$200 Bonus with Orange One Low Credit Card after Spending $500 in 3 Months ($48 Annual Fee) @ ING

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$200 Bonus with Orange One Low Credit Card after Spending $500 in 3 Months ($48 Annual Fee) @ ING
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Pythagoras on 04/10/2025 - 10:21 campaigns.ing.com.au (2475 clicks)
Last edited 04/10/2025 - 12:37 by 1 other user
SPOOKYBONUS

We think you deserve a bonus $200. That's why we're inviting you to apply for an Orange One Low Rate credit card. Because if you apply and are approved for an Orange One Low Rate credit card by 30 November 2025 and spend $500 within the first 90 days, we'll give you a $200 bonus just to say thanks.

That's an extra $200 in your pocket for whatever's on the cards.

Invite your family and friends along too
Think your family and friends deserve $200 too? No problem.

They can also get this exclusive offer if they apply for an Orange One Low Rate credit card using the promo code SPOOKYBONUS in their application, and if they're approved by 30 November 2025 and spend $500 with their new Orange One Low Rate credit card within 90 days, they'll be thanking you for their $200 bonus.

Important - tell your friends to include the promo code SPOOKYBONUS in their Orange One Low Rate application to qualify for the bonus offer!

Annual Fee $48

ING Referrals

Referral: random (760)

Until 30/11/2025, referrer and referee will each receive $100 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $100 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 from an external source into the new Orange Everyday account, deposit any amount into the a Savings Maximiser Account, and make at least 5 (settled) card transactions within any calendar month with the new Orange Everyday card.

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Comments

Search through all the comments in this post.
  • smerm07 on 04/10/2025 - 10:30
    +2

    Any conditions around a previously held card?

    • Pythagoras on 04/10/2025 - 10:41

      No info that i could see..

      This was all the relevant info i could see at the bottom of my email

      Interest rates are variable. 9.99% p.a. applies to instalments. 12.99% p.a. applies to purchases and cash advances. Interest free period available only where entire revolving balance plus monthly instalment amounts are repaid in the previous statement period.

      Information and interest rates are current as at the date of this email and are subject to change.

      All applications are subject to ING's eligibility and credit assessment criteria. Fees, charges and eligibility apply.

      • skeptic on 12/11/2025 - 21:57

        Was there at least a link to the terms and conditions?

        ING Low Rate Credit Card: $200 Bonus is a similar deal from last year, where there were conditions on previously held cards.

        Bonus $200 promotion
        This offer is available for a limited time only and is not available in conjunction with any other promotional offer unless expressly indicated. ING reserves the right to extend or withdraw this offer at any time at its sole discretion. If withdrawn, ING will honour the offer in respect of all Orange One accounts opened before the offer is withdrawn, ?provided that applicants satisfy the Eligibility Criteria below. The offer applies in respect of the original recipient of this email and family and friends who use the promo code ORANGEBONUS in their application for a new Orange One Low Rate credit card only.

        To qualify for the bonus offer you must apply and be approved for a new Orange One Low Rate credit card by the 31 October 2024 and spend $500 on purchases within the first 90 days of activation.

        Eligible purchases does not include cash transactions (including cash withdrawals from an ATM or over the counter at a bank or cash provider, pseudo cash transactions e.g. gambling, mobile phone top ups and foreign currency and travellers cheques), any purchases refunded, interest, default charges, insurance premiums and other fees and charges debited to your Orange One Account, and any BPay transactions or transactions made which result in spending that exceeds the credit limit it any one month. The $200 bonus will be paid as a rebate into your Orange Everyday account within 60 days of meeting the criteria. Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer. A tax liability may arise from earnings in connection to the cash bonus. You should seek your own independent tax advice.

    • kungfuman on 05/10/2025 - 09:26
      -1

      no point system either so it sucks.

  • justtoreply on 04/10/2025 - 10:38
    +14

    $152, really

    • Mild October on 04/10/2025 - 10:47
      +2

      Still not bad!

      If they approve the application.

      • tenpercent on 04/10/2025 - 10:52
        -2

        Why would they not approve?

        • Mild October on 04/10/2025 - 10:55
          +7

          Everything is possible for cc churners like me

  • ussenterprize on 04/10/2025 - 11:22
    +2

    When can we get $152? After 3 months? or the moment we have spent $500?

    • Buddy195 on 04/10/2025 - 12:27
      +3

      It’ll be at 3 months, they always are.

      • Fishballs on 04/10/2025 - 14:26
        +1

        When I got a similar targetted offer from ING a couple years ago, I met the minimum spend on day one and got paid out within a few weeks. Might've changed now though

        • Buddy195 on 05/10/2025 - 13:26
          +1

          I took up offer last time round. Spend done within a month. They paid out after 3 months.

    • dimes on 04/10/2025 - 15:01

      When I did similar ING deals in the past, it was usually within 2 weeks of completing whatever criteria they set

      • Mugsy on 04/10/2025 - 15:40
        +1

        Hoping the same happens for me. Means I will get my $200 next week.

  • Neoika on 04/10/2025 - 11:51
    +6

    It is a reminder for those who still hold it but need to cancel it before anniversary date, annual fee in effect for all from 21 Jul.

    • yoquierotaco on 04/10/2025 - 14:32
      +1

      Yep I didn’t realized this and got hit with the annual fee few weeks ago

    • Mugsy on 05/10/2025 - 11:19

      I'll be Cancelling this plus my NAB Rewards come Feb or March 2026 once i get the 20k velocity points from Velocity's promo.

      I still have my Bendigo Ready to get me by until the Amex Velocity has a good deal. I'm hoping for another holiday down to Tasmania.

      • notauser on 08/10/2025 - 22:03

        What's a good dal for amex velocity? Currently 100000 points

  • JayBholeNath on 04/10/2025 - 12:30

    Is this bonus taxable?

  • mkowarkski on 04/10/2025 - 12:48
    +1

    One of the eligibility conditions:

    Either hold an active Orange Everyday, or request to open one along with your Orange One Low Rate

    That means we should get one card and one other account with them

  • Logda420 on 04/10/2025 - 12:54
    +2

    What about people who have held the card previously ?

  • Andy Nguyen on 04/10/2025 - 13:45
    +2

    ING tricky, rejected me twice, but I got approved easily with Kogan, CBA, Amex

    • vin2 on 04/10/2025 - 19:43
      +1

      I also got rejected today, though I have an excellent credit history, high paying full time job and no debt.

      • tenpercent on 05/10/2025 - 11:28

        Regular churning?

  • timhn on 04/10/2025 - 14:26

    What are eligible transactions?

  • Mugsy on 04/10/2025 - 15:39
    +1

    I got a targeted one about a month ago. No $500 spend, just 5 transactions.

    Currently waiting for $200 to come through. I met the 5 transactions on day 2 of activating the card just under 2 weeks ago.

    • smerm07 on 25/10/2025 - 09:19

      Likewise. Let me know when you receive the bonus. Noticed the annual fee was deducted day 1.

  • Westpac on 05/10/2025 - 11:38

    did anyone get this

    1. We review your application
      We’ll assess your application within 4-6 business days and let you know if you’ve been conditionally approved.
      We’ll also tell you if your application is declined.
  • 27wapa on 05/10/2025 - 12:16

    Any terms state an exceluson for previous card holders? Keen for some "free" moola

  • freestyle18 on 05/10/2025 - 14:18

    I can enter the code, but how it didn't show me any deal that it was valid for?

  • afayd on 05/10/2025 - 19:48
    +1

    I got rejected only a few hours after the application. I didn’t have my hopes up based on all the comments about getting rejected in the previous posts.

    • DarkOz on 05/10/2025 - 20:34

      Same. No reason why I would get rejected but I did. Felt like my personal information got farmed by ING.

  • Viospeed on 06/10/2025 - 10:07

    Getting some bs API error when trying to add my Commbank account to verify my income.

    Authentication with the API failed due to invalid user token.

  • Viospeed on 06/10/2025 - 11:47

    What a joke, got denied for a $1000 credit limit within an hour of the application.

    I live at home for free with the parents with no dependants, I am self employed, have a property investment fully paid off generating rental income and fark all expenses. I even have $100k in my savings account with ING generating interest (along with another 2 different banks).

    I meet all their criteria including the "Earn $36,000 or more a year (before tax)". I actually had to put in more more expenses than I actually spend as it said my expenses were too low.

    Wasted time.

    • freestyle18 on 07/10/2025 - 16:24
      +1

      they denied you for living at home with your parents while making bank

    • notauser on 08/10/2025 - 22:04

      Brother you don't need this card, you're set

    • jiayijames on 09/10/2025 - 20:39
      +1

      Quoted from ING's website:

      To be eligible to apply for Orange One Low Rate, you need to:

      Be aged 18+
Earn $36,000 or more a year
Be an Australian citizen, New Zealand or Australian permanent resident
Have and maintain an Australian residential address
Have a good credit rating and meet our credit lending guidelines
Either hold an active Orange Everyday, or request to open one along with your Orange One Low Rate
Have PAYG payslips

      Note: Orange One Low Rate is currently NOT available to Self-employed applicants.

    • frugalferret on 11/10/2025 - 22:26
      +1

      I was also rejected. I have a savings + maximiser account with them. My government income goes into an ING account. I own the house I live in outright. When I entered my monthly expenses it told me I'd made a mistake, so I doubled it. Still too low for the form to accept, so tripled it. One hour later, application unsuccessful.

      • timhn on 19/10/2025 - 16:48

        My government income

        That's the problem

        • frugalferret on 19/10/2025 - 18:28
          +2

          Government, as in I'm employed by the government, not government benefits.

  • dealsgrabber on 20/10/2025 - 13:47
    +1

    Got approved despite have 28k limit across 5 cards and a 5k ING personal loan.

  • Mugsy on 05/11/2025 - 08:48

    So I signed up towards the start of September from a targeted, similar version of this offer.

    Just got my $200 cashback at the end of yesterday.

    My cutoff date to meet the requirements was end of October so I get the impression that it doesn't matter how early you meet the requirements, they assess on your cut off date and credit you accordingly.

  • skeptic on 07/11/2025 - 01:46
    -1

    Can anyone confirm this offer is still available? Is there a link to the terms and conditions?

    At which point during the application do you enter the code?

    Thanks in advance.

    • Mugsy on 07/11/2025 - 05:54

      Name checks out

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