Ozbargainlyf » user profile
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Ozbargainlyf replied to 645997738 on 2000 Woolworths Rewards Points Now Converts to 1000 Qantas Points (Previously 870 Points) @ WWR
You can leverage them into business class tix. Depends on what you value, $10 of groceries or long haul in a flat bed.
Ozbargainlyf replied to Kenb0 on What Happens When You Get Close to The End of a Home Loan with an Offset
Thats what i meant sorry. Keeping your PPOR loan separate to your investment loans to keep your deductibility options
Ozbargainlyf replied to Lv80 on What Happens When You Get Close to The End of a Home Loan with an Offset
what about your excess then? the way I picture it, have loan 100% offset and any extra start investing with it?
Ozbargainlyf replied to burningrage on What Happens When You Get Close to The End of a Home Loan with an Offset
Thats always what confuses me, because any money I take out of the offset would have to outperform 3.20% + my tax bracket? Makes investing...
Ozbargainlyf replied to Seraphin7 on What Happens When You Get Close to The End of a Home Loan with an Offset
ta helpful answer thanks!
Ozbargainlyf replied to p1 ama on What Happens When You Get Close to The End of a Home Loan with an Offset
Wouldn't I just loan money for the investment, that way i reduce my non-deductibles, while being able to tax deduct the interest of my...
Ozbargainlyf posted a forum topic What Happens When You Get Close to The End of a Home Loan with an Offset
Hi all, Nowhere near the end of my home loan but running a hypothetical here. If the loan lets say is $500k and i've got $500k in the...
Ozbargainlyf commented on Cellarmasters Spend & Save - $100 off + Free Delivery When Spending $200 or More
Most of their stock is Woolworths home brand. https://www.therealreview.com/who-makes-my-wine/
Ozbargainlyf commented on Coles Self Service Machine Ate My $50, but Did Not Detect I Had Inserted It
first post. quite a few ppl bit!
Ozbargainlyf replied to clem fandango on Bonus $2 Cashback When You Make Any Purchase at Woolworths Gift Cards (1 Per Customer, Credited by 12 August) @ ShopBack
agree. tracking is shithouse compared to CR
Ozbargainlyf commented on Earn 1000 Bonus Velocity Points on First Ride + Points for Money Spent @ Ola
DOn't know why people shit on Ola. At 30% off Uber prices almost always, happy to use them even if it means 1-2 mins longer wait.
Ozbargainlyf replied to jc89 on Telstra - SIM Only Plan $65 for 60GB Data + $500 Gift Card or iPhone 7 32GB [12 Month Plan] @ JB Hi-Fi
Did you have to do anything to activate the servic eon your new Telstra service? My optus number turned to sos but the telstra one hasnt...
Ozbargainlyf replied to Xizor on Whats the easiest way to meet the minimum spend amount on credit card signups?
Wouldnt be economical to use as the ~1.5% surcharges for visa/mc and 2.5% for amex isnt then tax deductible. Not many visas earning more...
Ozbargainlyf replied to uk3000 on Moving from Adelaide to Sydney, Please Recommend a Suburb to Live in
Yeh 25 mins perfect traffic but double in peak times.
Hey OP, Did the reverse a few years ago; moved from Syd to Ade. Honestly you could do fine with a number of suggestions here; Epping and...
Ozbargainlyf replied to DisabledUser266835 on Moving from Adelaide to Sydney, Please Recommend a Suburb to Live in
1.5m in Pymble wont get you very far.
thank you! makes a lot of sense.