Bargain-er » user profile

Member Since 23/11/2008
Last Seen 1 hour 31 min
Location Melbourne

Recent Activities

I have the 512gb/5g version. Love the s pen but google map doesn't work time to time. Dunno why but read some ppl got same problems. Phone...
07/05/2021 - 08:38
Hi, was trying to PM you but seems your current setting doesn't allow me. Can PM me? Thanks.
15/04/2021 - 08:03
Only to drop to 1.8x whatever current price is? What's the reasonn behind that speculation?
03/04/2021 - 07:26
Not sure what calculations APRA had during 2018-2018. But 5% interest and 30% after tax capability seem too extreme which may backfired. No...
03/04/2021 - 07:23
If you own the house, extending up is another option (if you really don't like the downside). I read it's much easier to put another floor...
17/03/2021 - 11:20
Thanks mate, this is definitely it. Google shows me articles with vested interest. Prefer opinions from people's first hand experience....
17/03/2021 - 11:18
Thanks a lot for your 2 cents, definitely worth much more than 2 cents. Help me make up my mind. Thanks.
17/03/2021 - 11:14
Yea, above 35 degree temperature any house will be hot regardless any type of roof :)
16/03/2021 - 21:27
Thanks for reply. Knowing all the downside why did you decide on flat roof than pitch? Is it modern design ur aiming for? How about thermal...
16/03/2021 - 19:04
Ah ok, makes sense. Was told flat roof is actually better in summer, worse in winter. Coz pitch roof cavity traps the heat. Guess that's...
16/03/2021 - 17:55
Haha never found older houses with Skillion but good idea for building.
16/03/2021 - 17:45
Yeah, need regular inspection and maintenance what i was told. The newer technology may reduce the possibility tho.
16/03/2021 - 17:13
Thanks for the helpful reply. A friend told me not to buy flat roof house for similar reasons (thermal insulation and birds noises every...
16/03/2021 - 15:28
Nah ur right. Need some engineering to get water off the roof. I call it flat roof but may be there's better term? Thanks
16/03/2021 - 15:04
Is thermal insulation a problem, like too hot in summer? My friend has a particular problem that birds are having a party every...
16/03/2021 - 14:40
Noticed that flat roof houses compared to pitch roof seem not as popular or as expensive (or my observation is incorrect?). I was told flat...
16/03/2021 - 14:02
I totally agree with you mate. It is BS! However, mortgage holiday is always there (at least with cba) but never been made easy as in...
11/03/2021 - 13:31
Actually yesterday according to REA, 2nd best time is now :)
11/03/2021 - 12:51
Imho, we just passed point 3 starting point 2. If price is going up regardless prediction, would you buy if you need one?
11/03/2021 - 08:11
Sadly this is true. FMG now have 11% divvy 100% franking credit. If i do not have homeloan, it's better just to put all there. Not without...
10/03/2021 - 20:44
Spot on. Was holding off in December hoping better stock in NY. Apparently not.
10/03/2021 - 20:40
Even tho, i agree with you that interest still can go lower I doubt it will provided that we're out of recession and yield/inflation is...
10/03/2021 - 11:09
I do get what you are saying. You can fix rate at 1.9 ish % for 4 years. After that then question mark. This is what I meant with regulator...
10/03/2021 - 11:01
What i heard it happens all over Australia. Cash is cheap and people for once can enter the market with higher loan. The only wise thing to...
10/03/2021 - 09:02
Funny, i had that thinking for years. I didn't even believe in crash but price correction. Have a look at sold history since 2019, in 2...
10/03/2021 - 08:54
So you re still expecting a property crash?
09/03/2021 - 21:31
Yeah true, but what i was saying even though the maket slowed down price is still modestly going up in some areas.
09/03/2021 - 11:45
I'm not disagreeing but how would the gov do that? In pandemic, they do mortgage holiday but it's a special case. However, as long as...
09/03/2021 - 08:19
Fix won't change, variable will.
08/03/2021 - 23:12