chami » user profile
| Member Since | 10/03/2015 |
|---|---|
| Last Seen | 10/04/2024 |
| Location | Perth |
Recent Activities
I think ABC will only give you half the story.. I find it does not publish any anti-woke news and need to get that from other sources: EG:…
Snowy Hydro has a 100-year design life, not 12 days..
**HostPlus** - index balanced (not balanced) to May 2023 return: 10.8%. Their Balanced: 6.87%. I think their 'unlisted part…
chami commented on Suggestions for High Returning ETF Dividends
Beware of A200 it does **not** track the ASX200 like you'd think tracks the "Solactive Australia 200 Index". Not sure if the A200 contains…
"In the near future". Macquarie term deposit is 4.6% for 12 months so there will no reduction to 2% inflation anytime soon, unless there is…
Free uni was only from 1974, mainly after the boomers' time. Before that only the 'elite' could afford it. There was still nursing and…
Yep, us Boomers had it easy. One old car per families, no washing machine, no air-conditioning, no computer, no mobile phone, maybe one…
Maybe they were talking about pre-tax dollars as well.. 6% including 1/3 tax would be 9%. @avoidfullprice, Thanks for that calculation. It…
chami posted a forum topic Make 9% Post Tax Saving in Interest before 1 JUNE 2023 on HECS
Listening to the Money Cafe, they indicate for anyone with a HECS debt, the amount will go up by inflation on 1 JUNE 2023. The amount…
866... I joined Credit Savvy(run by CBA https://www.creditsavvy.com.au/) about 2 years ago, which alert me when there is a change. It will…
chami replied to 
Charity on [Unobtainable Deal] ChatGPT Plus Subscription $22 USD Per Month @ OpenAI
Charity on [Unobtainable Deal] ChatGPT Plus Subscription $22 USD Per Month @ OpenAI@Charity a fair comment, but not unintelligent, but less useful. If you classify Woke as not allowing offensive speech or thoughts, It…
chami commented on Will we ever manufacture anything?
We can not compete. Our power costs are high by world standards and probably going to get worse. Malaysia power cost US5c/kWh, Australia…
The power may be more expensive after 4pm Run it from 3pm may be usually cheap depending on when you shoulder rate kicks in. There is…
chami commented on Missed Flight Due to Gate Change
I got an SMS saying my SAA flight from Joburg, was delayed 10 hours.. I tried to book the luggage on about 3 hours before the new flight…
chami replied to 
gromit on High Possibilities of Australia Going to a Financial Crisis and AUD/USD down to $0.50 USD
gromit on High Possibilities of Australia Going to a Financial Crisis and AUD/USD down to $0.50 USDI'd be very interested whose the best and can beat ASX:US rate (to hold $US for 12-18 months)?
chami replied to Never Pay RRP on High Possibilities of Australia Going to a Financial Crisis and AUD/USD down to $0.50 USD
Never Pay RRP on High Possibilities of Australia Going to a Financial Crisis and AUD/USD down to $0.50 USDUsing the CBA cash converter: US$100 -> AU$136 and AUS136 become US$91.07. The foreign currency account converter is worse: $89.4…
chami commented on High Possibilities of Australia Going to a Financial Crisis and AUD/USD down to $0.50 USD
I shorted the $AUD when it was US$1.10 that worked well. Now have only 3% of portfolio in Betashares US, but may increase it. For $10K,…
chami posted a forum topic Westpac Sent Letter Outlining Changes on Credit Cards Which Don't Affect Me
About 3 months ago I changed to WestPac a Credit Card after quite a bit of research. The T&C are changing on 1 March 2019 and they send me…
@PoorStudent.. The hot days of 18,19 Jan 2018, electricity in South Australia cost the statue $68M and $60M due to the $14K/MWh charge…
What about WA?
I have rented from Perth Bayswater 3 times.. No problem with damage that you mentioned. They did forward a speeding fine that I got to…
chami replied to [Deactivated] on Health Insurance. Single, No Dependents, Late Twenties, High Income,
[Deactivated] on Health Insurance. Single, No Dependents, Late Twenties, High Income,Yes, if he can get it for $1020pa. Who are you with and what is covered? The OP is talking of physio and dentistry as well. The frightening…
At 68 I have had health cover for 30 years and had FORTUNATELY had only one visit to hospital. Looking at the annual average cost by age:…
Yes, I know, the dog has arthritis. She has a blood test for kidney failure every 6 months for $190. Anyone know where I can get a cheap…
chami posted a forum topic Vet Prescription Filled at Local Chemist - Less than Quarter of Cost
Our dog has been on Neurontin pain killers for 12 months at $36 for 30 (one month). Our local Chemist provided 100 for $11 but I had to get…
chami commented on Hertz Car Hire Insurance (Maximum Cover Option for $34 a Day, Reduce Excess Option for $22 a Day or Take The Gamble?)
I pay with my ANZ Black CC and believe this covers me for up to $5000 with a $350 excess. I have never claimed, so read the PDS for…
chami joined OzBargain.
Welcome aboard!