Debitsuccess - Any Way to Avoid The Credit Card Fees?

gaber on 07/03/2023 - 21:16

Hi guys, about to sign up my kid for childcare and noticed they use debitsuccess to set up direct debits. I was about to key in my details when I noticed the fees listed:

Direct Debit commission fee: $0.95
Credit card(Master/Visa) commission fee: 2.53%
Credit card(AMEX) commission fee: 4.73%

This seems pretty high for a recurring payment. I initially wanted to use my credit card to hit minimum monthly spend, however the monthly fee actually costs less than the commission fee.

Just wondering if there's a way to set up to pay via credit card through a virtual bank account or some other solution, or do I just forego it and stick with bank direct debit?

Toys & Kids Credit Card

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Debit Success
Debit Success

Comments

  • tamckinnon on 08/03/2023 - 09:00

    We've got DD setup with ours. Better set your own reminders to check available funds as they love fees.. https://www.productreview.com.au/listings/debit-success

    • gaber on 08/03/2023 - 10:52

      Damn I expected the reviews to be bad but not THAT bad

  • djsweet on 08/03/2023 - 09:01

    If you can BPay, you can use Sniip. However, you would have to see what fees apply to you and if its still worth it.

  • jorf on 08/03/2023 - 10:57
    +1

    Ask your provider for their direct deposit details and setup your own scheduled payments. Our OSH care uses debit suckcess too, but I refuse to use them after having them steal money from me in the past.

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