kyttiekat » user profile

1
Member Since 28/05/2015
Last Seen 12 hours 15 min
Location Sydney

Recent Activities

Used raph89 Mine: https://swee.ps/KbwSeAUPw
09/12/2019 - 12:08
Used kinglaiho Mine: https://wn.nr/7hf6gW
09/12/2019 - 11:58
Used chadiwrx Mine: https://wn.nr/M9SC2V
09/12/2019 - 11:57
Used imed Mine: https://wn.nr/AVBL9Z
09/12/2019 - 11:53
Used imed Mine: https://swee.ps/LaNSdgast
09/12/2019 - 11:50
I used to think we could do everything 50/50 at every step of our lives, but turns out it's not very realistic when life throws things at...
29/11/2019 - 10:12
That's really terrible, when false.
29/11/2019 - 07:27
Thank you! That all makes sense. Seems that joint tenancy is the way forward. It's a relief to know that everything would be taken into...
28/11/2019 - 12:04
Thanks - it's good to hear from others about this. I'm not "worried"; I'm one of those weirdos that needs to know every possible scenario...
28/11/2019 - 11:59
Already have - his advice is in my first post. Just keen to hear from others. :)
28/11/2019 - 11:57
Hopefully we will be together a lifetime! Though I'm sure everyone starts off thinking that way. Thanks for your advice. :)
28/11/2019 - 11:56
Thanks for your insights! Really helpful questions to think about. I used to be in a role where I could be sued/bankrupt as a sole trader,...
28/11/2019 - 11:55
Thanks for your advice, I appreciate it. Up until now, our finances have been separate. He has been paying most of the living expenses...
28/11/2019 - 11:46
Good idea, we were thinking of doing this. Although I understand that it's not useful anymore since we've been defacto for more than 2yrs...
28/11/2019 - 11:41
Oh, dying at the same time - that's a difficult situation. Can I ask how it turned out? Was everyone fine with the will that was executed,...
28/11/2019 - 11:40
Ah OK, I see. So in that case: Scenario: Tenants in common 60/40. If we split up, then... courts will approve or reject that split? Based...
28/11/2019 - 11:36
You're absolutely right! We have an offset account as part of our package... so we can just park the gift in there.
28/11/2019 - 11:27
Thanks zeggie, that makes perfect sense. I suppose we are in a simpler situation (defacto + first home buyers) so perhaps joint tenancy is...
28/11/2019 - 11:25
Ouch. That is definitely not ideal! In a way, my partner does have savings I guess - he just uses them all up every month to support the...
28/11/2019 - 11:22
All good points, thank you. It's true he doesn't have savings, but he's been covering 60-70% of our living expenses for the last two years...
28/11/2019 - 11:20
50-50 tenants in common, or joint tenancy?
28/11/2019 - 11:09
Hi Newplace, thanks for your thoughts. Super helpful. When you say 'gives you much more flexibility', can you explain how so? ie when...
28/11/2019 - 11:07
Oops - you're right. I read it as interstate. Thanks for the heads up.
28/11/2019 - 11:05
Hi jacross, our solicitor asked which option we wanted (via email), then immediately emailed again to say it wouldn't matter because we're...
28/11/2019 - 11:04
We found it useful to go with a broker who could see all the options for us. Although we did do our own research for online-only lenders...
27/11/2019 - 22:28
Thanks for your thoughts! Yes it seems like joint tenancy is the way to go. We were worried about splitting up in future, but if it's up to...
27/11/2019 - 22:23
Oops - I've edited my post to say we have a 20% deposit, not 10%. So thankfully we will be avoiding LMI! (I was thinking 10% as that's what...
27/11/2019 - 22:21
Why would you suggest tenants in common? Just wondering. We've been in a defacto relationship for a long time, so from what I understand...
27/11/2019 - 22:16
Thanks zeggie, we may indeed do that.
27/11/2019 - 21:59
Yikes. Thanks for the explanation.
27/11/2019 - 21:58