Macquarie Debit Card Not Working in SBI ATM India

Anyone else had this issue? I've tried 2 now including the one at T3 Delhi airport and both transaction errored. I've pre-notified Macq about the trip through the app and used in HK ATM without issue. Have also paid at a hotel with it.

My Citibank and ING debit cards work fine. Lucky I have plan B, C and D (28 deg but haven't tried in ATM yet).

Update: Macq card worked again back in HK. Beware of relying on Macq card for ATMs in less developed countries.

Comments

  • +21

    Just booking a flight to India now to help investigate. Give me 36 hours and I'll let you know.

    • +2

      Thank you for doing the needful, please revert at the earliest.

    • I will also go once there is a price error business class flight.

  • How much INR are you trying to withdraw?
    The max you can do at one time is INR10,000.00

    • seriously? that's not even $200 dollarydoos

      • On top of that, the max denomination is 500 rupees.

        • And then you have to deal with ‘no change’ when you go to use those 500 rupee notes

          • +1

            @Gunnar: Yes! Damn it. How do people get change everyday if nobody ever has it.

      • India is more cashless than AU. But its tied to few local players(Paytm/gpay) and its a PITA to get it working with international cards.

        • I've been reading it's supposed to be possible to get a foreigner UPI account setup at Delhi airport.

    • Yes 10,000. As mentioned, Citibank and ING have worked fine in the same ATMs after my Macq card gets rejected.

  • +4

    Are you using the 'Credit' function on the Debit Card?
    You need to click 'Credit' to force the transaction to go through the Mastercard Network on some ATMs internationally.

    • Can try this part. Been pressing Savings, but Citibank debit card is MC as well.

    • "Credit" dosent work. Same error.

  • Maybe the ATM recognizes Citibank and ING as they're both large multinational banks compared to Macquarie?

    • All the ATM has to recognize is the Visa/Mastercard.

      Maybe the ATM may want to look at the market caps -

      Citibank $93 Billion
      ING $50 Billion
      Macquarie $43 Billion
      CBA $179 Billion

    • Citibank sold out their brand name in India to an Indian bank called Axis bank. It is not a global bank in India.

  • inhales
    What did Macquarie say when you asked them?

    • +2

      Via Facebook as directed by their Contact Us page:
      "You are able to use your debit card at any ATM or Merchant that accepts international Mastercard otherwise your transaction may be rejected."

      Do know of a way I can raise a JIRA ticket and get this added to a sprint? They could track my card number, the ATM location and approximate timing of the transaction. I could also show them my Citibank debit MC transaction to compare.

      • -1

        Sounds like you asked a bot and not someone at Macquarie

        • -1

          What's the email address of their CEO?

  • It's not Macquarie, it's the atm that decide not to accept it. Some banks are more picky than the other in accepting other cards just like a merchant in Cambodia might accept your US$10 note but not another merchant in India.

  • Try an only Visa / MasterCard ATM. I was just in Hong Kong and had no issues, now I'm in another Asian country and have paid and withdrawn cash without issue. However, the ATM limits vary, I could only withdraw the equivalent of $400 AUD at a time (as per ATM limit).

    On local cards' ATM it didn't work, you have to find an ATM in the touristic area.

    • SBI is the biggest bank in India. The ATM I used was located at the arrival terminal of the biggest International airport in India.

Login or Join to leave a comment