I canceled my ANZ card on the 28th of Feb last year.
Is it safe for me to apply for the same card on the 1st of March the following year to still get the points bonus?
I am not sure what ANZ check when they look at my card history over the last 12 months.
I don't want to wait much longer as I have some large bills I want to put on the card.
Thanks for pointing me to that thread but it does not answer my question.
I don't want to apply for the card and then miss out on the sign-up bonus cause i did the sign-up too soon.
I know credit reporting companies do not record a card as closed straight away, so wanted to know if this has any impact.
I know credit reporting companies do not record a card as closed straight away
That's not all that ANZ use for their credit scoring…
Can you please expand on what else they use for credit scoring?
I am still new to the churning world.
I am thinking of calling ANZ to confirm my eligibility for the sign up points.
I’d wait 366 days
just go 369 (and check t and c's as some count new customer as someone who didnt hold the card for 18 month)
But some will get too excited at 69 and forgot to apply the cc
nice
You could probably call and clarify. By the time you get off hold you'll be eligible.
What did ANZ say when you asked them?
I just called, the person on the phone sounded kinda new.
He said my account was closed on the 27th Feb last year. And it has been over 12 months, didn't fill me with confidence so I'll wait till tomorrow to apply.
I doubt anyone will process the application on a Friday anyway.
Closed my ANZ FF Black last year on 30/01/2023.
Reapplied ANZ FF Black this year on 31/01/2024.
Approved next day on 01/02/2024
Already receiving my $250 credit after spending the required amount. Waiting for the points now.
That is great to know! thanks heaps
just an update. got my 100k qantas points on the 2nd statement.
went to live chat to cancel and got $370 annual fee refunded.
now will wait another year :)
I will try to do the same, i think i will meet the spend criteria in 2 months.
Did you say anything specific on live chat to get the annual fee refund?
Wow you spent $5k in a month?! good on ya tho :D
Just wait until tomorrow? Why risk it or waste your time.
Thats not 365 days.
So how did the application go today OP?
Did the application today, so 3rd March as I figured It will not get reviewed till Monday anyway.
ANZ have made the card application process a fair bit smoother.
Hope to find out if i'm accepted during the week, bouns points will take a few months tho.
I would normally apply the month after 1 year - ie. In your case, any day in Mar.
Give it a try and then post back here…