I just got an email at work from Reward Gateway, they're running a special on eGift Cards from The Good Guys - normally 5%, now 6%.
Here are some of the most common questions that tend to pop up (thanks WookieMonster for assisting with the original write up):
What is Reward Gateway?
Reward Gateway is an employee program that gives you access to discounted eGift cards and cashback across a large range of retailers.
Can I sign up to Reward Gateway if my employer doesn't partiicipate or I'm self-employed?
Yes, API Lifestyle & Leisure offer casual memberships for $10 per month, and is available to anyone.
How do I access Reward Gateway?
Your employer needs to be subscribed to this program before you can apply to access the program. Once you are given access, you can log into Reward Gateway through:
The dedicated website for your company, or The SmartSpending app on iOS/Android devices.
What is the transaction fee?
Transaction fees will vary depending on the type of card used to complete the transaction. The feedback I have been given by their support team is as follows:
MasterCard or Visa debit card: 0%
Standard MasterCard or Visa credit card: 0%
Premium / Platinum MasterCard or Visa credit card: 0.5%
Standard AMEX card: 1.5%
Premium AMEX card: 3%Can I use prepaid gift cards (e.g. Vanilla Visa gift cards) as a payment method?
No. Reward Gateway requires all debit, credit and prepaid cards to support 3D Secure. Prepaid gift cards do not support 3D Secure, so they will be blocked by the payment processor.
What denominations of JB Hi-Fi eGift cards are available through Reward Gateway?
At the time of posting this deal, you can specify any denomination up to $4999. Larger amounts will be split across multiple cards.
How are the eGift cards delivered?
Electronically. Either print them from your account or use the SmartSpending app to display them on a mobile device. There is also a unique PIN associated with each one which you will need to input when redeeming a card.
Where can I use the eGift cards?
They can be used in-store or online. Note that only unlimited cards can be redeemed for online transactions but in-store is limited to 8 per transaction (subject to in-store discretion).
Is there a limit on the number of eGift cards I can buy?
Rewards Gateway will allow you to purchase up to the maximum amount on your first transaction each day, but as fraud protection on your account, the system will limit further transactions to only $300 for that day. Some retailers may also impose monthly limits so check the T&Cs of each one if you plan to spend big.
Ask an IBM employee?