AliExpress with PayPal - International Transaction Fee? (2024)

Lk2k8k5 on 14/04/2024 - 12:18

hey all

yes i've read this post already (https://www.ozbargain.com.au/node/658793) , but it's over 2 years old. and I want to know if this is still happening recently.

i have an Australian credit card that I want to use and get bonus reward points. on Ali Express they have option to pay directly with card (can choose AUD/USD/EUR currency) or with Paypal. i'm guessing paying directly will definitely hit me with the international fee but not sure about Paypal.

my question is: if I pay with Paypal in AUD, will it be considered as an international transaction? has anyone tried this recently?

thank you

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  • Clear on 14/04/2024 - 12:35
    +3

    if I pay with Paypal in AUD, will it be considered as an international transaction? has anyone tried this recently?

    With a card that charges international transactions it will because AliExpress is not located in Australia. Furthermore letting PayPal so the AUD exchange rate will result in an inflated rate.

    I personally use a Coles Rewards Credit Card. I set AliExpress to USD, change the currency options during PayPal Checkout to USD so I get the Mastercard rate and earn Flybuys points. With cashback I get even more bang for buck.

    • k2k8k5 on 14/04/2024 - 12:44

      i thought paying with paypal means the merchant processing will be located in Australia? Or is it still based on where the actual store is located?

      • Clear on 14/04/2024 - 12:46
        +1

        Based where the store is as their bank account isn't Australian. The AliExpress' AUD rate fluctuates unlike the USD price too. You can get quite ripped off.

  • jizmo on 15/04/2024 - 14:36

    If I use Ali with Citi credit card, they charge around 4% international transaction fee no matter what currency it's paid.
    I Always use either 28 Degree or ING cards for any international transaction, as they don't rip me off like Citi do.

  • The Value on 17/04/2024 - 00:07

    I use Paypal on Aliexpress in Australian dollars. No seperate fees on my bank statement. Just the single transaction.

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