All the same details as the recent deal posted here - but now with the price dropped a further $10/m to $89/m
Details about cancellation fees in the previous deal
Samsung Galaxy S25 Ultra 256GB $287 Upfront on JB Mobile 24-Month $89/Month Plan (in-Store, Port-in Customer) @ JB Hi-Fi
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trevbreak on 18/09/2025 - 22:49 jbhifi.com.au (776 clicks)
Last edited 19/09/2025 - 11:24 by 1 other user
Last edited 19/09/2025 - 11:24 by 1 other user
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No it wouldn't, because the heading as it is, is correct. If you sign up to the $89 plan over 24 months, you can pay $287 for a Galaxy S25 Ultra.
They do not need to advertise in the headline what happens if you then decide to not stay for the 24 months. Thats up to you to understand the T&Cs. If you're too lazy to do that before signing a contract of any kind, then you're probably not going to find much success overall bud
"Under Australian Consumer Law (ACL), mobile phone ads must display the total minimum price, including all mandatory charges like GST and unavoidable fees, as a single, prominent figure."
You mean that bit that's prominent on the linked page? And guess what, neither this post nor the web page are ads so your "gotcha" missed the mark.
@banana365: Just FYI, it's not just ads that need to display that info. The product page of what's for sale also has to show it. (But yes, you're correct that the JB page does say the minimum total cost)
Bro is out here crying "illegal" and then saying I'm being aggressive with a composed reply? Uhmmmmm OK
To your own point - are cancellation fees 'mandatory' or 'unavoidable' mate? No - you would only incur them if you cancel the contract early so they are very much avoidable and not mandatory
Settle down mate and maybe have a think before being so aggressive with your jibberish
@jay889344: It seems you must choose between cancel fees or paying ongoing subscription, no? The law is quite clear. That a minimum total cost must be prominently displayed by the advertiser.
And this is just my personal opinion, but i think ethically and practically, the same standards should apply here. Except we give more info, including early cancel cost.
I may be misreading the tone, but you still sound somewhat agitated that a person on the internet disagrees with you? But respect and thanks for having the will and intelligence to reply, instead of banging the dislike button. The internet needs more good people like that :)
@bargaino: I'm not at all agitated bud. I just thought you came across very condescending and a bit rude, which I think others also probably felt based on all the negs you got here (I was not one of them btw).
If that is not the case and its just the way you write/type, then no harm done mate
They do not need to advertise in the headline what happens if you then decide to not stay for the 24 months.
They don't need to but the expected value of these jb hifi mobile plan posts these days is to get the phone at a good price after cancelling. A good quality jb hifi phone plan post should factor this in, even if it's to say not ATL. Hence why all the comments below focus on this.
This isn't an ad. It's a post on a community website
Cancelling still ends up at like $1,300 to $1,400 or something. Not a bargain at all, and no phone plan has ever been a good deal if you aren't planning to cancel it.
For anyone interested how this works with tax deductions:
If I bought the S25 ultra 256gb today without a phone plan:
- It would cost $1587 or $66p/m over 24 months
- I can claim 75% work related use ($1190). This equates to a net cost of $43 p/m, after a tax return of $536 (0.45c / $). This does not include the cost of the phone plan per month.Savings by utilising a phone plan
The secret is that Jbhifi's invoice shows the full cost of the phone (i.e. S25 ultra 256gb is $1587 for tax return purposes even though you pay only $287.)
- Initial cost = phone plan + phone outright = $89p/mon * 24m + $287 = $2136 + $287 = $2423
- Claim 75% use of the phone plan AND phone cost = ($2136 + $1587) * 0.75= $2792, of which 0.45c/$ ($1256) is returned at tax time.
- Total cost would be $1166, or $48p/m.Thats $48p/m over 24 months for a telstra sim + new s25u vs. $43p/m for a new S25u before including a separate phone plan ($10-$50/month depending on your needs).
Considerations:
- I've used the highest tax bracket for my calculations
- not everyone wants the s25u, or needs to change phone
- you don't have to use the s25u, you can sell for like-new, and continue to use your old phone
- you may have different mobile plan needs/costs, but,
- the flexibility of not being locked in to a plan is not measurable, nor, is the time costs of changing providers every few months measurable
- the network coverage/quality of Telstra vs other providers is not measurableInteresting. If the business mark the phone as $10000 and $8500 discount then you'd be able to claim 0.45 of $10000 on tax?
Ok so loophole there is you didn't have to mark $1300 voucher received as your income. Or maybe you had to buy didn't?You probably shouldnt claim $10k * percentage of work related use * 0.45c/$ for a phone, unless you want to raise a red flag as an outlier at tax time and score an audit.
Claiming $1k-3k on a phone per year, probably reasonable considering how expensive phones are nowadays. Even more sensible if it's every 2 years following the expiry of a phone plan.
The $1300 gift card is not considered taxable income.
A business claiming a phone sold at $10k would have to pay 10% GST, and then tax on the $1500 'profit', which is probably more then what the make on a retail sale. Not to mention the risk of being audited. In other industries, there probably are companies selling good at inflated costs and selling them to sibling companies for tax benefits…
Do you realise that would mean you'd have to be earn at least $193,000 to claim that at 45c on the dollar? At least make a reasonable example. I doubt many oz bargainers are making 200k a year.
And I've acknowledge that I've used the highest tax bracket for my calculations.
In tax bracket of 30c/$, over 24 months, it would be $66pm for JBHIFI plan + s25u vs. $51pm for s25u only, not including your current monthly phone plan cost
For anyone interested in abiding by the law, please understand that the example given above is dodgy and not a legal way of claiming legitimate tax deductions.
Despite you holding a tax invoice showing the cost of the phone at $1587, you cannot legally base your tax deduction on this cost if you only paid $287. A tax invoice is there to help you substantiate your tax deductions, but it is not valid if it does not reflect what you truly paid.
This is akin to the situation of say paying for your own work related airfares for work travel and then getting work to reimburse you back. You may hold an invoice for the full cost of the airfare in your name, but the fact that you got reimbursed and ultimately didn't cost you anything means you cannot legally claim the full airfare as a legitimate tax deduction.
I'm not here to stop you doing what you want in your tax return, but just understand what it is you are doing, whichever path you decide to take.
The gift card is counted as real money. You are wrong
@Mortin: Yeah the gift card is real money, but it's not your money, so you can't pretend that you incurred that amount as a cost.
Best not to spread misinformation if you don't understand the tax rules.@segap21: ✅ Example: Buying work tools with a gift card
You receive (or buy) a $100 Bunnings gift card.
You purchase a $100 hammer drill for work.
What to keep for tax records:
- The tax invoice/receipt from Bunnings showing:
Date of purchase
Item description (“Hammer Drill”)
Price
GST (if applicable)
Seller details (ABN, etc.)
- (Optional but useful) Proof of how you paid:
The receipt might say “Payment method: Gift Card”.
If not, it doesn’t matter much—the receipt is enough.
What to claim on your tax return:
Claim the $100 drill as a work-related deduction.
@Mortin: There's a crucial difference between buying your own $100 gift card and receiving a $100 gift card (that you didn't pay for).
If you buy your own gift card and then use it to buy the hammer drill for work, then there's no issue with legitimately claiming a tax deduction for it.
If you buy a hammer drill using a gift card that someone else gave you, then you can't legitimately claim a tax deduction for it. This is because you did not incur the cost. It doesn't matter that you might hold an invoice for the hammer drill showing payment by gift card; it doesn't change the fact that you didn't incur "any loss or outgoing" per s8-1 of Income Tax Assessment Act 1997.
Again, I'm not here to stop you from doing what you want in your tax return; I'm just explaining that the examples given above are dodgy and not a legitimate way of claiming tax deductions.
@segap21: I don't think that's a legit argument that "it didn't cost you". You are given a gift card and you've spent it. The main point here should be, do you have to count a gift as an income? If it counts as income, then your income increases then your deduction also increases by same amount. However I think I saw somewhere (ATO Q&A maybe?) you're not required to count gifts as income.
@High: This is what it literally says in the legislation:
"INCOME TAX ASSESSMENT ACT 1997 - SECT 8.1
General deductions(1) You can deduct from your assessable income any loss or outgoing to the extent that:
(a) it is incurred in gaining or producing your assessable income; or
(b) it is necessarily incurred in carrying on a * business for the purpose of gaining or producing your assessable income."
The examples being discussed here (claiming a tax deduction for the mobile phone/hammer drill) relate specifically to s8-1(1)(b). If the gift card was not purchased by you (but given to you by someone else) then the facts in these examples do not meet the requirement in s8-1 for you to claim a tax deduction; this is not just a mere opinion from me saying "it didn't cost you".
You raise the question about whether the gift card would count as assessable income and then suggested that you're not required to count gifts as income. This is correct.
For argument's sake, even if you were required to count the gift card as assessable income (which you do not), then the only deduction you could claim per s8-1(1)(a) would be the cost of the gift card itself. Using the $100 Bunnings gift card example, you would assess $100 as income and then deduct $100, net effect being Nil. Don't confuse the "loss or outgoing" as the subsequent item being purchased from the gift card (e.g. the phone or hammer drill); you don't incur the cost of the phone/hammer drill to earn the $100 gift card!
@segap21: Let's say for example I received a $1000 gift card and got $1000 phone for free as a result. But where does ATO determine that it did not cost me? Can't I argue I got gifted $1000 and spent that $1000 to buy the phone? The cost did incur after all.
How about if I ask JB to give me the gift card to keep, and I'll pay full amount in cash. Would they argue that it not cost me in this case as well?Let's say for example I received a $1000 gift card
Did you pay $1000 for the gift card?
and got $1000 phone for free as a result
I'm guessing you did not pay the $1000 for the gift card otherwise you wouldn't have said that you got the "phone for for free as a result". In this example, you did not incur "any loss or outgoing".
The cost did incur after all
True, but you did not incur the cost, someone else did, otherwise you wouldn't have said you "got the phone for free".
How about if I ask JB to give me the gift card to keep, and I'll pay full amount in cash
If you pay cash and receive a gift card in return for the same amount of cash you paid, then this is not an issue, as you have incurred that cost (not someone else).
But where does ATO determine that it did not cost me?
Just to clarify, the ATO doesn't determine anything; the facts of the situation will determine whether you incurred a cost or not. The Income Tax Assessment Act is what dictates when you can claim a legitimate tax deduction (particularly s8-1). The ATO are just there to administer the tax system. Australia operates under a self-assessment system - this means you declare income and deduct expenses yourself and lodge your return with the ATO. There is nothing in the Income Tax Assessment Act that says you must hold a tax invoice to claim a tax deduction, nor you are entitled to claim a tax deduction for whatever amount is shown on the tax invoice.
It is in the instance of when you are questioned by the ATO to prove whether you incurred the relevant expense you claim as a tax deduction that you are required to show evidence of it. Such evidence being a valid tax invoice, amongst other things. This is why you don't send copies of your tax invoices when you lodge your tax return; they only become relevant when you get audited and need to prove that your claims are legitimate.
Again, this is why I have said previously that I'm not here to stop people from doing whatever they want in their tax return; I'm just explaining that the examples given previously are not good examples of claiming legitimate tax deductions. People may still just do what was said in previous examples, but I just wanted to ensure they understood that is not how claiming legitimate tax deductions work.
@segap21: You keep telling me the cost did not incur, but didn't tell me why?
- Because the gift card was never in my pocket, there was no process involving "receiving" or "spending" the gift card?Why I say the cost could have incurred
- Because I see it as two separate events, gift card was handed to me -> then I spent the gift card.Thank you for the insights but I don't think s8.1 provides clear interpretation for this case, maybe some research into real life verdicts would be necessary if I really wanted to dig that deep.
You keep telling me the cost did not incur, but didn't tell me why?
That's not what I said. The cost did incur, but you did not incur the cost of receiving the $1000 gift card. You didn't pay $1000 to buy the gift card, someone else paid $1000 and they gave you the gift card so you didn't incur the cost. Make sense? It has nothing to do with whether or not you receive some credit card sized object with $1000 written on it into your pocket - that's irrelevant. You receive $1000 credit and you didn't pay anything for it so you did not incur any "loss or outgoing" to acquire it. I don't know how else to explain this.
@segap21: Yes if you claim an item bought with gift cards. You will need to show the receipt for the purchase of the gift card as the expense.
is the voucher repayment still the same 1000 for the 89 vs 99 plan?
It's $2136 for the 24 months + $287 upfront. Unless your monthly plan is already astronomical, this is not a bargain.
most people would cancel the plan straight away.
I think it's still cheaper to buy from the edu store if you have access (with the 5% loyalty + 5% new account discounts)
90 bucks a month thats insane. i payed $120/year for 20gigs/month.
Who with? I need Telstra network because I'm in the middle of nowhere, so probably doesn't apply to me, but I got Boost for $200 when it was on sale and had cashback deal for 300gb for a year. I wish they went back to being cheaper and less data lol. (uses full Telstra network and is owned by Telstra too.)
$120 for 20gb/mth? Dish the dirt! :)
Probably with Kogan, One Pass Mobile, Dodo, Circles etc.
I can see posts in FB marketplace people selling 1TB brand new sealed with Samsung or JB HI-FI invoice as low as $1100. Is it some kind of scam ?
Yes, it's a scam, the invoices are fake, and they most likely show full price rather than the discounted price any sane person in the reselling business would get it for. Also, it has never been possible to get the 1TB for $1100, the cheapest you could get a 1TB for at launch was $1403 (from JB Hi-Fi).
Discount is $1300 and voucher value is counted as $1000.
If you cancel you have to reimburse is 23/24th of $1000 + first month fee of $89
=$1047.33
Total cost = $287+1047 = $1334At least you get a brand new phone for approx 1300
Saving $253 against buying retail.from JB
You get better with discounted giftcards.
With increased voucher repayment these deals are getting less attractive.
It is still cheaper nice！
Off topic but S25 Ultra is an excellent phone. Tried an iPhone for a year, its ok but not really inspired by it. My wife swears by her iPhone so each to their own. Mine is the 512GB DS Enterprise version from overseas. Not paying more than $1.5k for a crippled single-nano phone.
You know you can use eSims right? Not really any reason for a physical dual sim nowadays.
Seems you are here since 2018 .
Still not getting the point why these are upvoted.Apparently not! Doesn't change the fact most of these phone contract deal are borderline scam aimed at the gullible.
Lol, $89 per month for 24 months!!
I understand most folks find this undesirable, however, there are a number of workers who get the monthy bill reimbursed. Meaning if your mobile allowance is the full $89/month, you get a s25 Ultra for $287 after 2 years.
bargaino on 18/09/2025 - 23:03 Comment score below threshold.
