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Heritage Bank $2000-$4000 Refinance Cashback (Min $250,000- $750,000), Rates from 5.14% OOC (CR 5.16%)

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Hello All Ozbargainers

These are the latest rates including the March Rate.

Principal and Interest Owner Occupied HOME LOAN

Variable (redraw only) - 5.14% (CPR 5.16%) FOR LVR <70%
Variable (redraw only) - 5.24% (CPR 5.26%) FOR 70% <LVR <80%
1 year fixed - 5.69% (CPR 7.84%) FOR LVR <80%
2 year fixed - 5.79% (CPR 7.63%) FOR LVR <80%
Variable (offset only) - 5.24-5.39% (CPR 5.65-5.6%) FOR LVR <70%
Variable (offset only) - 5.44-5.39% (CPR 5.79-5.75%) FOR 70% <LVR <80%

Principal and Interest INVESTMENT HOME LOAN
Variable (redraw only) - 5.48% (CPR 5.50%) FOR LVR <70%
Variable (redraw only) - 5.58% (CPR 5.60%) FOR 70% <LVR <80%
1 year fixed - 5.89% (CPR 8.34%) FOR LVR <80%
2 year fixed - 5.99% (CPR 8.10%) FOR LVR <80%
Variable (offset only) - 5.60-5.55% (CPR 5.95-5.90%) FOR LVR <70%
Variable (offset only) - 5.70-5.65% (CPR 5.79-5.75%) FOR 70% <LVR <80%

Heritage Bank is an Australian customer-owned bank. They have extend the cashback promotion

$2,000 cashback for home loans $250,000 - $499,999
$3,000 cashback for home loans $500,000 - $699,999
$4,000 cashback for home loans $700,000 or more

Apply for an Eligible Heritage Bank Home Loan between 11 January 2023 and 30 April 2023 and settle on or before 30 June 2023; and
Open or hold either a Simply Access or a Mortgage Crusher transaction account. This will need to be in the same membership as your home loan.

We also offer the following product as well
Suncorp - 5.17% variable rate for Owner Occupied up to $4000 cashback
ING - 5.24% for Owner Occupied + $3,000 cashback
Westpac- 5.34% variable rate for Owner Occupied up to $4000 cashback
Ubank- 5.24% variable rate for Owner Occupied up to $4000 cashback
St George- 5.34% for Owner Occupied + $4,000 cashback

Heroes Home Loans are also providing an additional incentive broker rebate of up to $4,000 if user our service (note this applies to all products). The broker rebate is based on the net loan amount ie (loan size minus redraw/offset etc).

Loan Amount Rebate
$500,000 $1000
$750,000 $1500
$1,000,000 $2000
$1,500,000 $3000
$1,750,000 $3500
$2,000,000 $4000

Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to answer all finance related questions

Wilson Yuan
Managing Director
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD
http://heroeshomeloans.com.au/

Referral Links

$250 Gift Card with Loan: random (19)

When an existing Heritage member refers a new member and that new member has a Heritage home or business loan approved and fully funded within 3 months of the membership creation, both the new member and the referrer receive a $250 pre-paid Visa gift card.

Related Stores

Heritage Bank
Heritage Bank
Heroes Home Loans
Heroes Home Loans
Third-Party

closed Comments

  • +1

    People's Choice Credit Union $5k cashback OO rate: 4.99%

  • What about cashback offers for investor home loans please? Currently with homeloans.com.au and they are raising rates like crazy. So might as well get some cash back now.

    • -2

      Not having a go at you, but why do they call people who borrow most of the money to buy property, and other people (tenants) pay off the loan, "investors"?
      What have you "invested" of your own money, the 10% deposit?

      • What else do you like to call them? Tenants as investors because they are investing in the house to live and investors as ???

      • +1

        Not having a go at you but how about minding your own business?

        • So it was the 10% deposit then.

          • @alidli: All my homes were bought with 20 % deposit. Can't stand LMI.

    • +1

      Hey Axlfan

      This cashback offers is also for investment loans as well.

      Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to answer all finance related questions

      • Sure will do mate and our LVR is less than 80% :)

  • +1

    What is the lowest oo variable interest rate with offset account and 4k cashback.

    • +1. Same question Rep.

    • Rates can be from 5.19 - 5.34%. It depends on the loan size, property value.

      Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to answer all finance related questions

  • Hi, if i refinance my current home and take out new loan, will i have cash back for all the loans?
    For example:
    - Loan 1 for OO: 400k (2k cash back)
    - Loan 2 cash out equity on OO: 250k (2k cash back)
    - Loan 3 for IP: 300k (2k cash back)

    • Hey Ozslacker

      Yes you can potentially if you were to refinance with 3 different lenders. You could get potentially up to 8-12K in cashback

      Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to structure the loan correctly for yourself.

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