions?

    Is it best to setup a recurring monthly for the next couple of years
    or do you need to put in individual payments?

    • It might not be fee free for much longer. So best to set it up recurring in advance while it's free.
      If you're asking the difference between individual monthly payment vs recurring, there's no difference except more work doing each one individually

      • I guess I am interested in others interpretation of the fee free conditions.

        • https://www1.citibank.com.au/offers-benefits/PayAll1

          For all Citi PayAll payments set up between 1 April 2021 to 31 October 2023 (the Period), the Citi PayAll fee will be reduced to 0%.*

          *Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur. Any recurring Citi PayAll payments set up prior or after the Period will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. This fee will apply to all recurring payments made for the duration in which those payments are scheduled to occur.

          For me it's pretty clear, set it up during the promotion period, don't pay any fees.
          Citi T&Cs even mention recurring payments…

          • @johnmelb: Thanks, that's the way I read it. There was a bit of conjecture for a while.

    • The wording of the offer:

      For all Citi PayAll payments set up between 1 April 2021 to 31 October 2023 (the Period), the Citi PayAll fee will be reduced to 0%. Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur.

      So to me, the strategy that maximises your fee free Payall given that any recurring Payall can only be set up to last for 24 months from the date it is set up is to set up one-off payments up to 30 Septebmer 2023, then set up all your payments as recurring for 24 months before 31 October 2023. That way, your fee free Payall can be extended to 31 October 2025

      • You can set the PayAll to start from 2025

      • You can actually set up Payall for future dates as well. In your example, you can create several more Payalls up to 10 years in advance.

        Payall from November 2025 to October 2027.
        Payall from November 2027 to October 2029.
        Payall from November 2031 to October 2033.

        • Oh nice I did not know that thanks! Well then, I may hang on to my Prestige card for a little longer than I was anticipating to!

  • Anyone who has transferred Citi Rewards Points to Kris Flyer miles, please let me know how long it generally takes for the points to be transferred into the Kris Flyer account?

    • i've transferred a few times and longest was about a week maybe slightly longer and quickest a couple days.

    • Did it once and it took one day ish.

  • Has anyone managed to get Citi to waive or reduce the annual fee for this card for the second year? If so, any advice on how to achieve it? Thanks!

    • Ring them and ask? But i doubt that would work anymore.

    • You have to be willing to close your account down in my experience. A lot of banks have caught on to people just calling up and asking and a lot of the banks now just say no, but if you ask them to cancel your card, you'll be redirected to their customer retention team who would be far more likely to offer you some sort of retention offer which may or may not include an annual fee waiver/reduction.

  • After all the hassle, today I get an email saying they’re scrapping the Diners!

    • I got the same email. No wonder they are not keen to dish it out.

      • Looks like the change is from October so technically they should continue to offer until then. It’s also proof they do it. That said, no point applying if you’re not going to keep the Prestige card beyond 12-mths. They need to reduce that annual fee.

        • I’m annoyed as I got it purely for no overseas transaction fees.

  • Hope PayAll isn’t the next thing to go!

  • Is it only me or the PayAll no longer allows you to schedule the start date more than 3 months later?

    • I also can't go beyond start date of November 2023 anymore now.
      So not just you, would like to know if others have the same.

      • Same

      • Looks like Citibank has been tipped off.

        • Cancel current one and start this month

          • @digitalane: Have you tried this? and it works?

            I don't want to cancel as it takes 2 days to create a new one.

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